RBKBNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
Rhinebeck Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$12.69−0.16 (-1.25%)
Close on Oct 19, 2026
- Market cap
- $139.06M
- P/E (TTM)
- 14.1
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
14.2%
2M of 16M shares
Institutional holders
48
8 new, 5 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
8 buys · 4 sales
Net bought $603.61K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| M3 Funds, LLC | 815,333 | 5.21% | 13G (passive) amendment | Jul 22, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of RBKB | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| M3F, Inc. | 552,076 | 3.53% | $9.56K | −458,344 | 2.26% |
| Vanguard Capital Management LLC | 471,868 | 3.02% | $8.17M | +287,377 | 0.00% |
| Alliancebernstein L.P. | 372,139 | 2.38% | $5.74M | −14,469 | 0.00% |
| BlackRock, Inc. | 257,759 | 1.65% | $4.46M | +88,833 | 0.00% |
| Geode Capital Management, LLC | 106,617 | 0.68% | $1.85M | +13,008 | 0.00% |
| Bridgeway Capital Management, LLC | 74,627 | 0.48% | $1.29M | – | 0.02% |
| Empowered Funds, LLC | 59,627 | 0.38% | $1.03M | – | 0.01% |
| Renaissance Technologies LLC | 43,300 | 0.28% | $749.52K | +19,000 | 0.00% |
| Vanguard Fiduciary Trust Co | 37,882 | 0.24% | $655.74K | +11,780 | 0.00% |
| Northern Trust Corp | 36,475 | 0.23% | $631.38K | +5,799 | 0.00% |
| State Street Corp | 34,831 | 0.22% | $602.93K | +3,800 | 0.00% |
| Dimensional Fund Advisors LP | 32,186 | 0.21% | $557.14K | +2,305 | 0.00% |
| Vanguard Portfolio Management LLC | 31,584 | 0.20% | $546.72K | +5,833 | 0.00% |
| Cerity Partners LLC | 20,052 | 0.13% | $347.10K | +45 | 0.00% |
| Bank of New York Mellon Corp | 14,214 | 0.09% | $246.04K | New | 0.00% |
| Charles Schwab Investment Management Inc | 11,327 | 0.07% | $196.07K | – | 0.00% |
| Focused Wealth Management, Inc | 10,000 | 0.06% | $173.10K | – | 0.02% |
| Morgan Stanley | 6,660 | 0.04% | $115.29K | −1,614 | 0.00% |
| Rhumbline Advisers | 5,514 | 0.04% | $95.44K | +493 | 0.00% |
| New York State Common Retirement Fund | 5,507 | 0.04% | $95.33K | – | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 48 | 2M | 14.2% | 8 / 21 | 9 / 5 | 0M | 0M |
| Q1 2026 | 46 | 2M | 14.4% | 9 / 18 | 11 / 5 | 0M | 0M |
| Q4 2025 | 43 | 2M | 13.9% | 2 / 18 | 13 / 7 | 0M | 0M |
| Q3 2025 | 48 | 2M | 14.2% | 15 / 18 | 8 / 2 | 0M | 0M |
| Q2 2025 | 35 | 2M | 14.0% | 21 / 8 | 3 / 3 | 0M | 0M |
| Q1 2025 | 17 | 2M | 12.2% | 2 / 8 | 4 / 1 | 0M | 0M |
| Q4 2024 | 16 | 2M | 11.2% | 2 / 8 | 2 / 1 | 0M | 0M |
| Q3 2024 | 15 | 2M | 10.6% | 2 / 4 | 4 / 2 | 0M | 0M |
| Q2 2024 | 16 | 2M | 10.7% | 2 / 5 | 4 / 3 | 0M | 0M |
| Q1 2024 | 17 | 2M | 11.1% | 1 / 9 | 4 / 2 | 0M | 0M |
| Q4 2023 | 18 | 2M | 10.2% | 2 / 8 | 4 / 3 | 0M | 0M |
