Cincinnati Financial vs Progressive
CINF and PGR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CINF and PGR compare
Progressive is the larger company, worth 4.7 times as much as Cincinnati Financial ($137B against $29.1B).
On earnings, Cincinnati Financial is cheaper: it trades at 11.1× trailing earnings, against 11.9× for Progressive.
Cincinnati Financial grew revenue faster over the last twelve months (9.9% versus 7.7% for Progressive).
Cincinnati Financial keeps more of each dollar of sales as profit, with a net margin of 20.1% compared with 12.7% at Progressive.
Both pay dividends: Cincinnati Financial yields 1.9% and Progressive 5.9%.
Progressive scores higher on the StockData Score (16 against 14 for Cincinnati Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CINF | PGR |
|---|---|---|
| Size and price | ||
| Market cap | $29.1B | $137B |
| Share price | $189.65 | $235.78 |
| Change, 1 year | 13.6% | 6.3% |
| Change, 5 years | 59.6% | 161% |
| Beta (5Y) | 0.55 | 0.44 |
| Employees | 5,705 | 70K |
| StockData Score | ||
| Total score | 14 | 16 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 3 | 3 |
| Performance score | 5 | 6 (better) |
| Health score | 3 (better) | 0 |
| Dividend score | 3 | 5 (better) |
| Valuation | ||
| P/E | 11.1× (better) | 11.9× |
| P/S | 2.2× | 1.5× (better) |
| P/B | 1.8× (better) | 4.0× |
| P/FCF | 9.5× | 9.0× (better) |
| PEG | – | 0.08 |
| FCF yield | 10.6% | 11.1% (better) |
| Fair value | $172.99 | $249.66 |
| Margin of safety | −9.6% | 5.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.9% (better) | 7.7% |
| Revenue growth, 5Y average | 10.9% | 15.5% (better) |
| Net income growth (TTM) | 25.5% (better) | 8.5% |
| EPS growth (TTM) | 26.9% (better) | 8.9% |
| EPS growth, 5Y average | 15.2% (better) | 14.8% |
| Profitability | ||
| Net margin | 20.1% (better) | 12.7% |
| FCF margin | 23.2% (better) | 16.6% |
| Return on equity | 16.9% | 33.2% (better) |
| Financial health | ||
| Debt / equity | 0.05 | – |
| Altman Z-score | 1.57 | 1.98 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | 5.9% (better) |
| Payout ratio | 20.7% | 70.1% |
| Years of dividend growth | 7 (better) | 3 |
| Dividend growth, 5Y average | 7.7% | 23.2% (better) |
| Buyback yield | 1.7% | – |
| Shareholder yield | 3.7% | 5.9% (better) |
| Ownership | ||
| Held by institutions | 72.7% | 87.5% |
| Held by insiders | 2.0% | 0.26% |
| Insider net buying, 12 months | −$976K (better) | −$29.6M |
| Superinvestors holding | – | 6 |
| Short interest, % of float | 2.7% | 1.3% |
Go deeper
- CINF stock overview
- CINF income statement
- CINF valuation and score
- PGR stock overview
- PGR income statement
- PGR valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.