SFDLOTCState Commercial BanksFiscal year ends December 31

SECURITY FEDERAL CORP

Financials through Q4 FY2025, quarter ended Dec 31, 2025Last filing: 10-K on Mar 20, 2026

$46.85+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $146.13M
P/E (TTM): 12.3
Dividend yield: 1.52%

SECURITY FEDERAL CORP balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2012 2012-03-31	FY 2011 2011-03-31	FY 2010 2010-03-31	FY 2009 2009-03-31
Cash & Equivalents	75	178	128	29	28	18	13	13	10	9.37	8.38	10	9.33	7.84	8.80	6.56
Cash & Short-Term Investments	75	178	128	29	28	18	13	13	10	9.37	8.38	10	9.33	7.84	8.80	6.56
Property, Plant & Equipment	33	29	29	28	25	27	27	24	23	21	20	18	19	20	–	–
Gross Property, Plant & Equipment	52	53	51	52	47	48	48	43	43	40	38	36	34	–	–	–
Accumulated Depreciation	-19	-23	-22	-24	-22	-22	-20	-19	-20	-19	-18	-18	-16	–	–	–
Construction in Progress	0.10	0.28	0.41	–	–	–	–	–	–	–	–	–	–	–	–	–
Operating Lease Right-of-Use Assets	1.02	0.93	1.40	1.86	2.25	2.35	2.72	0	–	–	–	–	–	–	–	–
Goodwill	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	1.20	–	–
Intangible Assets	–	–	–	–	–	–	–	–	–	–	0	0	0.10	0.16	–	–
Total Assets	1,618	1,612	1,550	1,381	1,301	1,172	963	913	869	813	800	825	925	934	–	–
Operating Lease Liabilities	1.05	0.96	1.44	1.90	2.29	2.38	2.73	0	–	–	–	–	–	–	–	–
Total Liabilities	1,418	1,429	1,377	1,221	1,186	1,060	871	832	791	742	709	738	844	858	–	–
Preferred Stock	83	83	83	83	0	–	–	–	–	–	–	–	–	–	–	–
Common Stock	0.04	0.04	0.04	0.04	–	–	–	–	–	–	–	–	–	–	–	–
Additional Paid-In Capital	18	18	18	18	18	18	12	12	12	12	12	12	12	10	–	–
Retained Earnings	128	118	111	104	96	85	79	73	67	62	57	52	45	44	–	–
Treasury Stock	-8.24	-5.96	-4.91	-4.33	-4.33	-4.33	-4.33	-4.33	-4.33	-4.33	-4.33	-4.33	-4.33	4.33	–	–
Comprehensive Income & Other	-21	-31	-35	-41	5.22	13	4.47	-0.03	2.93	1.18	4.26	5.48	6.53	–	–	–
Shareholders' Equity	200	182	172	160	116	112	92	81	78	71	91	87	81	76	68	–
Total Equity	200	182	172	160	116	112	92	81	78	71	91	87	81	76	68	–
Total Liabilities & Equity	1,618	1,612	1,550	1,381	1,301	1,172	963	913	869	813	800	825	925	934	–	–
Shares Outstanding(shares)	3.11	3.19	3.23	3.25	3.25	3.25	2.96	2.95	2.95	2.95	2.94	2.94	2.94	2.94	–	–
Loans, Net	673	687	549	549	495	473	449	428	387	355	328	–	–	–	–	–
Allowance for Credit Losses	14	14	13	11	11	13	9.23	9.17	8.22	8.36	8.28	8.36	15	13	–	–
Deposits	1,372	1,324	1,195	1,110	1,116	918	771	767	702	654	652	660	696	690	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 23.3%
Return on equity, FY2025: 7.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.3
Price to sales: 2.49
Price to book: 0.73
Dividend yield: 1.52%