| Q3 2023 | 19 | 2M | 11.0% | 1 / 6 | 3 / 2 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of RBKB | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 414,374 | 2.65% | $7.17M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 109,323 | 0.70% | $1.89M | 0.00% | Jun 30, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 59,627 | 0.38% | $1.03M | 0.04% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 46,745 | 0.30% | $809.16K | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 41,416 | 0.26% | $716.91K | 0.00% | Jun 30, 2026 |
| Vanguard Russell 2000 Index Fund | 23,104 | 0.15% | $376.13K | 0.00% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 18,252 | 0.12% | $297.14K | 0.00% | May 31, 2026 |
| iShares Micro-Cap ETF | 16,044 | 0.10% | $277.72K | 0.02% | Jun 30, 2026 |
| Omni Small-Cap Value Fund | 15,000 | 0.10% | $259.65K | 0.02% | Jun 30, 2026 |
| Master Small Cap Index Series | 7,824 | 0.05% | $135.43K | 0.00% | Jun 30, 2026 |
| Fidelity Series Total Market Index Fund | 6,534 | 0.04% | $106.37K | 0.00% | May 31, 2026 |
| EQ/2000 Managed Volatility Portfolio | 6,416 | 0.04% | $111.06K | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Value Index Fund | 6,239 | 0.04% | $108.00K | 0.00% | Jun 30, 2026 |
| LVIP State Street Small-Cap Index Fund | 3,800 | 0.02% | $65.78K | 0.00% | Jun 30, 2026 |
| Vanguard Institutional Total Stock Market Index Fund | 3,651 | 0.02% | $63.20K | 0.00% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Matthew James Smith | President & CEO, Director | 26,605 | 0.17% | Jul 23, 2026 |
| Michael J. Quinn | President & CEO, Director | 157,577 | 1.01% | Sep 11, 2025 |
| Michael Vitale | EVP, Head of Comm Banking | 22,414 | 0.14% | Aug 6, 2026 |
| Kevin M. Nihill | CFO and Treasurer | 33,121 | 0.21% | Jul 21, 2026 |
| Jamie J. Bloom | Chief Operating Officer | 23,266 | 0.15% | Jul 21, 2026 |
| James T. McCardle III | Chief Credit & Risk Officer | 37,897 | 0.24% | Jul 21, 2026 |
| Phillip Lekanides | SVP, Chief Accounting Officer | 17,701 | 0.11% | Jul 21, 2026 |
| Philip J. Bronzi | 1st SVP, Com Mkt Pres | 14,528 | 0.09% | May 21, 2026 |
| Francis X. Dwyer | President of Subsidiary | 12,783 | 0.08% | Dec 9, 2024 |
| Karen E. Morgan-D'Amelio | CRO, Gen. Cnsl and Corp Sec. | 8,412 | 0.05% | Dec 2, 2024 |
| Nancy Koskey Patzwahl | Director | 27,270 | 0.17% | Jul 23, 2026 |
| Suzanne Loughlin | Director | 34,828 | 0.22% | Jul 23, 2026 |
| William C. Irwin | Director | 50,937 | 0.33% | Jul 21, 2026 |
| Freddimir Garcia | Director | 7,206 | 0.05% | Jul 21, 2026 |
| Steven E. Howell | Director | 16,248 | 0.10% | Jul 21, 2026 |
| Donald E. Beeler Jr. | Director | 4,488 | 0.03% | Jul 21, 2026 |
| Christopher W. Chestney | Director | 45,131 | 0.29% | Jul 21, 2026 |
| Shannon Martin LaFrance | Director | 35,341 | 0.23% | Jul 21, 2026 |
| Sharon McGinnis | Director | 2,270 | 0.01% | Jul 21, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Michael Vitale EVP, Head of Comm Banking | Aug 6, 2026 | Buy | +4,834 | $12.35 | $59.70K | 22,414 |
