LMNDNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
Lemonade, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$43.15−1.05 (-2.38%)
Close on Oct 19, 2026
- Market cap
- $3.32B
- P/E (TTM)
- –
- Dividend yield
- –
Lemonade statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Lemonade | Industry median |
|---|---|---|
| Market Cap | $3.34B | $3.25B |
| Enterprise Value | $2.96B | $2.52B |
| PS Ratio | 3.43 | 1.07 |
| PB Ratio | 6.69 | 1.48 |
| P/TBV Ratio | 7.07 | 1.57 |
| P/FCF Ratio | 412.30 | 7.95 |
| P/OCF Ratio | 157.53 | 7.16 |
Enterprise value
| Measure | Lemonade | Industry median |
|---|---|---|
| EV / Sales | 3.04 | 0.93 |
| EV / FCF | 365.79 | 7.33 |
Income (trailing twelve months)
| Measure | Lemonade | Industry median |
|---|---|---|
| Revenue | $975.00M | $4.57B |
| Pretax Income | -$133.30M | $589.53M |
| Net Income | -$138.40M | $470.80M |
| EBITDA | -$122.20M | $657.96M |
| EPS (Diluted) | -$1.83 | $4.81 |
Margins
| Measure | Lemonade | Industry median |
|---|---|---|
| Pretax Margin | -13.7% | 13.7% |
| Profit Margin | -14.2% | 10.7% |
| EBITDA Margin | -12.5% | 13.5% |
| FCF Margin | 0.83% | 17.5% |
Returns
| Measure | Lemonade | Industry median |
|---|---|---|
| Return on Equity (ROE) | -27.0% | 14.0% |
| Return on Assets (ROA) | -7.01% | 3.35% |
Growth
| Measure | Lemonade | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 62.3% | 7.97% |
| Revenue Growth (3Y CAGR) | 42.2% | 9.53% |
| Revenue Growth (5Y CAGR) | 50.9% | 8.29% |
Balance sheet
| Measure | Lemonade | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $376.80M | $520.88M |
| Net Cash (Debt) | $376.80M | $309.26M |
| Net Cash Per Share | $4.87 | $5.42 |
| Equity (Book Value) | $499.50M | $3.63B |
| Book Value Per Share | $6.45 | $41.34 |
| Tangible Book Value | $472.40M | $2.59B |
Cash flow (trailing twelve months)
| Measure | Lemonade | Industry median |
|---|---|---|
| Operating Cash Flow | $21.20M | $698.90M |
| Capital Expenditures | -$13.10M | -$11.90M |
| Free Cash Flow | $8.10M | $661.55M |
| FCF Per Share | $0.10 | $8.91 |
Efficiency
| Measure | Lemonade | Industry median |
|---|---|---|
| Asset Turnover | 0.49 | 0.27 |
| Revenue Per Employee | $760.53K | $1.73M |
| Profits Per Employee | -$107.96K | $213.95K |
| Employee Count | 1,282 | 1,341 |
Dividends and yields
| Measure | Lemonade | Industry median |
|---|---|---|
| Earnings Yield | -4.14% | 9.56% |
| FCF Yield | 0.24% | 12.5% |
Shares
| Measure | Lemonade | Industry median |
|---|---|---|
| Shares Outstanding | 77,396,600 | 65,596,200 |
| Shares Change (YoY) | 4.58% | -1.19% |
| Shares Change (QoQ) | 0.70% | -0.33% |
| Float | 52,803,500 | 56,719,400 |
| Shares Held by Insiders | 31.8% | 3.34% |
| Shares Held by Institutions | 58.3% | 85.3% |
Taxes
| Measure | Lemonade | Industry median |
|---|---|---|
| Income Tax | $5.10M | $105.00M |
Scores
| Measure | Lemonade | Industry median |
|---|---|---|
| Altman Z-Score | 0.74 | 0.89 |
| Piotroski F-Score | 4 | 5 |
Calculated by StockData from Lemonade's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.