American Financial vs CNA Financial
AFG and CNA side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AFG and CNA compare
American Financial and CNA Financial are about the same size, with market caps of $12.8B and $13.2B.
On earnings, CNA Financial is cheaper: it trades at 10.7× trailing earnings, against 13.4× for American Financial.
CNA Financial grew revenue faster over the last twelve months (3.4% versus −0.24% for American Financial).
American Financial keeps more of each dollar of sales as profit, with a net margin of 11.5% compared with 8.2% at CNA Financial.
Both pay dividends: American Financial yields 2.3% and CNA Financial 8.0%.
CNA Financial scores higher on the StockData Score (16 against 9 for American Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AFG | CNA |
|---|---|---|
| Size and price | ||
| Market cap | $12.8B | $13.2B |
| Share price | $153.87 | $48.68 |
| Change, 1 year | 18.5% | 10.5% |
| Change, 5 years | 7.6% | 6.2% |
| Beta (5Y) | 0.56 | 0.40 |
| Employees | 8,500 | 6,600 |
| StockData Score | ||
| Total score | 9 | 16 (better) |
| Valuation score | 0 | 4 (better) |
| Growth score | 2 | 2 |
| Performance score | 4 (better) | 3 |
| Health score | 1 | 2 (better) |
| Dividend score | 2 | 5 (better) |
| Valuation | ||
| P/E | 13.4× | 10.7× (better) |
| P/S | 1.5× | 0.9× (better) |
| P/B | 2.6× | 1.2× (better) |
| EV/EBITDA | 8.8× (better) | 8.9× |
| P/FCF | – | 5.8× |
| PEG | – | 0.46 |
| FCF yield | – | 17.1% |
| Fair value | $123.84 | $53.50 |
| Margin of safety | −24.2% | 9.0% (better) |
| Growth | ||
| Revenue growth (TTM) | −0.24% | 3.4% (better) |
| Revenue growth, 5Y average | 7.2% (better) | 6.8% |
| Net income growth (TTM) | 24.7% | 41.0% (better) |
| EPS growth (TTM) | 25.7% | 41.3% (better) |
| EPS growth, 5Y average | 4.2% | 13.1% (better) |
| Profitability | ||
| Operating margin | 14.5% | – |
| Net margin | 11.5% (better) | 8.2% |
| FCF margin | – | 14.9% |
| Return on equity | 20.4% (better) | 11.3% |
| Return on invested capital | 28.6% | – |
| Financial health | ||
| Debt / equity | – | 0.27 |
| Net debt / EBITDA | – | 1.48 |
| Interest coverage | 13.5× | – |
| Altman Z-score | 0.64 (better) | 0.54 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.3% | 8.0% (better) |
| Payout ratio | 60.4% | 85.8% |
| Years of dividend growth | 0 | 2 (better) |
| Dividend growth, 5Y average | 13.6% (better) | 2.0% |
| Buyback yield | 0.61% (better) | 0.27% |
| Shareholder yield | 3.0% | 8.3% (better) |
| Ownership | ||
| Held by institutions | 69.9% | 101% |
| Held by insiders | 13.7% | 0.53% |
| Insider net buying, 12 months | −$16.0M | −$2.7M (better) |
| Short interest, % of float | – | 1.4% |
Go deeper
- AFG stock overview
- AFG income statement
- AFG valuation and score
- CNA stock overview
- CNA income statement
- CNA valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.