SFDLOTCState Commercial BanksFiscal year ends December 31

SECURITY FEDERAL CORP

Financials through Q4 FY2025, quarter ended Dec 31, 2025Last filing: 10-K on Mar 20, 2026

$46.85+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $146.13M
P/E (TTM): 12.3
Dividend yield: 1.52%

SECURITY FEDERAL CORP income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2012 2012-03-31	FY 2011 2011-03-31	FY 2010 2010-03-31
Revenue	59	52	49	47	46	42	38	35	33	31	31	30	33	34	33
General & Administrative	–	–	–	34	32	30	28	26	24	23	23	21	21	24	23
Advertising Expenses	0.91	1.00	0.98	0.99	1.12	1.05	0.80	0.55	0.60	0.53	0.42	0.48	0.39	0.39	0.40
Interest Expense	–	–	26	5.03	3.82	6.58	8.31	5.45	4.18	3.52	4.20	5.81	12	16	20
Interest & Investment Income	–	–	–	17	9.91	4.60	5.50	4.66	4.87	4.25	4.20	4.02	2.83	2.62	2.50
Income from Equity Investments	4.07	8.62	–	–	–	–	–	–	–	–	–	–	–	–	–
Gain (Loss) on Investments	0.02	0.04	0	0.00	0	–	–	–	–	–	–	–	-1.04	-0.31	-0.59
Gain (Loss) on Sale of Assets	0	0.00	-0.03	0	–	–	–	–	–	0	0.01	–	–	–	0.00
Pretax Income	17	13	12	13	–	–	–	–	–	–	–	–	–	–	–
Income Tax Expense	3.66	2.76	2.29	2.71	3.51	1.58	1.68	1.57	1.83	1.92	2.07	2.30	1.91	–	–
Net Income	14	9.81	10	10	13	7.05	7.79	7.21	5.92	5.92	6.12	5.81	1.80	1.84	1.60
Preferred Dividends	1.66	0.93	0	–	–	–	–	0	0	0.42	0.44	0.44	0.44	0.67	–
Net Income to Common	12	8.88	10	10	13	7.05	7.79	7.21	5.92	6.16	5.68	5.37	1.36	1.16	0.63
EPS (Basic)(per share)	3.80	2.77	3.14	3.14	3.93	2.19	2.64	2.44	2.01	2.09	1.93	1.82	0.46	0.43	0.26
EPS (Diluted)(per share)	–	–	–	–	3.93	2.19	2.50	2.32	1.91	1.99	1.84	1.75	0.46	0.42	0.25
Shares Outstanding (Basic, Weighted)(shares)	3.16	3.21	3.25	3.25	3.25	3.21	2.96	2.95	2.95	2.94	2.94	2.94	2.94	2.68	2.46
Shares Outstanding (Diluted, Weighted)(shares)	3.16	3.21	3.25	3.25	3.25	3.21	3.26	3.26	3.25	3.25	3.25	3.25	2.94	2.76	2.53
Dividend per Share(per share)	0.71	0.56	0.52	0.76	0.44	0.40	0.40	0.36	0.36	0.32	0.32	0.32	0.32	0.32	0.32
Total Interest Income	79	77	65	43	37	37	37	33	30	28	28	29	39	44	48
Net Interest Income	47	42	39	38	33	31	29	28	26	25	24	24	26	28	27
Non-Interest Income	11	10	9.39	9.61	13	11	9.10	7.67	7.34	6.40	7.01	6.16	6.94	6.79	6.11
Provision for Credit Losses	-0.24	1.37	0.25	0	-2.40	3.60	0.38	0.93	0.30	0.50	0	0.45	8.65	7.80	8.16
Non-Interest Expense	42	38	36	34	–	–	–	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 23.3%
Return on equity, FY2025: 7.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.3
Price to sales: 2.49
Price to book: 0.73
Dividend yield: 1.52%