LMNDNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
Lemonade, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$43.15−1.05 (-2.38%)
Close on Oct 19, 2026
- Market cap
- $3.32B
- P/E (TTM)
- –
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
58.3%
45M of 77M shares
Institutional holders
337
56 new, 59 sold out
Net institutional buying
2M
In Q2 2026
Insider trades, 12 months
2 buys · 37 sales
Net sold $37.25M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| JPMorgan Chase & Co. | 5,391,937 | 7.00% | 13G (passive) amendment | Jun 30, 2026 |
| BlackRock, Inc. | 5,328,788 | 6.90% | 13G (passive) amendment | Jun 30, 2026 |
| Shai Wininger | 3,585,809 | 5.10% | 13G (passive) amendment | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of LMND | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 6,047,782 | 7.81% | $393.41M | +1,078,881 | 0.01% |
| JPMorgan Chase & Co | 5,392,829 | 6.97% | $335.53M | +130,013 | 0.02% |
| Vanguard Portfolio Management LLC | 3,140,615 | 4.06% | $204.30M | +158,758 | 0.01% |
| Vanguard Capital Management LLC | 3,071,174 | 3.97% | $199.78M | +53,082 | 0.00% |
| Baillie Gifford & Co | 2,751,019 | 3.55% | $178.95M | −15,407 | 0.16% |
| Goldman Sachs Group Inc | 1,934,586 | 2.50% | $125.84M | +1,209,183 | 0.01% |
| State Street Corp | 1,769,235 | 2.29% | $115.09M | +214,736 | 0.00% |
| Geode Capital Management, LLC | 1,730,609 | 2.24% | $112.60M | +14,758 | 0.01% |
| Morgan Stanley | 1,212,762 | 1.57% | $78.89M | +48,124 | 0.00% |
| Two Sigma Investments, LP | 1,173,878 | 1.52% | $76.36M | +225,324 | 0.06% |
| Halter Ferguson Financial Inc. | 1,005,815 | 1.30% | $65.43M | +459,491 | 10.60% |
| Northern Trust Corp | 702,460 | 0.91% | $45.70M | +93,008 | 0.01% |
| Susquehanna International Group, Llp | 700,512 | 0.91% | $45.57M | +353,596 | 0.00% |
| Analyst IMS Investment Management Services Ltd. | 617,639 | 0.80% | $40.18K | – | 0.93% |
| Frontier Capital Management Co LLC | 609,820 | 0.79% | $39.67M | −62,563 | 0.37% |
| Jane Street Group, LLC | 565,854 | 0.73% | $36.81M | −652,361 | 0.00% |
| Charles Schwab Investment Management Inc | 563,826 | 0.73% | $36.68M | +46,479 | 0.00% |
| Capital Fund Management S.A. | 527,970 | 0.68% | $34.34M | +216,661 | 0.15% |
| Vanguard Fiduciary Trust Co | 476,778 | 0.62% | $31.01M | +33,893 | 0.01% |
| Citadel Advisors LLC | 472,837 | 0.61% | $30.76M | −308,979 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 337 | 45M | 58.3% | 56 / 131 | 83 / 59 | 7M | 6M |
| Q1 2026 | 346 | 43M | 56.1% | 60 / 115 | 110 / 60 | 14M | 9M |
| Q4 2025 | 354 | 45M | 57.5% | 101 / 114 | 89 / 41 | 7M | 10M |
| Q3 2025 | 300 | 48M | 61.6% | 69 / 94 | 77 / 45 | 10M | 7M |
| Q2 2025 | 277 | 45M | 58.3% | 64 / 96 | 53 / 35 | 8M | 6M |
| Q1 2025 | 250 | 44M | 56.6% | 47 / 73 | 69 / 57 | 5M | 5M |
| Q4 2024 | 268 | 44M | 56.4% | 81 / 61 | 67 / 34 | 9M | 6M |
| Q3 2024 | 223 | 41M | 53.1% | 35 / 55 | 68 / 25 | 7M | 16M |
| Q2 2024 | 214 | 54M | 69.2% | 41 / 67 | 46 / 31 | 17M | 5M |
| Q1 2024 | 205 | 42M | 54.8% | 33 / 53 | 53 / 39 | 6M | 3M |
| Q4 2023 | 215 | 40M | 51.1% | 47 / 57 | 56 / 33 | 4M | 14M |
| Q3 2023 | 203 | 49M | 63.9% | 28 / 53 | 56 / 42 | 15M | 3M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of LMND | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2,193,088 | 2.83% | $142.66M | 0.01% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 1,847,219 | 2.39% | $120.16M | 0.14% | Jun 30, 2026 |
