XPNasdaqSecurity Brokers, Dealers & Flotation CompaniesFiscal year ends December 31

XP Inc.

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026

$30.26+1.03 (+3.52%)

Close on Oct 19, 2026

XP Inc. balance sheet

Millions of BRL, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31
Cash & Equivalents	19,221	12,910	9,210	4,967	3,752	2,660	888	627	835	440
Cash & Short-Term Investments	19,221	12,910	9,210	4,967	3,752	2,660	888	627	835	440
Receivables	–	–	–	–	–	–	462	219	–	–
Prepaid Expenses & Other	4,063	4,363	4,418	4,240	3,983	1,394	90	97	–	–
Property, Plant & Equipment	464	450	373	311	314	204	142	99	47	29
Operating Lease Right-of-Use Assets	341	313	282	258	285	183	227	134	–	–
Intangible Assets	–	–	–	–	–	–	553	505	–	–
Deferred Tax Assets	3,371	2,888	2,104	1,612	1,273	505	285	152	–	–
Total Assets	396,528	347,457	249,041	192,035	139,340	96,029	43,623	17,724	–	–
Current Portion of Leases	62	41	124	70	72	34	53	–	–	–
Long-Term Leases	249	271	181	216	247	174	203	–	–	–
Operating Lease Liabilities	311	311	305	286	319	208	255	148	–	–
Deferred Tax Liabilities	489	265	86	111	29	8.35	5.13	12	–	–
Total Liabilities	372,981	327,410	229,590	174,992	124,921	85,132	36,467	15,633	–	–
Common Stock	0.03	0.03	0.03	0.02	0.02	0.02	0.02	0.02	–	–
Treasury Stock	-125	-222	-117	-1,987	-172	0	–	–	–	–
Shareholders' Equity	23,547	20,044	19,449	17,036	14,417	10,895	7,153	2,085	–	–
Noncontrolling Interest	1.01	3.68	1.49	6.48	2.79	3.01	2.56	6.94	–	–
Total Equity	23,548	20,047	19,451	17,042	14,420	10,898	7,156	2,092	1,152	1,095
Total Liabilities & Equity	396,528	347,457	249,041	192,035	139,340	96,029	43,623	17,724	–	–
Shares Outstanding(shares)	520	540	549	561	560	559	552	509	485	485

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: –
Net margin: 64.9%
Return on equity, FY2025: 23.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.