TRSTNasdaqState Commercial BanksFiscal year ends December 31

TRUSTCO BANK CORP N Y

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$53.68−0.63 (-1.16%)

Close on Oct 19, 2026

Market cap: $933.28M
P/E (TTM): 14.9
Dividend yield: 2.76%

TRUSTCO BANK CORP N Y balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Cash & Equivalents	730	642	578	651	1,219	1,107	457	504	613	707	718	671	583	544	533	444	146	250
Cash & Short-Term Investments	730	642	578	651	1,219	1,107	457	504	613	707	718	671	583	544	533	444	146	250
Property, Plant & Equipment	41	34	34	33	33	34	35	35	35	35	38	39	34	36	37	37	–	–
Gross Property, Plant & Equipment	140	140	138	134	131	129	125	121	118	115	114	110	102	99	95	–	–	–
Accumulated Depreciation	-99	-106	-104	-101	-98	-94	-90	-87	-83	-80	-76	-72	-67	-62	-58	–	–	–
Operating Lease Right-of-Use Assets	34	37	41	45	48	48	51	0	–	–	–	–	–	–	–	–	–	–
Total Assets	6,441	6,239	6,168	6,000	6,197	5,902	5,221	4,959	4,908	4,869	4,735	4,644	4,521	4,347	4,244	3,955	–	–
Short-Term Debt	120	85	89	123	245	215	149	162	243	209	191	189	204	160	148	125	–	–
Current Debt	120	85	89	123	245	215	149	162	243	209	191	189	204	160	148	125	–	–
Operating Lease Liabilities	36	40	44	49	53	53	57	0	–	–	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	–	–	0.18	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	5,754	5,562	5,523	5,400	5,595	5,334	4,683	4,469	4,450	4,436	4,322	4,251	4,160	3,988	3,905	3,699	–	–
Total Debt	120	85	89	123	245	215	149	162	243	209	191	189	204	160	148	125	–	–
Common Stock	20	20	20	20	20	20	100	100	100	99	99	99	99	99	99	–	–	–
Additional Paid-In Capital	260	259	257	257	257	257	176	177	176	171	171	172	173	175	177	127	–	–
Retained Earnings	480	447	425	394	349	314	288	256	219	202	184	167	147	132	119	109	–	–
Treasury Stock	-84	-45	-44	-44	-37	-34	-31	-33	-35	-33	-36	-40	-44	-49	-54	-59	–	–
Comprehensive Income & Other	10	-3.86	-13	-27	12	12	4.46	-10	-1.81	-6.25	-4.78	-4.51	-14	1.56	-2.49	-4.12	-1.28	–
Shareholders' Equity	687	676	645	600	601	568	538	490	458	433	413	393	362	359	339	255	246	236
Total Equity	687	676	645	600	601	568	538	490	458	433	413	393	362	359	339	255	246	236
Total Liabilities & Equity	6,441	6,239	6,168	6,000	6,197	5,902	5,221	4,959	4,908	4,869	4,735	4,644	4,521	4,347	4,244	3,955	–	–
Shares Outstanding(shares)	18	19	19	19	19	19	–	–	–	–	–	–	–	–	–	–	–	–
Loans, Net	–	–	–	–	4,395	4,195	4,018	3,829	3,592	3,387	3,249	3,112	2,861	2,637	2,473	2,313	–	–
Allowance for Credit Losses	52	50	49	46	44	50	44	45	44	44	45	46	48	48	49	42	38	–
Deposits	5,557	5,391	5,351	5,193	5,268	5,037	4,450	4,274	4,173	4,196	4,100	4,032	3,927	3,804	3,736	3,554	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 33.0%
Return on equity, FY2025: 9.0%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 14.9
Price to sales: 4.74
Price to book: 1.42
Dividend yield: 2.76%