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RBKBNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31

Rhinebeck Bancorp, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$12.69−0.16 (-1.25%)

Close on Oct 19, 2026

Market cap
$139.06M
P/E (TTM)
14.1
Dividend yield
–

About Rhinebeck Bancorp

Savings Institutions, Not Federally Chartered, SIC 6036

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank, providing consumer and commercial banking as well as financial services. Its core offerings include various deposit products such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The company originates commercial real estate loans, commercial business loans, and indirect automobile loans, while also purchasing one- to four-family residential mortgages and investment securities. Through its Rhinebeck Asset Management division, it delivers investment advisory and financial product sales to personal and business clients.

The company conducts its operations primarily across the Hudson Valley region of New York, covering Dutchess, Orange, Ulster, and Albany Counties. Its physical distribution network consists of a corporate office, twelve retail branch locations situated across Dutchess, Orange, and Ulster Counties, and two representative offices located in Albany and Dutchess Counties. Rhinebeck Bancorp maintains its executive headquarters in Poughkeepsie, New York.

Summary of the business section of Rhinebeck Bancorp's latest annual report, written by StockData.

Company profile

Company

Legal name
Rhinebeck Bancorp, Inc.
Founded
1860
Headquarters
Poughkeepsie, NY
Address
2 Jefferson Plaza 12601
Phone
(845) 454-8555
Employees
158, Dec 31, 2025
Industry
Savings Institutions, Not Federally Chartered
Incorporated in
Maryland
Fiscal year ends
December 31
Auditor
Wolf & Company, P.C., Boston, Massachusetts

Stock & identifiers

Ticker
RBKB
Exchange
Nasdaq
IPO date
Jan 17, 2019
Shares outstanding
16M, Aug 1, 2026
Public float
$44.95M, Jun 30, 2025
Filer category
Non-accelerated filer<br>Smaller reporting company
SEC CIK
1751783
CUSIP
762093102
ISIN
US7620931029
EIN
00-0000000

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Matthew James SmithPresident & CEO, Director26,605
Michael J. QuinnPresident & CEO, Director157,577
Michael VitaleEVP, Head of Comm Banking22,414
Kevin M. NihillCFO and Treasurer33,121
Jamie J. BloomChief Operating Officer23,266
James T. McCardle IIIChief Credit & Risk Officer37,897
Phillip LekanidesSVP, Chief Accounting Officer17,701
Philip J. Bronzi1st SVP, Com Mkt Pres14,528
Francis X. DwyerPresident of Subsidiary12,783
Karen E. Morgan-D'AmelioCRO, Gen. Cnsl and Corp Sec.8,412
Nancy Koskey PatzwahlDirector27,270
Suzanne LoughlinDirector34,828
William C. IrwinDirector50,937
Freddimir GarciaDirector7,206
Steven E. HowellDirector16,248
Donald E. Beeler Jr.Director4,488
Christopher W. ChestneyDirector45,131
Shannon Martin LaFranceDirector35,341
Sharon McGinnisDirector2,270

Employees

Headcount reported in annual reports

“As of December 31, 2025, we had 158 full-time employees and seven part-time employees.”

Corporate history

Events identified from SEC filings