| Vanguard U.S. Growth Fund | 1,702,275 | 2.20% | $98.73M | 0.21% | May 31, 2026 |
| Vanguard Small-Cap Index Fund | 1,586,188 | 2.05% | $103.18M | 0.05% | Jun 30, 2026 |
| Vanguard Small-Cap Growth Index Fund | 913,366 | 1.18% | $59.41M | 0.13% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 786,820 | 1.02% | $38.01M | 0.11% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 749,227 | 0.97% | $48.74M | 0.05% | Jun 30, 2026 |
| iShares Russell 2000 Growth ETF | 664,462 | 0.86% | $43.22M | 0.28% | Jun 30, 2026 |
| JPMorgan U.S. Tech Leaders ETF | 644,190 | 0.83% | $41.90M | 0.90% | Jun 30, 2026 |
| Fidelity Extended Market Index Fund | 328,813 | 0.42% | $19.07M | 0.04% | May 31, 2026 |
| Vanguard Russell 2000 Index Fund | 317,362 | 0.41% | $18.41M | 0.10% | May 31, 2026 |
| Schwab U.S. Small-Cap ETF | 305,794 | 0.40% | $17.74M | 0.08% | May 31, 2026 |
| JPMorgan Small Cap Growth Fund | 227,335 | 0.29% | $14.79M | 0.57% | Jun 30, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 203,459 | 0.26% | $13.24M | 0.14% | Jun 30, 2026 |
| Schwab Small-Cap Index Fund | 174,375 | 0.23% | $8.42M | 0.11% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Shai Wininger | President, Director | 16,400,257 | 21.19% | Sep 4, 2026 |
| Daniel A. Schreiber | Chief Executive Officer, Director | 2,538,753 | 3.28% | Mar 20, 2026 |
| Maya Prosor | Chief Business Officer | 215,819 | 0.28% | Sep 8, 2026 |
| John Sheldon Peters | Chief Insurance Officer | 73,834 | 0.10% | Sep 8, 2026 |
| Timothy E. Bixby | Chief Financial Officer | 172,370 | 0.22% | Sep 8, 2026 |
| Adina Eckstein | Chief Operating Officer | 333,503 | 0.43% | Mar 10, 2026 |
| Michael A. Eisenberg | Director | 1,174,196 | 1.52% | Jun 12, 2026 |
| Samer Haj-Yehia | Director | 27,187 | 0.04% | Jun 5, 2026 |
| Maria Angelidis-Smith | Director | 56,688 | 0.07% | Jun 5, 2026 |
| Prashant Ratanchandani | Director | 6,185 | 0.01% | Jun 5, 2026 |
| Geoff Seeley | Director | 5,967 | 0.01% | Jun 5, 2026 |
| Debra Schwartz | Director | 24,415 | 0.03% | Jun 5, 2026 |
| Group Capital Ltd SoftBank | 10% owner | 7,111,441 | 9.19% | May 14, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| John Sheldon Peters Chief Insurance Officer | Sep 4, 2026 | Sale(10b5-1 plan) | −2,249 | $54.45 | $122.46K | 73,834 |
| John Sheldon Peters Chief Insurance Officer | Sep 3, 2026 | Sale(10b5-1 plan) | −859 | $54.63 | $46.93K | 76,083 |
| Timothy E. Bixby Chief Financial Officer | Sep 3, 2026 | Sale | −1,893 | $54.63 | $103.41K | 172,370 |
| Maya Prosor Chief Business Officer | Sep 3, 2026 | Sale | −1,040 | $54.63 | $56.82K | 186,533 |
| Shai Wininger President, Director | Sep 2, 2026 | Gift | −1,876 | – | – | 4,416,873 |
| John Sheldon Peters Chief Insurance Officer | Aug 13, 2026 | Sale | −11,000 | $52.55 | $578.05K | 76,942 |
| John Sheldon Peters Chief Insurance Officer | Jul 27, 2026 | Award | +10,000 | – | – | 87,942 |
| Timothy E. Bixby Chief Financial Officer | Jul 7, 2026 | Sale(10b5-1 plan) | −73,000 | $79.18 | $5.78M | 174,263 |
| John Sheldon Peters Chief Insurance Officer | Jul 6, 2026 | Sale(10b5-1 plan) | −3,444 | $79.00 | $272.08K | 77,942 |
| Michael A. Eisenberg Director | Jun 10, 2026 | Gift | −5,000 | – | – | 195,452 |
| John Sheldon Peters Chief Insurance Officer | Jun 4, 2026 | Sale(10b5-1 plan) | −3,608 | $52.94 | $191.01K | 81,386 |
