XYFNYSEFinance ServicesFiscal year ends December 31
X Financial
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026
$5.10+0.12 (+2.41%)
Close on Oct 19, 2026
X Financial revenue by segment
By business segment
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan facilitation service | CN¥3.84B | CN¥3.10B | CN¥2.74B | CN¥2.04B | CN¥2.55B | – | – | – | – | – | 50.3% | +23.9% |
| Financing income | CN¥1.40B | CN¥1.37B | CN¥1.14B | CN¥966.28M | CN¥671.90M | CN¥612.86M | CN¥408.40M | CN¥76.10M | CN¥130.74M | CN¥30.50M | 18.3% | +1.8% |
| Post-origination service | CN¥1.07B | CN¥759.54M | CN¥596.58M | CN¥372.45M | CN¥315.59M | CN¥203.84M | CN¥330.70M | CN¥131.24M | CN¥50.33M | CN¥8.19M | 14.1% | +41.5% |
| Other revenue | CN¥688.42M | CN¥436.18M | CN¥315.49M | CN¥179.88M | CN¥93.38M | CN¥68.35M | CN¥124.08M | CN¥147.41M | CN¥72.20M | CN¥10.24M | 9.0% | +57.8% |
| Guarantee income | CN¥636.57M | CN¥201.72M | CN¥24.50M | CN¥0 | CN¥0 | – | – | – | – | – | 8.3% | +215.6% |
| Guarantee income | CN¥636.57M | CN¥201.72M | CN¥24.50M | – | – | – | – | – | – | – | 8.3% | +215.6% |
| Loan facilitation service-Intermediary Model | – | – | – | – | CN¥161.31K | CN¥41.37M | CN¥238.87M | – | – | – | – | – |
| Loan Facilitation Service Direct Model [Member] | – | – | – | CN¥2.04B | CN¥2.55B | CN¥1.27B | CN¥1.99B | – | – | – | – | – |
By region
From the segment and revenue-disaggregation notes of X Financial's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.