OPBKNasdaqState Commercial BanksFiscal year ends December 31
OP Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$14.66−0.09 (-0.61%)
Close on Oct 19, 2026
- Market cap
- $219.05M
- P/E (TTM)
- 7.6
- Dividend yield
- 3.27%
OP Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Market Cap | $218.91M | $679.86M |
| Enterprise Value | $43.86M | $408.94M |
| PE Ratio | 7.60 | 12.00 |
| PS Ratio | 101.11 | 3.61 |
| PB Ratio | 0.92 | 1.18 |
| P/TBV Ratio | 0.92 | 1.41 |
| P/FCF Ratio | 8.11 | 10.93 |
| P/OCF Ratio | 7.84 | 10.04 |
Enterprise value
| Measure | OP Bancorp | Industry median |
|---|---|---|
| EV / Sales | 20.26 | 2.78 |
| EV / FCF | 1.62 | 8.25 |
Income (trailing twelve months)
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Revenue | $2.17M | $170.85M |
| Pretax Income | $40.15M | $70.12M |
| Net Income | $28.95M | $54.33M |
| EPS (Diluted) | $1.93 | $2.90 |
Margins
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 1854.5% | 36.4% |
| Profit Margin | 1337.4% | 29.1% |
| FCF Margin | 1247.5% | 33.0% |
Returns
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.8% | 10.5% |
| Return on Assets (ROA) | 1.09% | 1.12% |
Growth
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -44.1% | 11.8% |
| Net Income Growth (YoY) | 29.8% | 23.1% |
| EPS Growth (YoY) | 30.4% | 22.7% |
| FCF Growth (YoY) | 96.4% | 27.1% |
| Revenue Growth (3Y CAGR) | 24.1% | 5.82% |
| Revenue Growth (5Y CAGR) | 17.5% | 6.17% |
| EPS Growth (3Y CAGR) | -7.02% | 1.26% |
| EPS Growth (5Y CAGR) | 15.1% | 8.24% |
Balance sheet
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $175.05M | $205.54M |
| Net Cash (Debt) | $175.05M | $164.40M |
| Net Cash Per Share | $11.72 | $8.13 |
| Equity (Book Value) | $238.64M | $560.44M |
| Book Value Per Share | $15.98 | $28.47 |
| Tangible Book Value | $238.64M | $472.29M |
Cash flow (trailing twelve months)
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $27.91M | $61.20M |
| Capital Expenditures | -$898.00K | -$4.02M |
| Free Cash Flow | $27.01M | $52.43M |
| FCF Per Share | $1.81 | $3.07 |
Efficiency
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
| Revenue Per Employee | $8.69K | $353.78K |
| Profits Per Employee | $116.28K | $107.28K |
| Employee Count | 249 | 489 |
Dividends and yields
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 13.2% | 8.07% |
| FCF Yield | 12.3% | 8.89% |
| Dividend Yield | 3.27% | 2.48% |
| Shareholder Yield | 3.27% | 3.13% |
| Dividend Per Share | $0.48 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 25.7% | 29.4% |
| FCF Payout Ratio | 27.6% | 26.0% |
Shares
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 14,932,600 | 18,839,100 |
| Shares Change (YoY) | 0.65% | 0.39% |
| Shares Change (QoQ) | 0.22% | 0.00% |
| Float | 11,846,700 | 17,061,900 |
| Shares Held by Insiders | 20.7% | 5.89% |
| Shares Held by Institutions | 74.7% | 61.9% |
Taxes
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Income Tax | $11.20M | $14.50M |
| Effective Tax Rate | 27.9% | 21.1% |
Scores
| Measure | OP Bancorp | Industry median |
|---|---|---|
| Graham Number | $26.34 | $45.31 |
| Graham Upside | 79.7% | 21.6% |
| Altman Z-Score | 0.14 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from OP Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.