VBNKNasdaqCommercial Banks, NECFiscal year ends October 31
VersaBank
Financials through Q1 FY2026, quarter ended Jan 31, 2026Last filing: 40-F on Dec 10, 2025
$22.43+0.15 (+0.67%)
Close on Oct 19, 2026
Margins need revenue and profit figures
This company does not report the lines needed to calculate margins.
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +11.7% | +14.8% | +18.1% | – | |
| Free cash flow | -82.9% | – | -20.8% | – |
Returns and balance sheet
7 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2019 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Capex to revenue | – | 0.5% | 0.8% | |
| Diluted shares | – | 21M | 32M |
Where the cash went
Fiscal 2021 to 2025, five years combined
VersaBank generated C$552.83M from operations and spent C$38.49M on capital expenditure, dividends and share buybacks. 53% of that went back into the business.
Generated
C$552.83M
Used
C$38.49M
Capital expenditureC$20.49M53%DividendsC$18.00M47%Share buybacksC$00%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
1of 3 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zeroC$44.45M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net incomeC$44.45M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise26M → 32M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03