American Coastal Insurance vs Kingsway
ACIC and KWY side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACIC and KWY compare
American Coastal Insurance is the larger company, worth 1.9 times as much as Kingsway ($498M against $261M).
Kingsway grew revenue faster over the last twelve months (23.6% versus −5.3% for American Coastal Insurance).
American Coastal Insurance pays a dividend yielding 7.3%; Kingsway does not pay one.
American Coastal Insurance scores higher on the StockData Score (17 against 3 for Kingsway), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACIC | KWY |
|---|---|---|
| Size and price | ||
| Market cap | $498M | $261M |
| Share price | $10.27 | $9.01 |
| Change, 1 year | −14.7% | −29.3% |
| Change, 5 years | 123% | 65.3% |
| Beta (5Y) | 0.61 | 0.56 |
| Employees | 68 | 239 |
| StockData Score | ||
| Total score | 17 (better) | 3 |
| Valuation score | 5 (better) | 0 |
| Growth score | 1 | 2 (better) |
| Performance score | 4 (better) | 0 |
| Health score | 2 (better) | 1 |
| Dividend score | 5 (better) | 0 |
| Valuation | ||
| P/E | 5.8× | – |
| P/S | 1.6× (better) | 1.7× |
| P/B | 1.4× (better) | 26.4× |
| EV/EBITDA | 3.0× (better) | 23.9× |
| P/FCF | 7.2× | – |
| FCF yield | 13.9% | – |
| Fair value | $14.16 | – |
| Margin of safety | 27.5% | – |
| Growth | ||
| Revenue growth (TTM) | −5.3% | 23.6% (better) |
| Revenue growth, 5Y average | −16.9% | 17.2% (better) |
| Net income growth (TTM) | 2.2% | – |
| EPS growth (TTM) | 2.9% | – |
| Profitability | ||
| Operating margin | 37.7% (better) | 0.71% |
| Net margin | 28.0% | – |
| FCF margin | 22.2% | – |
| Return on equity | 25.5% | – |
| Return on invested capital | 53.4% (better) | 6.6% |
| Financial health | ||
| Debt / equity | 0.42 (better) | 1.81 |
| Net debt / EBITDA | −1.22 | 0.83 (better) |
| Interest coverage | 12.1× (better) | 0.2× |
| Current ratio | – | 0.92 |
| Altman Z-score | 0.95 (better) | −0.89 |
| Piotroski F-score | 3 | – |
| Dividends and buybacks | ||
| Dividend yield | 7.3% | – |
| Payout ratio | 42.0% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | −0.02% | 0.00% (better) |
| Shareholder yield | 7.3% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 32.5% | 41.8% |
| Held by insiders | 48.1% | 58.9% |
| Insider net buying, 12 months | −$429K (better) | −$3.8M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 6.7% | 10.5% |
Go deeper
- ACIC stock overview
- ACIC income statement
- ACIC valuation and score
- KWY stock overview
- KWY income statement
- KWY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.