WSBFNasdaqSavings Institution, Federally CharteredFiscal year ends December 31

Waterstone Financial, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$19.80−0.11 (-0.55%)

Close on Oct 19, 2026

Market cap: $340.24M
P/E (TTM): 11.5
Dividend yield: 3.03%

Waterstone Financial, Inc. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Cash & Equivalents	64	35	31	34	343	56	74	86	49	47	100	173	429	71	80	75
Cash & Short-Term Investments	64	35	31	34	343	56	74	86	49	47	100	173	429	71	80	75
Property, Plant & Equipment	19	19	20	21	22	24	25	25	23	24	25	26	27	27	–	–
Gross Property, Plant & Equipment	55	54	55	55	55	56	55	53	51	50	49	51	49	49	–	–
Accumulated Depreciation	-36	-35	-35	-33	-33	-32	-30	-29	-28	-26	-24	-25	-22	-22	–	–
Operating Lease Right-of-Use Assets	–	–	–	–	5.80	6.60	8.40	–	–	–	–	–	–	–	–	–
Total Assets	2,260	2,210	2,213	2,032	2,216	2,185	1,996	1,915	1,806	1,791	1,763	1,783	1,947	1,661	1,713	–
Short-Term Debt	–	–	147	1.08	–	29	–	–	–	8.16	7.20	0	21	21	–	–
Current Debt	–	–	147	1.08	–	29	–	–	–	8.16	7.20	0	21	21	–	–
Operating Lease Liabilities	–	–	–	–	6.27	7.13	8.88	–	–	–	–	–	–	–	–	–
Total Liabilities	1,910	1,870	1,869	1,661	1,783	1,771	1,603	1,516	1,394	1,380	1,371	1,333	1,733	1,458	–	–
Total Debt	–	–	147	1.08	–	29	–	–	–	8.16	7.20	0	21	21	–	–
Preferred Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	–	–
Common Stock	0.18	0.19	0.20	0.22	0.25	0.25	0.27	0.29	0.30	0.29	0.29	0.34	0.34	0.34	–	–
Additional Paid-In Capital	78	91	104	129	175	181	212	232	327	323	317	314	110	110	–	–
Retained Earnings	293	277	270	274	273	245	197	187	183	185	168	157	151	136	–	–
Treasury Stock	–	–	–	–	–	–	–	-98	-79	-77	-73	0	-45	-45	–	–
Comprehensive Income & Other	-12	-19	-18	-19	-1.14	2.33	0.64	-2.36	-0.48	-0.38	0.58	1.25	-1.43	2.29	–	–
Shareholders' Equity	349	339	344	370	433	413	394	400	412	411	392	450	214	203	166	172
Total Equity	349	339	344	370	433	413	394	400	412	411	392	450	214	203	166	172
Total Liabilities & Equity	2,260	2,210	2,213	2,032	2,216	2,185	1,996	1,915	1,806	1,791	1,763	1,783	1,947	1,661	–	–
Shares Outstanding(shares)	18	19	20	22	25	25	27	28	30	29	29	34	31	31	–	–
Loans, Net	–	–	–	–	1,190	1,356	1,376	1,366	1,278	1,162	1,099	1,076	1,068	1,103	–	–
Allowance for Credit Losses	17	18	19	18	16	19	12	13	14	16	16	19	24	31	32	29
Deposits	1,437	1,360	1,191	1,199	1,233	1,185	1,068	1,038	967	949	893	864	1,245	940	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 20.0%
Return on equity, FY2025: 7.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.5
Price to sales: 2.27
Price to book: 0.97
Dividend yield: 3.03%