VBNKNasdaqCommercial Banks, NECFiscal year ends October 31
VersaBank
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 10, 2025
$22.43+0.15 (+0.67%)
Close on Oct 19, 2026
VersaBank statistics
Financials through Jul 31, 2026, price-based ratios appear once a share price is available, median of Commercial Banks, NEC companies for comparison
Income (trailing twelve months)
| Measure | VersaBank | Industry median |
|---|---|---|
| Revenue | C$148.71M | C$39.22B |
| Pretax Income | C$49.43M | C$12.61B |
Margins
| Measure | VersaBank | Industry median |
|---|---|---|
| Pretax Margin | 33.2% | 33.6% |
| FCF Margin | 6.65% |
Growth
| Measure | VersaBank | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 27.3% | 9.79% |
| FCF Growth (YoY) | -93.3% | |
| Revenue Growth (3Y CAGR) | 14.8% | 10.4% |
| Revenue Growth (5Y CAGR) | 18.1% | 8.39% |
Balance sheet
| Measure | VersaBank | Industry median |
|---|---|---|
| Cash & Short-Term Investments | C$490.05M | C$12.83B |
| Net Cash (Debt) | C$490.05M | C$12.83B |
| Net Cash Per Share | 15.34 CAD | 15.94 CAD |
Cash flow (trailing twelve months)
| Measure | VersaBank | Industry median |
|---|---|---|
| Operating Cash Flow | C$16.01M | C$10.83B |
| Capital Expenditures | -C$6.13M | |
| Free Cash Flow | C$9.88M | |
| FCF Per Share | 0.31 CAD |
Efficiency
| Measure | VersaBank | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.03 |
Dividends and yields
| Measure | VersaBank | Industry median |
|---|---|---|
| FCF Payout Ratio | 32.5% |
Shares
| Measure | VersaBank | Industry median |
|---|---|---|
| Shares Outstanding | 31,945,500 | 1,081,460,500 |
| Shares Change (YoY) | 7.12% | -1.41% |
| Float | 31,945,500 | 1,081,460,500 |
| Shares Held by Insiders | 0.00% | 0.00% |
| Shares Held by Institutions | 39.0% | 45.1% |
Taxes
| Measure | VersaBank | Industry median |
|---|---|---|
| Income Tax | C$15.57M | C$3.23B |
| Effective Tax Rate | 31.5% | 24.5% |
Calculated by StockData from VersaBank's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.