KINGSTONE COMPANIES, INC.
Close on Oct 19, 2026
- Market cap
- $284.78M
- P/E (TTM)
- 7.9
- Dividend yield
- 0.52%
About Kingstone Companies
Fire, Marine & Casualty Insurance, SIC 6331
Kingstone Companies, Inc. is a regional property and casualty insurance holding company that conducts business principally through Kingstone Insurance Company. The firm provides personal insurance coverages, encompassing homeowners, cooperative, condominium, renters, dwelling fire, and personal umbrella policies. In addition, it writes physical damage coverage for for-hire transportation vehicles such as livery cars and taxicabs, as well as canine liability coverage. The company serves individual policyholders, property owners, and commercial drivers, distributing its products entirely through appointed retail and wholesale agents and brokers rather than through direct consumer sales.
The company concentrates its underwriting activity in New York, with most policies covering risks in downstate communities. Kingstone also holds insurance licenses in Connecticut, Maine, Massachusetts, New Hampshire, Pennsylvania, and Rhode Island, after withdrawing from New Jersey. Its distribution network comprises more than 700 independent producers. The company has its headquarters in Kingston, New York, where it recently sold its corporate office facility.
Summary of the business section of Kingstone Companies's latest annual report, written by StockData.
Company profile
Company
- Legal name
- KINGSTONE COMPANIES, INC.
- Founded
- 1886
- Headquarters
- Kingston, NY
- Address
- 120 Wood Road
- Phone
- (845) 802-7900
- Website
- www.kingstonecompanies.com
- Employees
- 113, Dec 31, 2025
- Industry
- Fire, Marine & Casualty Insurance
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- Marcum LLP, Hartford, CT
Stock & identifiers
- Ticker
- KINS
- Exchange
- Nasdaq
- IPO date
- Oct 26, 1999
- Shares outstanding
- 14M, Aug 4, 2026
- Public float
- $206.83M, Jun 30, 2025
- Filer category
- Accelerated filer<br>Smaller reporting company
- Stock splits
- 1-for-5 reverse, Aug 26, 2004
- SEC CIK
- 33992
- CUSIP
- 496719105
- ISIN
- US4967191051
- EIN
- 36-2476480
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Meryl S. Golden | CEO, President, Director | 286,675 |
| Randy L. Patten | CFO, VP and Treasurer | 40,672 |
| Minlei Chen | Chief Actuary and Senior VP | 41,917 |
| Victor J. Brodsky | Chief Accounting Officer | 77,341 |
| David Craven Fernandez | SVP, Chief Claims Officer | 22,142 |
| Jennifer Gravelle | Chief Financial Officer | 19,281 |
| Thomas Newgarden | Director | 99,366 |
| William L. Yankus | Director | 84,972 |
| Manmohan Singh | Director | 19,228 |
| Floyd R. Tupper | Director | 158,356 |
| Pranav Pasricha | Director | 8,547 |
| Carla D'Andre | Director | 111,514 |
| Timothy P. McFadden | Director | 106,871 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 M.Golden | $1.87M | $1.94M | $942.21K | $113 | – |
| FY2024 M.Golden | $1.16M | $2.81M | $669.59K | $756 | – |
| FY2023 B.Goldstein | $472.20K | $615.79K | $355.34K | $150 | – |
| FY2023 M.Golden | $661.71K | $766.19K | $355.34K | $150 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, we had 113 employees.”
Corporate history
Events identified from SEC filings