Isabella Bank Corp (ISBA) stock
ISBANasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 11/3016% above fair value
$39.58−0.02 (-0.05%)
Close on Nov 13, 2026Market cap $302.83MP/E 13.8Yield 2.83%
Isabella Bank profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Isabella Bank's profit margin for the twelve months ending Sep 30, 2026 was 24.0%. For fiscal 2025 it was 24.1%, against 19.7% the year before. The highest annual figure on record is 266.1% in fiscal 2016.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 24.1% | +4.4 |
| FY2024 | Dec 31, 2024 | 19.7% | −5.6 |
| FY2023 | Dec 31, 2023 | 25.3% | −4.7 |
| FY2022 | Dec 31, 2022 | 30.0% | +0.7 |
| FY2021 | Dec 31, 2021 | 29.3% | +12.5 |
| FY2020 | Dec 31, 2020 | 16.8% | −5.9 |
| FY2019 | Dec 31, 2019 | 22.7% | −225.3 |
| FY2018 | Dec 31, 2018 | 247.9% | +2.1 |
| FY2017 | Dec 31, 2017 | 245.8% | −20.3 |
| FY2016 | Dec 31, 2016 | 266.1% | +236.9 |
| FY2015 | Dec 31, 2015 | 29.3% | +2.1 |
| FY2014 | Dec 31, 2014 | 27.2% | +1.9 |
| FY2013 | Dec 31, 2013 | 25.2% | +2.8 |
| FY2012 | Dec 31, 2012 | 22.4% | +1.9 |
| FY2011 | Dec 31, 2011 | 20.5% | +2.1 |
| FY2010 | Dec 31, 2010 | 18.3% | +2.2 |
| FY2009 | Dec 31, 2009 | 16.1% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 27.6% | +2.0 |
| Q2 FY2026 | Jun 30, 2026 | 22.4% | −4.3 |
| Q1 FY2026 | Mar 31, 2026 | 23.5% | +1.6 |
| Q4 FY2025 | Dec 31, 2025 | 22.2% | +0.6 |
| Q3 FY2025 | Sep 30, 2025 | 25.6% | +7.4 |
| Q2 FY2025 | Jun 30, 2025 | 26.7% | +6.5 |
| Q1 FY2025 | Mar 31, 2025 | 21.9% | +3.1 |
| Q4 FY2024 | Dec 31, 2024 | 21.6% | −0.6 |
| Q3 FY2024 | Sep 30, 2024 | 18.2% | −6.7 |
| Q2 FY2024 | Jun 30, 2024 | 20.3% | −5.0 |
| Q1 FY2024 | Mar 31, 2024 | 18.7% | −9.8 |
| Q4 FY2023 | Dec 31, 2023 | 22.2% | −10.1 |
| Q3 FY2023 | Sep 30, 2023 | 24.9% | −6.0 |
| Q2 FY2023 | Jun 30, 2023 | 25.3% | −3.3 |
| Q1 FY2023 | Mar 31, 2023 | 28.5% | +0.7 |
| Q4 FY2022 | Dec 31, 2022 | 32.3% | +4.3 |
| Q3 FY2022 | Sep 30, 2022 | 30.9% | +2.8 |
| Q2 FY2022 | Jun 30, 2022 | 28.6% | −0.2 |
| Q1 FY2022 | Mar 31, 2022 | 27.8% | −4.5 |
| Q4 FY2021 | Dec 31, 2021 | 28.1% | +32.2 |
| Q3 FY2021 | Sep 30, 2021 | 28.1% | +1.8 |
| Q2 FY2021 | Jun 30, 2021 | 28.8% | +1.9 |
| Q1 FY2021 | Mar 31, 2021 | 32.3% | +11.8 |
| Q4 FY2020 | Dec 31, 2020 | -4.1% | −11.8 |
| Q3 FY2020 | Sep 30, 2020 | 26.3% | −282.4 |
| Q2 FY2020 | Jun 30, 2020 | 26.9% | −249.3 |
| Q1 FY2020 | Mar 31, 2020 | 20.4% | −240.7 |
| Q4 FY2019 | Dec 31, 2019 | 7.7% | −235.4 |
| Q3 FY2019 | Sep 30, 2019 | 308.7% | +50.4 |
| Q2 FY2019 | Jun 30, 2019 | 276.3% | +45.0 |
| Q1 FY2019 | Mar 31, 2019 | 261.1% | +1.0 |
| Q4 FY2018 | Dec 31, 2018 | 243.1% | +57.0 |
| Q3 FY2018 | Sep 30, 2018 | 258.3% | +4.1 |
| Q2 FY2018 | Jun 30, 2018 | 231.3% | −54.3 |
| Q1 FY2018 | Mar 31, 2018 | 260.1% | +237.1 |
| Q4 FY2017 | Dec 31, 2017 | 186.1% | +159.3 |
| Q3 FY2017 | Sep 30, 2017 | 254.2% | – |
| Q2 FY2017 | Jun 30, 2017 | 285.6% | – |
| Q1 FY2017 | Mar 31, 2017 | 23.0% | – |
| Q4 FY2016 | Dec 31, 2016 | 26.8% | – |
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