YRDNYSEFinance ServicesFiscal year ends December 31
Yiren Digital Ltd.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026
$0.74−0.01 (-1.84%)
Close on Oct 19, 2026
Yiren Digital Ltd. revenue by segment
By business segment
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit Solution Business [Member] | CN¥5.04B | CN¥3.47B | CN¥2.52B | – | – | – | – | – | – | 88.1% | +45.1% |
| Others [Member] | CN¥381.60M | CN¥1.92B | CN¥1.42B | – | – | – | – | – | – | 6.7% | -80.2% |
| Insurance brokerage business [Member] | CN¥297.59M | CN¥408.37M | CN¥963.82M | CN¥731.80M | CN¥755.69M | – | – | – | – | 5.2% | -27.1% |
| Consumer credit segment | – | – | – | CN¥1.96B | CN¥3.18B | CN¥2.53B | CN¥6.44B | CN¥9.26B | CN¥10.30B | – | – |
| Wealth Management Segment | – | – | – | – | CN¥1.26B | CN¥1.43B | CN¥2.18B | CN¥1.99B | CN¥1.23B | – | – |
| Holistic wealth segment | – | – | – | CN¥1.17B | CN¥1.26B | CN¥1.43B | – | – | – | – | – |
| Other [Member] | – | – | – | CN¥302.90M | CN¥33.11M | – | – | – | – | – | – |
| Consumption & lifestyle business and other | – | CN¥1.92B | CN¥1.42B | CN¥743.09M | CN¥537.94M | – | – | – | – | – | – |
| Financial services business | – | CN¥3.47B | CN¥2.52B | CN¥1.96B | CN¥3.18B | – | – | – | – | – | – |
| Operating income | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| Others [Member] | CN¥260.18M | CN¥1.77B | CN¥1.13B | – | – | – | – | – | – | -85.3% |
| Insurance brokerage business [Member] | CN¥15.33M | -CN¥28.27M | CN¥239.17M | CN¥165.26M | CN¥199.58M | – | – | – | – | -154.2% |
| Credit Solution Business [Member] | -CN¥317.78M | CN¥88.74M | CN¥1.41B | – | – | – | – | – | – | -458.1% |
| Consumer credit segment | – | – | – | CN¥1.08B | CN¥1.05B | -CN¥1.17B | CN¥246.50M | CN¥695.89M | CN¥126.48M | – |
| Wealth Management Segment | – | – | – | – | CN¥308.29M | CN¥672.18M | CN¥1.26B | CN¥425.65M | CN¥101.61M | – |
| Holistic wealth segment | – | – | – | CN¥320.02M | CN¥308.29M | CN¥672.18M | – | – | – | – |
| Other [Member] | – | – | – | CN¥218.06M | CN¥22.77M | – | – | – | – | – |
| Consumption & lifestyle business and other | – | CN¥1.77B | CN¥1.13B | CN¥372.82M | CN¥131.48M | – | – | – | – | – |
| Financial services business | – | CN¥88.74M | CN¥1.41B | CN¥1.08B | CN¥1.05B | – | – | – | – | – |
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit Solution Business [Member] | CN¥5.04B | CN¥3.47B | CN¥2.52B | – | – | – | – | – | – | 88.1% | +45.1% |
| Network and marketing services [Member] | CN¥600.84M | CN¥205.19M | CN¥120.22M | – | – | – | – | – | – | 10.5% | +192.8% |
| Others [Member] | CN¥381.60M | CN¥1.92B | CN¥1.42B | – | – | – | – | – | – | 6.7% | -80.2% |
| Insurance brokerage business [Member] | CN¥297.59M | CN¥408.37M | CN¥963.82M | – | – | – | – | – | – | 5.2% | -27.1% |
| Technology services [Member] | CN¥246.87M | CN¥15.14M | CN¥18.68M | – | – | – | – | – | – | 4.3% | +1530.3% |
| Penalty fees [Member] | CN¥1.35M | CN¥2.83M | CN¥11.20M | – | – | – | – | – | – | 0.0% | -52.2% |
| Account management service | – | – | – | – | – | – | CN¥2.02B | CN¥1.81B | – | – | – |
| Others | – | – | – | – | – | – | CN¥660.30M | CN¥616.47M | – | – | – |
| Loan facilitation services | – | – | – | – | – | – | CN¥5.18B | CN¥7.65B | – | – | – |
| Post-origination services | – | – | – | – | – | – | CN¥757.78M | CN¥1.17B | – | – | – |
| Insurance brokerage services [Member] | – | CN¥408.37M | CN¥963.82M | CN¥731.80M | CN¥755.69M | – | – | – | – | – | – |
| Property and casualty insurance business | – | CN¥377.38M | CN¥412.01M | CN¥311.52M | CN¥240.26M | – | – | – | – | – | – |
| Life and health insurance business | – | CN¥30.99M | CN¥551.81M | CN¥420.27M | CN¥515.44M | – | – | – | – | – | – |
| Received from borrowers | – | CN¥2.83M | CN¥11.20M | CN¥25.69M | – | – | – | – | – | – | – |
| Technical support services. | – | CN¥15.14M | CN¥18.68M | CN¥12.19M | – | – | – | – | – | – | – |
| Referral service | – | CN¥205.19M | CN¥120.22M | CN¥64.89M | – | – | – | – | – | – | – |
By region
From the segment and revenue-disaggregation notes of Yiren Digital's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.