INTRNasdaqCommercial Banks, NECFiscal year ends December 31
Inter & Co, Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026
$6.90+0.17 (+2.53%)
Close on Oct 19, 2026
Inter statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Commercial Banks, NEC companies for comparison
Valuation
| Measure | Inter | Industry median |
|---|---|---|
| Market Cap | 15.16B BRL | |
| Enterprise Value | 11.58B BRL | |
| PE Ratio | 11.61 | |
| PS Ratio | 1.80 | |
| PB Ratio | 1.49 | |
| P/TBV Ratio | 1.49 | |
| P/FCF Ratio | 1.99 | |
| P/OCF Ratio | 1.96 |
Enterprise value
| Measure | Inter | Industry median |
|---|---|---|
| EV / Sales | 1.38 | |
| EV / EBITDA | 1.46 | |
| EV / FCF | 1.52 |
Income (trailing twelve months)
| Measure | Inter | Industry median |
|---|---|---|
| Revenue | 8.40B BRL | |
| Gross Profit | 8.22B BRL | |
| Pretax Income | 1.62B BRL | |
| Net Income | 1.31B BRL | 12.77B BRL |
| EBITDA | 7.94B BRL | |
| EPS (Diluted) | 2.96 BRL |
Margins
| Measure | Inter | Industry median |
|---|---|---|
| Gross Margin | 97.8% | |
| Pretax Margin | 19.3% | |
| Profit Margin | 15.6% | |
| EBITDA Margin | 94.5% | |
| FCF Margin | 90.7% |
Returns
| Measure | Inter | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.8% | 13.8% |
| Return on Assets (ROA) | 1.50% | 1.50% |
Growth
| Measure | Inter | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 31.3% | |
| Net Income Growth (YoY) | 44.7% | 31.2% |
| EPS Growth (YoY) | 43.0% | |
| FCF Growth (YoY) | 107.2% | |
| Revenue Growth (3Y CAGR) | 33.1% | |
| Revenue Growth (5Y CAGR) | 52.7% | |
| EPS Growth (5Y CAGR) | 269.5% |
Balance sheet
| Measure | Inter | Industry median |
|---|---|---|
| Cash & Short-Term Investments | 3.80B BRL | 73.27B BRL |
| Net Cash (Debt) | 3.80B BRL | 73.27B BRL |
| Net Cash Per Share | 8.61 BRL | 8.61 BRL |
| Equity (Book Value) | 10.17B BRL | 125.17B BRL |
| Book Value Per Share | 23.04 BRL | 18.55 BRL |
| Tangible Book Value | 10.17B BRL | 64.10B BRL |
Cash flow (trailing twelve months)
| Measure | Inter | Industry median |
|---|---|---|
| Operating Cash Flow | 7.73B BRL | 4.99B BRL |
| Capital Expenditures | -109.57M BRL | |
| Free Cash Flow | 7.62B BRL | |
| FCF Per Share | 17.27 BRL |
Efficiency
| Measure | Inter | Industry median |
|---|---|---|
| Asset Turnover | 0.10 | |
| Revenue Per Employee | 2.04M BRL | |
| Profits Per Employee | 318.23K BRL | 288.36K BRL |
| Employee Count | 4,124 | 49,661 |
Dividends and yields
| Measure | Inter | Industry median |
|---|---|---|
| Earnings Yield | 8.66% | |
| FCF Yield | 50.3% | |
| Buyback Yield | 0.18% | |
| Shareholder Yield | 0.18% | |
| Payout Ratio | 18.6% | |
| FCF Payout Ratio | 3.20% |
Shares
| Measure | Inter | Industry median |
|---|---|---|
| Shares Outstanding | 441,322,000 | 7,471,200,000 |
| Shares Change (YoY) | 0.99% | |
| Float | 361,234,000 | 2,973,970,000 |
| Shares Held by Insiders | 18.1% | 18.1% |
Taxes
| Measure | Inter | Industry median |
|---|---|---|
| Income Tax | 226.87M BRL | |
| Effective Tax Rate | 14.0% |
Scores
| Measure | Inter | Industry median |
|---|---|---|
| Graham Number | 39.18 BRL | |
| Graham Upside | 14.0% | |
| Altman Z-Score | 0.19 | |
| Piotroski F-Score | 7 |
Calculated by StockData from Inter's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.