NUNYSEFinance ServicesFiscal year ends December 31

Nu Holdings Ltd.

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 8, 2026

$14.51−0.05 (-0.34%)

Close on Oct 19, 2026

Market cap: –
P/E (TTM): 24.8
Dividend yield: –

Nu Holdings Ltd. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31
Cash & Equivalents	15,004	9,186	5,923	4,172	2,706	2,344	1,247	379
Cash & Short-Term Investments	15,004	9,186	5,923	4,172	2,706	2,344	1,247	379
Receivables	21,751	14,619	6,297	4,236	2,341	1,475	–	–
Prepaid Expenses & Other	–	–	219	81	–	–	–	–
Property, Plant & Equipment	28	26	39	27	14	9.85	–	–
Operating Lease Right-of-Use Assets	22	20	30	19	6.43	11	–	–
Goodwill	409	414	398	397	402	0.83	–	–
Intangible Assets	602	348	296	182	72	12	–	–
Deferred Tax Assets	2,511	1,818	1,538	811	361	125	–	–
Total Assets	74,894	49,931	43,345	29,935	19,859	10,154	–	–
Short-Term Debt	4,398	1,730	1,136	586	147	97	133	51
Current Debt	4,398	1,730	1,136	586	147	97	133	51
Deferred Tax Liabilities	–	–	–	41	29	8.74	–	–
Total Liabilities	63,572	42,284	36,939	25,044	15,416	9,716	–	–
Total Debt	4,398	1,730	1,136	586	147	97	133	51
Common Stock	0.08	0.08	0.08	0.08	0.08	0.05	–	–
Additional Paid-In Capital	5,062	5,054	4,973	4,964	4,679	638	–	–
Retained Earnings	6,413	3,421	–	–	–	–	–	–
Shareholders' Equity	11,291	7,646	6,406	4,891	4,441	438	–	–
Noncontrolling Interest	31	0.79	–	–	1.51	–	–	–
Total Equity	11,322	7,647	6,406	4,891	4,443	438	612	297
Total Liabilities & Equity	74,894	49,931	43,345	29,935	19,859	10,154	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: 42.0%
Operating margin: –
Net margin: 18.2%
Return on equity, FY2025: 30.3%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 24.8
Price to sales: –
Price to book: –
Dividend yield: –