UVSPNasdaqState Commercial BanksFiscal year ends December 31
UNIVEST FINANCIAL Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 28, 2026
$41.02−0.23 (-0.56%)
Close on Oct 19, 2026
- Market cap
- $1.15B
- P/E (TTM)
- 11.9
- Dividend yield
- 2.12%
Univest Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Univest Financial | Industry median |
|---|---|---|
| Market Cap | $1.13B | $679.86M |
| Enterprise Value | $954.86M | $408.94M |
| PE Ratio | 11.86 | 11.99 |
| PS Ratio | 3.33 | 3.59 |
| PB Ratio | 1.19 | 1.18 |
| P/TBV Ratio | 1.47 | 1.41 |
| P/FCF Ratio | 10.69 | 10.89 |
| P/OCF Ratio | 10.40 | 10.01 |
Enterprise value
| Measure | Univest Financial | Industry median |
|---|---|---|
| EV / Sales | 2.81 | 2.76 |
| EV / FCF | 9.02 | 8.23 |
Income (trailing twelve months)
| Measure | Univest Financial | Industry median |
|---|---|---|
| Revenue | $339.63M | $170.85M |
| Pretax Income | $122.82M | $70.12M |
| Net Income | $98.43M | $54.33M |
| EPS (Diluted) | $3.46 | $2.91 |
Margins
| Measure | Univest Financial | Industry median |
|---|---|---|
| Pretax Margin | 36.2% | 36.5% |
| Profit Margin | 29.0% | 29.1% |
| FCF Margin | 31.2% | 33.2% |
Returns
| Measure | Univest Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 10.5% | 10.6% |
| Return on Assets (ROA) | 1.22% | 1.12% |
Growth
| Measure | Univest Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.42% | 11.8% |
| Net Income Growth (YoY) | 23.2% | 23.2% |
| EPS Growth (YoY) | 26.3% | 23.1% |
| FCF Growth (YoY) | 4.50% | 28.5% |
| Revenue Growth (3Y CAGR) | 3.47% | 5.82% |
| EPS Growth (3Y CAGR) | 5.84% | 1.31% |
| EPS Growth (5Y CAGR) | 14.4% | 8.24% |
Balance sheet
| Measure | Univest Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $195.33M | $205.54M |
| Total Debt | $18.83M | $177.19M |
| Net Cash (Debt) | $176.50M | $164.40M |
| Net Cash Per Share | $6.40 | $8.13 |
| Equity (Book Value) | $954.25M | $563.88M |
| Book Value Per Share | $34.60 | $28.47 |
| Tangible Book Value | $770.89M | $475.36M |
Financial position
| Measure | Univest Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.02 | 0.20 |
| Debt / FCF | 0.18 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Univest Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $108.75M | $61.52M |
| Capital Expenditures | -$2.94M | -$4.08M |
| Free Cash Flow | $105.82M | $52.15M |
| FCF Per Share | $3.84 | $3.05 |
Efficiency
| Measure | Univest Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $353.78K | $353.78K |
| Profits Per Employee | $102.53K | $107.28K |
| Employee Count | 960 | 489 |
Dividends and yields
| Measure | Univest Financial | Industry median |
|---|---|---|
| Earnings Yield | 8.70% | 8.13% |
| FCF Yield | 9.35% | 8.91% |
| Dividend Yield | 2.12% | 2.48% |
| Buyback Yield | 4.57% | 1.55% |
| Shareholder Yield | 6.69% | 3.13% |
| Dividend Per Share | $0.87 | $0.93 |
| Dividend Growth (YoY) | 3.57% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 25.9% | 29.3% |
| FCF Payout Ratio | 24.1% | 26.0% |
Shares
| Measure | Univest Financial | Industry median |
|---|---|---|
| Shares Outstanding | 27,580,800 | 18,839,100 |
| Shares Change (YoY) | -2.68% | 0.40% |
| Shares Change (QoQ) | -1.30% | 0.00% |
| Float | 27,123,100 | 17,061,900 |
| Shares Held by Insiders | 1.66% | 5.89% |
| Shares Held by Institutions | 83.9% | 61.9% |
Taxes
| Measure | Univest Financial | Industry median |
|---|---|---|
| Income Tax | $24.39M | $14.50M |
| Effective Tax Rate | 19.9% | 21.1% |
Scores
| Measure | Univest Financial | Industry median |
|---|---|---|
| Graham Number | $51.90 | $45.31 |
| Graham Upside | 26.5% | 21.9% |
| Altman Z-Score | 0.24 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Univest Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.