MYFWNasdaqState Commercial Banks
First Western Financial Inc
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$29.05−0.40 (-1.36%)
Close on Oct 19, 2026
- Market cap
- $289.03M
- P/E (TTM)
- 15.6
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2016 to 2025
Net margin
13.6%−12.9 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +7.6% | -3.5% | +0.9% | – | |
| Net income | +55.6% | -15.3% | -11.7% | – | |
| EPS, diluted | +54.0% | -15.6% | -15.3% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 17.4% | 5.1% | |
| Return on assets | – | 1.5% | 0.4% | |
| Capex to revenue | – | 1.3% | 4.1% | |
| Diluted shares | – | 8M | 10M |
Where the cash went
Fiscal 2021 to 2025, five years combined
First Western Financial generated $235.08M from operations and spent $13.48M on capital expenditure, dividends and share buybacks. 94% of that went back into the business.
Generated
$235.08M
Used
$13.48M
Capital expenditure$12.61M94%Dividends$00%Share buybacks$873.00K6%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin13.6%
×Asset turnover0.03×
×Equity multiplier11.73×
=Return on equity, FY20255.1%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 13.6% | 0.03× | 11.73× | 5.1% |
| FY2024 | 9.4% | 0.03× | 11.91× | 3.4% |
| FY2023 | 6.3% | 0.03× | 12.08× | 2.2% |
| FY2022 | 20.1% | 0.04× | 11.73× | 9.4% |
| FY2021 | 21.6% | 0.04× | 12.04× | 11.0% |
| FY2020 | 26.5% | 0.06× | 11.41× | 17.4% |
| FY2019 | 12.5% | 0.05× | 9.55× | 6.5% |
| FY2018 | 9.8% | 0.06× | 9.39× | 5.2% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$13.19M
- Cash generatingOperating cash flow above zero-$1.80M
- Return on assets improvedROA up on the prior year0.3% → 0.5%
- Earnings backed by cashOperating cash flow above net income-$1.80M vs $13.19M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise10M → 10M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03