MYFWNasdaqState Commercial Banks
First Western Financial Inc
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$29.05−0.40 (-1.36%)
Close on Oct 19, 2026
- Market cap
- $289.03M
- P/E (TTM)
- 15.6
- Dividend yield
- –
First Western Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Western Financial | Industry median |
|---|---|---|
| Market Cap | $283.68M | $679.86M |
| Enterprise Value | $108.79M | $408.94M |
| PE Ratio | 15.62 | 11.99 |
| PS Ratio | 2.66 | 3.59 |
| PB Ratio | 1.01 | 1.18 |
| P/TBV Ratio | 1.13 | 1.41 |
| P/FCF Ratio | 12.44 | 10.89 |
| P/OCF Ratio | 10.62 | 10.01 |
Enterprise value
| Measure | First Western Financial | Industry median |
|---|---|---|
| EV / Sales | 1.02 | 2.76 |
| EV / FCF | 4.77 | 8.23 |
Income (trailing twelve months)
| Measure | First Western Financial | Industry median |
|---|---|---|
| Revenue | $106.67M | $170.85M |
| Pretax Income | $23.90M | $70.12M |
| Net Income | $18.44M | $54.33M |
| EPS (Diluted) | $1.86 | $2.91 |
Margins
| Measure | First Western Financial | Industry median |
|---|---|---|
| Pretax Margin | 22.4% | 36.5% |
| Profit Margin | 17.3% | 29.1% |
| FCF Margin | 21.4% | 33.2% |
Returns
| Measure | First Western Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 6.84% | 10.6% |
| Return on Assets (ROA) | 0.59% | 1.12% |
Growth
| Measure | First Western Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 14.1% | 11.8% |
| Net Income Growth (YoY) | 59.4% | 23.2% |
| EPS Growth (YoY) | 56.3% | 23.1% |
| FCF Growth (YoY) | 105.8% | 28.5% |
| Revenue Growth (3Y CAGR) | -3.53% | 5.82% |
| Revenue Growth (5Y CAGR) | 0.91% | 6.17% |
| EPS Growth (3Y CAGR) | -15.6% | 1.31% |
| EPS Growth (5Y CAGR) | -15.3% | 8.24% |
Balance sheet
| Measure | First Western Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $174.89M | $205.54M |
| Net Cash (Debt) | $174.89M | $164.40M |
| Net Cash Per Share | $17.91 | $8.13 |
| Equity (Book Value) | $280.59M | $563.88M |
| Book Value Per Share | $28.73 | $28.47 |
| Tangible Book Value | $250.19M | $475.36M |
Cash flow (trailing twelve months)
| Measure | First Western Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $26.71M | $61.52M |
| Capital Expenditures | -$3.90M | -$4.08M |
| Free Cash Flow | $22.81M | $52.15M |
| FCF Per Share | $2.34 | $3.05 |
Efficiency
| Measure | First Western Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $333.33K | $353.78K |
| Profits Per Employee | $57.62K | $107.28K |
| Employee Count | 320 | 489 |
Dividends and yields
| Measure | First Western Financial | Industry median |
|---|---|---|
| Earnings Yield | 6.50% | 8.13% |
| FCF Yield | 8.04% | 8.91% |
| Buyback Yield | 0.16% | 1.55% |
| Shareholder Yield | 0.16% | 3.13% |
Shares
| Measure | First Western Financial | Industry median |
|---|---|---|
| Shares Outstanding | 9,765,130 | 18,839,100 |
| Shares Change (YoY) | 1.00% | 0.40% |
| Shares Change (QoQ) | 0.37% | 0.00% |
| Float | 8,433,710 | 17,061,900 |
| Shares Held by Insiders | 13.6% | 5.89% |
| Shares Held by Institutions | 68.9% | 61.9% |
Taxes
| Measure | First Western Financial | Industry median |
|---|---|---|
| Income Tax | $5.47M | $14.50M |
| Effective Tax Rate | 22.9% | 21.1% |
Scores
| Measure | First Western Financial | Industry median |
|---|---|---|
| Graham Number | $34.68 | $45.31 |
| Graham Upside | 19.4% | 21.9% |
| Altman Z-Score | 0.13 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from First Western Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.