| Timothy E. Bixby Chief Financial Officer | Jun 3, 2026 | Sale | −2,227 | $53.17 | $118.41K | 247,263 |
| Debra Schwartz Director | Jun 3, 2026 | Award | +2,848 | – | – | 24,415 |
| Maya Prosor Chief Business Officer | Jun 3, 2026 | Sale | −1,220 | $53.17 | $64.87K | 187,573 |
| Geoff Seeley Director | Jun 3, 2026 | Award | +2,848 | – | – | 5,967 |
| John Sheldon Peters Chief Insurance Officer | Jun 3, 2026 | Sale(10b5-1 plan) | −1,735 | $53.17 | $92.25K | 84,994 |
| Samer Haj-Yehia Director | Jun 3, 2026 | Award | +2,848 | – | – | 27,187 |
| Maria Angelidis-Smith Director | Jun 3, 2026 | Award | +2,848 | – | – | 17,744 |
| Prashant Ratanchandani Director | Jun 3, 2026 | Award | +2,848 | – | – | 6,185 |
| Shai Wininger President, Director | Mar 18, 2026 | Award | +180,000 | – | – | 4,418,749 |
| Shai Wininger President, Director | Mar 18, 2026 | Award | +820,000 | – | – | 4,238,749 |
| Daniel A. Schreiber Chief Executive Officer, Director | Mar 18, 2026 | Award | +180,000 | – | – | 1,024,327 |
| Daniel A. Schreiber Chief Executive Officer, Director | Mar 18, 2026 | Award | +820,000 | – | – | 844,327 |
| Maria Angelidis-Smith Director | Mar 10, 2026 | Buy | +5,390 | $55.70 | $300.22K | 38,944 |
| Maria Angelidis-Smith Director | Mar 10, 2026 | Buy | +3,350 | $55.30 | $185.26K | 14,896 |
| Maria Angelidis-Smith Director | Mar 10, 2026 | Award | +3,350 | $55.30 | $185.26K | 14,896 |
| Maria Angelidis-Smith Director | Mar 10, 2026 | Award | +5,390 | $55.70 | $300.22K | 38,944 |
| Adina Eckstein Chief Operating Officer | Mar 8, 2026 | Award | +145,112 | – | – | 333,503 |
| Maya Prosor Chief Business Officer | Mar 8, 2026 | Award | +181,389 | – | – | 188,793 |
| John Sheldon Peters Chief Insurance Officer | Mar 4, 2026 | Sale(10b5-1 plan) | −3,571 | $52.50 | $187.48K | 76,729 |
| Maya Prosor Chief Business Officer | Mar 3, 2026 | Sale | −223 | $50.12 | $11.18K | 7,404 |
| John Sheldon Peters Chief Insurance Officer | Mar 3, 2026 | Sale(10b5-1 plan) | −1,773 | $50.12 | $88.86K | 80,300 |
| Timothy E. Bixby Chief Financial Officer | Mar 3, 2026 | Sale | −2,135 | $50.12 | $107.01K | 249,490 |
| John Sheldon Peters Chief Insurance Officer | Feb 12, 2026 | Option exercise | +11,845 | $11.61 | $137.52K | 82,073 |
| Daniel A. Schreiber Chief Executive Officer, Director | Jan 23, 2026 | Sale(10b5-1 plan) | −9,108 | $99.04 | $902.06K | 1,514,426 |
| Daniel A. Schreiber Chief Executive Officer, Director | Jan 22, 2026 | Sale(10b5-1 plan) | −126,625 | $94.74 | $12.00M | 1,523,534 |
| John Sheldon Peters Chief Insurance Officer | Jan 22, 2026 | Sale(10b5-1 plan) | −9,000 | $90.00 | $810.00K | 70,228 |
| John Sheldon Peters Chief Insurance Officer | Jan 8, 2026 | Option exercise | +18,457 | $5.26 | $97.08K | 79,228 |
| John Sheldon Peters Chief Insurance Officer | Jan 6, 2026 | Sale(10b5-1 plan) | −10,000 | $80.00 | $800.00K | 60,771 |
| Debra Schwartz Director | Dec 11, 2025 | Sale | −4,200 | $83.59 | $351.08K | 21,567 |
| Adina Eckstein Chief Operating Officer | Dec 11, 2025 | Sale(10b5-1 plan) | −7,919 | $84.15 | $666.38K | 188,391 |
| Adina Eckstein Chief Operating Officer | Dec 10, 2025 | Sale(10b5-1 plan) | −7,919 | $81.15 | $642.63K | 196,310 |
| John Sheldon Peters Chief Insurance Officer | Dec 10, 2025 | Sale | −3,554 | $81.00 | $287.87K | 70,771 |
