Happen, Inc.

LendingClub Corporation operates a branchless digital marketplace bank that provides consumer lending, commercial financing, and retail deposit products. Its consumer credit portfolio includes unsecured fixed-rate personal loans for debt consolidation, point-of-sale financing for elective healthcare and major purchases, and auto loan refinancing. For depositors, the company offers certificates of deposit, savings accounts, and checking accounts. It also originates commercial loans for small businesses through federal Small Business Administration programs and operates an institutional marketplace where it sells originated loans to asset managers, banks, and insurance companies. LendingClub primarily serves creditworthy American consumers seeking lower-cost borrowing solutions, alongside commercial enterprises and institutional investors.

The institution operates throughout the United States via a mobile-first digital platform without physical branches. The platform serves over five million individual members and maintains more than ten billion dollars in assets. Commercial loans are sourced across the country. The provided text does not disclose the location of the company's headquarters.

Summary of the business section of Happen's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“The Company and its consolidated subsidiaries had 1,075 employees as of December 31, 2025, all of whom were located in the United States.”