PICSNasdaqPersonal Credit Institutions
PicS N.V.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 20-F on Apr 30, 2026
$13.59+0.42 (+3.19%)
Close on Oct 19, 2026
Earnings
Quarterly results announced on Form 8-K, Item 2.02
| Quarter | Reported | Time | Revenue | EPS (GAAP) | EPS (adjusted) |
|---|---|---|---|---|---|
| Q2 FY2026 Ended Jun 30, 2026 | Aug 25, 2026 | After market close | $4.10B | – | – |
| Q1 FY2026 Ended Mar 31, 2026 | Jun 3, 2026 | After market close | $3.50B | – | – |
Company guidance
Outlook given with results on Aug 25, 2026, compared with the previous outlook
| Measure | Period | Guidance | vs. prior |
|---|---|---|---|
| total credit portfolio | third quarter of 2026 | 34.7 | New |
| net interest income | third quarter of 2026 | 2.1 | Lowered |
| gross profit | third quarter of 2026 | 1.27 | Lowered |
| IFRS EBTGAAP | third quarter of 2026 | 360 | New |
| adjusted EBTnon-GAAP | third quarter of 2026 | 378 | New |
| IFRS net incomeGAAP | third quarter of 2026 | 255 | Lowered |
| adjusted net incomenon-GAAP | third quarter of 2026 | 265 | Lowered |
| quarterly cost of risk | third quarter of 2026 | 3.9% to 4.1% | New |
| sequential growth | third quarter of 2026 | 11% growth | New |
| Managerial revenuesnon-GAAP | third quarter of 2026 | 4.04 | New |
Figures and the sentence they come from are taken from the company's earnings release. Hover a measure to read the source sentence.
Press releases
Announcements PicS filed with the SEC
Announces Second Quarter 2026 Results
EX-99.1 to Form 6-K
We delivered another strong quarter, exceeding
EX-99.2 to Form 6-K
2Q26 Earnings presentation August 24, 2026
EX-99.3 to Form 6-K
PicPay Appoints André Cazotto as Chief
EX-99.1 to Form 6-K
PicPay Completes the Acquisition of Kovr
EX-99.1 to Form 6-K
PicPay Receives Final Regulatory Approval for
EX-99.1 to Form 6-K
PicPay Clarifies Media Reports Regarding Investigation
EX-99.1 to Form 6-K
PicPay Announces First Quarter 2026 Results
EX-99.1 to Form 6-K
1Q26 Earnings Presentation June 02, 2026
EX-99.3 to Form 6-K
CONVOCATION NOTICE - 2026 ANNUAL GENERAL MEETING
EX-99.1 to Form 6-K
REPORT ON THE ANNUAL ACCOUNTS 2025
EX-99.2 to Form 6-K
PicPay Announces Fourth Quarter and Full Year
EX-99.1 to Form 6-K
We closed 2025, marking one
EX-99.2 to Form 6-K
Net Income Adjusted Profit Before Income Taxes
EX-99.3 to Form 6-K