American Financial vs CNA Financial
AFG and CNA side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AFG and CNA compare
American Financial and CNA Financial are about the same size, with market caps of $13.4B and $13.1B.
On earnings, CNA Financial is cheaper: it trades at 12.8× trailing earnings, against 13.1× for American Financial.
American Financial grew revenue faster over the last twelve months (3.3% versus 2.1% for CNA Financial).
American Financial keeps more of each dollar of sales as profit, with a net margin of 12.0% compared with 6.8% at CNA Financial.
Both pay dividends: American Financial yields 2.2% and CNA Financial 8.0%.
CNA Financial scores higher on the StockData Score (11 against 9 for American Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AFG | CNA |
|---|---|---|
| Size and price | ||
| Market cap | $13.4B | $13.1B |
| Share price | $161.02 | $48.55 |
| Change, 1 year | 13.4% | 5.6% |
| Change, 5 years | 14.6% | 11.1% |
| Beta (5Y) | 0.55 | 0.40 |
| Employees | 8,500 | 6,600 |
| StockData Score | ||
| Total score | 9 | 11 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 4 (better) | 2 |
| Health score | 1 | 2 (better) |
| Dividend score | 2 | 4 (better) |
| Valuation | ||
| P/E | 13.1× | 12.8× (better) |
| P/S | 1.6× | 0.9× (better) |
| P/B | 2.8× | 1.3× (better) |
| EV/EBITDA | 8.7× (better) | 10.5× |
| P/FCF | – | 6.0× |
| PEG | – | 0.55 |
| FCF yield | – | 16.6% |
| Fair value | $128.03 | $47.22 |
| Margin of safety | −25.8% | −2.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 3.3% (better) | 2.1% |
| Revenue growth, 5Y average | 7.2% (better) | 6.8% |
| Net income growth (TTM) | 27.8% (better) | 3.3% |
| EPS growth (TTM) | 28.8% (better) | 3.6% |
| EPS growth, 5Y average | 4.2% | 13.1% (better) |
| Profitability | ||
| Operating margin | 15.2% | – |
| Net margin | 12.0% (better) | 6.8% |
| FCF margin | – | 14.4% |
| Return on equity | 21.6% (better) | 9.6% |
| Return on invested capital | 32.6% | – |
| Financial health | ||
| Debt / equity | – | 0.29 |
| Net debt / EBITDA | – | 1.75 |
| Interest coverage | 13.9× | – |
| Altman Z-score | 0.62 (better) | 0.56 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.2% | 8.0% (better) |
| Payout ratio | 57.1% | 104% |
| Years of dividend growth | 0 | 2 (better) |
| Dividend growth, 5Y average | 13.6% (better) | 2.0% |
| Buyback yield | 0.77% (better) | 0.27% |
| Shareholder yield | 3.0% | 8.3% (better) |
| Ownership | ||
| Held by institutions | 69.9% | 101% |
| Held by insiders | 8.8% | 0.50% |
| Insider net buying, 12 months | −$15.8M | −$5.4M (better) |
| Short interest, % of float | – | 1.5% |
Go deeper
- AFG stock overview
- AFG income statement
- AFG valuation and score
- CNA stock overview
- CNA income statement
- CNA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.