| Nancy Koskey Patzwahl Director | Jul 22, 2026 | Buy | +25,000 | $11.94 | $298.50K | 27,270 |
| Michael Vitale EVP, Head of Comm Banking | Jul 22, 2026 | Buy | +5,000 | $11.94 | $59.70K | 17,580 |
| Suzanne Loughlin Director | Jul 22, 2026 | Buy | +500 | $11.92 | $5.96K | 34,828 |
| Suzanne Loughlin Director | Jul 22, 2026 | Buy | +12,000 | $11.93 | $143.16K | 46,828 |
| Matthew James Smith President & CEO, Director | Jul 22, 2026 | Buy | +2,300 | $12.00 | $27.60K | 26,126 |
| Matthew James Smith President & CEO, Director | Jul 22, 2026 | Buy | +10,125 | $12.00 | $121.50K | 36,251 |
| Jamie J. Bloom Chief Operating Officer | Jul 21, 2026 | Award | +1,000 | $10.00 | $10.00K | 2,970 |
| James T. McCardle III Chief Credit & Risk Officer | Jul 21, 2026 | Award | +2,500 | $10.00 | $25.00K | 16,279 |
| Shannon Martin LaFrance Director | Jul 21, 2026 | Award | +2,700 | $10.00 | $27.00K | 35,341 |
| Christopher W. Chestney Director | Jul 21, 2026 | Award | +10,000 | $10.00 | $100.00K | 40,940 |
| Phillip Lekanides SVP, Chief Accounting Officer | Jul 21, 2026 | Award | +500 | $10.00 | $5.00K | 8,487 |
| Phillip Lekanides SVP, Chief Accounting Officer | Jul 21, 2026 | Award | +1,368 | $10.00 | $13.68K | 6,626 |
| Freddimir Garcia Director | Jul 21, 2026 | Award | +500 | $10.00 | $5.00K | 7,206 |
| William C. Irwin Director | Jul 21, 2026 | Award | +10,000 | $10.00 | $100.00K | 50,937 |
| Kevin M. Nihill CFO and Treasurer | Jul 9, 2026 | Tax withholding | −1,468 | $17.08 | $25.07K | 23,696 |
| Donald E. Beeler Jr. Director | May 26, 2026 | Award | +1,624 | – | – | 3,211 |
| Kevin M. Nihill CFO and Treasurer | May 26, 2026 | Award | +9,632 | – | – | 25,164 |
| Steven E. Howell Director | May 26, 2026 | Award | +1,624 | – | – | 6,624 |
| Suzanne Loughlin Director | May 26, 2026 | Award | +1,624 | – | – | 24,559 |
| Shannon Martin LaFrance Director | May 26, 2026 | Award | +1,624 | – | – | 23,352 |
| William C. Irwin Director | May 26, 2026 | Award | +1,624 | – | – | 29,287 |
| Nancy Koskey Patzwahl Director | May 26, 2026 | Award | +1,624 | – | – | 1,624 |
| Sharon McGinnis Director | May 26, 2026 | Award | +1,624 | – | – | 1,624 |
| Freddimir Garcia Director | May 26, 2026 | Award | +1,624 | – | – | 4,798 |
| Phillip Lekanides SVP, Chief Accounting Officer | May 26, 2026 | Award | +3,410 | – | – | 5,715 |
| Matthew James Smith President & CEO, Director | May 26, 2026 | Award | +17,046 | – | – | 17,046 |
| James T. McCardle III Chief Credit & Risk Officer | May 26, 2026 | Award | +8,182 | – | – | 11,762 |
| Jamie J. Bloom Chief Operating Officer | May 26, 2026 | Award | +10,487 | – | – | 10,522 |
| Christopher W. Chestney Director | May 26, 2026 | Award | +1,624 | – | – | 22,135 |
| Philip J. Bronzi 1st SVP, Com Mkt Pres | May 19, 2026 | Sale | −4,162 | $15.92 | $66.26K | 0 |
| Phillip Lekanides SVP, Chief Accounting Officer | May 4, 2026 | Option exercise | +500 | $6.57 | $3.29K | 2,305 |