| Adina Eckstein Chief Operating Officer | Dec 9, 2025 | Option exercise | +29,237 | $44.57 | $1.30M | 233,466 |
| Adina Eckstein Chief Operating Officer | Dec 9, 2025 | Sale(10b5-1 plan) | −29,237 | $77.17 | $2.26M | 204,229 |
| Adina Eckstein Chief Operating Officer | Dec 8, 2025 | Option exercise | +16,250 | $24.47 | $397.64K | 244,237 |
| Adina Eckstein Chief Operating Officer | Dec 8, 2025 | Option exercise | +1,549 | $44.57 | $69.04K | 245,786 |
| Adina Eckstein Chief Operating Officer | Dec 8, 2025 | Sale(10b5-1 plan) | −17,799 | $78.97 | $1.41M | 227,987 |
| Adina Eckstein Chief Operating Officer | Dec 8, 2025 | Sale(10b5-1 plan) | −15,839 | $78.92 | $1.25M | 212,148 |
| Adina Eckstein Chief Operating Officer | Dec 8, 2025 | Sale(10b5-1 plan) | −7,919 | $78.94 | $625.13K | 204,229 |
| John Sheldon Peters Chief Insurance Officer | Dec 3, 2025 | Sale(10b5-1 plan) | −2,667 | $72.37 | $193.01K | 74,325 |
| Timothy E. Bixby Chief Financial Officer | Dec 2, 2025 | Sale | −2,862 | $72.74 | $208.18K | 251,625 |
| John Sheldon Peters Chief Insurance Officer | Dec 2, 2025 | Sale(10b5-1 plan) | −2,677 | $72.74 | $194.72K | 76,992 |
| Maya Prosor Chief Business Officer | Dec 2, 2025 | Sale | −198 | $72.74 | $14.40K | 7,627 |
| John Sheldon Peters Chief Insurance Officer | Nov 24, 2025 | Sale(10b5-1 plan) | −3,798 | $73.25 | $278.20K | 79,669 |
| John Sheldon Peters Chief Insurance Officer | Nov 20, 2025 | Sale(10b5-1 plan) | −18,930 | $72.77 | $1.38M | 83,467 |
| Daniel A. Schreiber Chief Executive Officer, Director | Nov 11, 2025 | Gift | −35,000 | – | – | 24,327 |
| Timothy E. Bixby Chief Financial Officer | Nov 11, 2025 | Sale | −30,000 | $75.51 | $2.27M | 0 |
| Adina Eckstein Chief Operating Officer | Nov 10, 2025 | Option exercise | +5,988 | $27.35 | $163.77K | 233,975 |
| Adina Eckstein Chief Operating Officer | Nov 10, 2025 | Sale(10b5-1 plan) | −5,988 | $78.00 | $467.06K | 227,987 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| John Sheldon Peters Officer | Sep 4, 2026 | 2,249 | $122.46K | Sep 4, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Sep 3, 2026 | 859 | $46.93K | Sep 3, 2026 | Restricted Stock Vesting |
| Timothy E. Bixby Officer | Sep 3, 2026 | 1,893 | $103.42K | Sep 3, 2026 | Restricted Stock Vesting |
| Maya Prosor Officer | Sep 3, 2026 | 1,040 | $56.82K | Sep 3, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Aug 13, 2026 | 11,000 | $578.00K | Aug 13, 2026 | Stock Option Exercise |
| Timothy E. Bixby Officer | Jul 7, 2026 | 73,000 | $5.78M | Jul 7, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Jul 6, 2026 | 3,444 | $272.08K | Jul 6, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Jun 4, 2026 | 3,608 | $191.01K | Jun 4, 2026 | Restricted Stock Vesting |
| Timothy E. Bixby Officer | Jun 3, 2026 | 2,227 | $118.42K | Jun 3, 2026 | Restricted Stock Vesting |
| Maya Prosor Officer | Jun 3, 2026 | 1,220 | $64.87K | Jun 3, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Jun 3, 2026 | 1,735 | $92.26K | Jun 3, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Mar 4, 2026 | 3,571 | $187.48K | Mar 4, 2026 | Restricted Stock Vesting |
| John Sheldon Peters Officer | Mar 3, 2026 | 1,773 | $88.87K | Mar 3, 2026 | Restricted Stock Vesting |
| Maya Prosor Officer | Mar 3, 2026 | 223 | $11.18K | Mar 3, 2026 | Restricted Stock Vesting |
| Timothy E. Bixby Officer | Mar 3, 2026 | 2,135 | $107.01K | Mar 3, 2026 | Restricted Stock Vesting |