PRA GROUP INC

PRA Group is a specialty finance company that acquires, manages, and collects nonperforming loan portfolios. The organization operates through two reportable segments, the United States and Europe. Its core activities center on purchasing defaulted debt and insolvency obligations, including credit cards, auto loans, personal loans, overdrafts, and small business financing. Additionally, the company provides fee-based class action claims recovery services in the United States. Its sellers and institutional clients include major banks, consumer finance firms, automotive lenders, and other credit originators, while it works directly with consumer and commercial debtors to resolve outstanding balances.

The enterprise is headquartered in Norfolk, Virginia, and maintains loan portfolios across eighteen countries. Its primary operational footprint spans the United States, the United Kingdom, and twelve European nations, with smaller-scale activities in Canada, Australia, and South America. As of December 31, 2025, the company employs 2,615 full-time equivalent workers globally, with approximately sixty percent based in the United States, thirty-five percent in Europe, and five percent in other international markets.

Summary of the business section of PRA's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we employed 2,615 full-time equivalents globally, with approximately 60% of our workforce located in the U.S., 35% in Europe and 5% in our other markets.”