PRAANasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
PRA GROUP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$19.62+0.23 (+1.19%)
Close on Oct 19, 2026
- Market cap
- $751.50M
- P/E (TTM)
- –
- Dividend yield
- –
PRA statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Short-Term Business Credit Institutions companies for comparison
Valuation
| Measure | PRA | Industry median |
|---|---|---|
| Market Cap | $738.65M | $199.16M |
| Enterprise Value | $673.65M | $160.19M |
| PS Ratio | 0.55 | 2.66 |
| PB Ratio | 0.71 | 1.17 |
| P/TBV Ratio | 0.73 | 1.40 |
Enterprise value
| Measure | PRA | Industry median |
|---|---|---|
| EV / Sales | 0.51 | 2.72 |
| EV / EBITDA | 10.12 | 3.89 |
| EV / EBIT | 10.12 | 6.12 |
Income (trailing twelve months)
| Measure | PRA | Industry median |
|---|---|---|
| Revenue | $1.33B | $61.19M |
| Operating Income | $66.58M | -$13.20M |
| Pretax Income | -$188.88M | -$4.81M |
| Net Income | -$265.05M | -$5.16M |
| EBITDA | $66.58M | -$9.49M |
| EPS (Diluted) | -$6.73 | -$0.03 |
Margins
| Measure | PRA | Industry median |
|---|---|---|
| Operating Margin | 5.00% | -125.1% |
| Pretax Margin | -14.2% | -25.1% |
| Profit Margin | -19.9% | -21.0% |
| EBITDA Margin | 5.00% | -67.0% |
| FCF Margin | -2.84% | -22.8% |
Returns
| Measure | PRA | Industry median |
|---|---|---|
| Return on Equity (ROE) | -22.3% | -22.5% |
| Return on Assets (ROA) | -4.97% | -11.8% |
| Return on Invested Capital (ROIC) | 4.97% | -33.3% |
Growth
| Measure | PRA | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 17.6% | 19.7% |
| Net Income Growth (YoY) | -389.2% | -51.5% |
| EPS Growth (YoY) | -388.8% | 4.95% |
| Revenue Growth (3Y CAGR) | 7.53% | 5.53% |
| Revenue Growth (5Y CAGR) | 2.44% | 10.1% |
Balance sheet
| Measure | PRA | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $132.43M | $20.81M |
| Net Cash (Debt) | $132.43M | $7.60M |
| Net Cash Per Share | $3.52 | $0.22 |
| Equity (Book Value) | $1.05B | $165.65M |
| Book Value Per Share | $27.77 | $3.80 |
| Tangible Book Value | $1.02B | $127.24M |
Cash flow (trailing twelve months)
| Measure | PRA | Industry median |
|---|---|---|
| Operating Cash Flow | -$31.40M | -$5.36M |
| Capital Expenditures | -$6.45M | -$5.04M |
| Free Cash Flow | -$37.85M | -$15.68M |
| FCF Per Share | -$1.01 | -$0.26 |
Efficiency
| Measure | PRA | Industry median |
|---|---|---|
| Asset Turnover | 0.25 | 0.16 |
| Revenue Per Employee | $509.08K | $705.30K |
| Profits Per Employee | -$101.36K | -$252.56K |
| Employee Count | 2,615 | 48 |
Dividends and yields
| Measure | PRA | Industry median |
|---|---|---|
| Earnings Yield | -35.9% | -10.6% |
| FCF Yield | -5.12% | -13.8% |
| Buyback Yield | 4.06% | 0.12% |
| Shareholder Yield | 4.06% | 0.14% |
Shares
| Measure | PRA | Industry median |
|---|---|---|
| Shares Outstanding | 37,648,000 | 56,031,200 |
| Shares Change (YoY) | -2.28% | 12.9% |
| Shares Change (QoQ) | -1.29% | 0.24% |
| Float | 36,095,600 | 43,350,400 |
| Shares Held by Insiders | 4.12% | 18.5% |
| Shares Held by Institutions | 96.3% | 34.2% |
Taxes
| Measure | PRA | Industry median |
|---|---|---|
| Income Tax | $65.16M | $82.74K |
Scores
| Measure | PRA | Industry median |
|---|---|---|
| Altman Z-Score | 0.76 | 0.30 |
| Piotroski F-Score | 3 | 4 |
Calculated by StockData from PRA's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.