| Philip J. Bronzi 1st SVP, Com Mkt Pres | Apr 28, 2026 | Option exercise | +7,000 | $6.57 | $45.99K | 7,000 |
| Philip J. Bronzi 1st SVP, Com Mkt Pres | Apr 28, 2026 | Tax withholding | −2,838 | $16.20 | $45.98K | 4,162 |
| Michael Vitale EVP, Head of Comm Banking | Apr 21, 2026 | Award | +9,000 | – | – | 9,000 |
| Philip J. Bronzi Chief Lending Officer | Dec 3, 2025 | Sale | −3,446 | $11.05 | $38.08K | 1,600 |
| Philip J. Bronzi Chief Lending Officer | Dec 3, 2025 | Sale | −100 | $11.16 | $1.12K | 0 |
| Philip J. Bronzi Chief Lending Officer | Dec 3, 2025 | Sale | −1,500 | $11.15 | $16.73K | 100 |
| Kevin M. Nihill CFO and Treasurer | Nov 6, 2025 | Buy | +1,000 | $9.67 | $9.67K | 15,532 |
| Michael J. Quinn President & CEO, Director | Sep 9, 2025 | Option exercise | +95,100 | $6.57 | $624.81K | 135,719 |
| Michael J. Quinn President & CEO, Director | Sep 9, 2025 | Tax withholding | −55,646 | $13.00 | $723.40K | 80,073 |
| James T. McCardle III Chief Credit Officer | Aug 29, 2025 | Sale | −4,250 | $13.14 | $55.85K | 3,580 |
| James T. McCardle III Chief Credit Officer | Aug 12, 2025 | Sale | −685 | $12.74 | $8.73K | 7,830 |
| Kevin M. Nihill CFO and Treasurer | Jul 9, 2025 | Tax withholding | −1,468 | $11.99 | $17.60K | 14,532 |
| Kevin M. Nihill CFO and Treasurer | Feb 13, 2025 | Buy | +1,000 | $10.00 | $10.00K | 16,000 |
| Francis X. Dwyer President of Subsidiary | Dec 6, 2024 | Sale | −14,779 | $9.78 | $144.54K | 10,079 |
| Francis X. Dwyer President of Subsidiary | Dec 6, 2024 | Option exercise | +22,000 | $6.57 | $144.54K | 24,858 |
| Karen E. Morgan-D'Amelio CRO, Gen. Cnsl and Corp Sec. | Nov 29, 2024 | Sale | −536 | $9.78 | $5.24K | 1,000 |
| Karen E. Morgan-D'Amelio CRO, Gen. Cnsl and Corp Sec. | Nov 29, 2024 | Sale | −1,000 | $9.86 | $9.86K | 0 |
| Karen E. Morgan-D'Amelio CRO, Gen. Cnsl and Corp Sec. | Nov 26, 2024 | Sale | −76 | $9.81 | $746 | 1,536 |
| Karen E. Morgan-D'Amelio CRO, Gen. Cnsl and Corp Sec. | Nov 26, 2024 | Sale | −1,354 | $9.80 | $13.27K | 1,612 |
| Francis X. Dwyer President of Subsidiary | Nov 25, 2024 | Sale | −250 | $9.83 | $2.46K | 0 |
| Kevin M. Nihill CFO and Treasurer | Jul 9, 2024 | Award | +15,000 | – | – | 15,000 |
| Jamie J. Bloom Chief Operating Officer | Dec 6, 2023 | Sale | −600 | $6.25 | $3.75K | 35 |
| Jamie J. Bloom Chief Operating Officer | Dec 5, 2023 | Sale | −2,234 | $6.37 | $14.23K | 635 |
| Louis Tumolo Jr. Director | Dec 1, 2023 | Buy | +2,000 | $6.30 | $12.60K | 30,128 |
| Louis Tumolo Jr. Director | Nov 30, 2023 | Buy | +2,000 | $6.34 | $12.68K | 28,128 |
| Jamie J. Bloom Chief Operating Officer | Aug 25, 2023 | Tax withholding | −1,174 | $6.92 | $8.12K | 2,869 |
| Michael J. McDermott Chief Financial Officer | Aug 25, 2023 | Tax withholding | −1,174 | $6.92 | $8.12K | 8,500 |
| Karen E. Morgan-D'Amelio CRO, Gen. Cnsl and Corp Sec. | Aug 25, 2023 | Tax withholding | −570 | $6.92 | $3.94K | 2,966 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.