GWRENYSEServices-Prepackaged SoftwareFiscal year ends July 31
Guidewire Software, Inc.
Financials through Q4 FY2026, quarter ended Jul 31, 2026Last filing: 10-K on Sep 11, 2026
$171.44+2.58 (+1.53%)
Close on Oct 19, 2026
- Market cap
- $14.36B
- P/E (TTM)
- 105.2
- Dividend yield
- –
Guidewire Software statistics
Financials through Jul 31, 2026, price as of Oct 19, 2026, median of Services-Prepackaged Software companies for comparison
Valuation
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Market Cap | $14.06B | $288.35M |
| Enterprise Value | $13.30B | $295.96M |
| PS Ratio | 9.53 | 2.36 |
| PB Ratio | 11.78 | 2.67 |
| P/TBV Ratio | 18.64 | 4.90 |
| P/FCF Ratio | 37.22 | 15.03 |
| P/OCF Ratio | 36.07 | 13.00 |
Enterprise value
| Measure | Guidewire Software | Industry median |
|---|---|---|
| EV / Sales | 9.02 | 2.14 |
| EV / EBITDA | 74.81 | 16.16 |
| EV / EBIT | 88.77 | 20.79 |
| EV / FCF | 35.23 | 15.26 |
Income (trailing twelve months)
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Revenue | $1.48B | $285.88M |
| Gross Profit | $947.37M | $158.88M |
| Operating Income | $149.87M | -$627.44K |
| Pretax Income | $164.12M | -$295.11K |
| EBITDA | $177.83M | -$186.20K |
Margins
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Gross Margin | 64.2% | 55.8% |
| Operating Margin | 10.2% | -1.97% |
| Pretax Margin | 11.1% | -0.50% |
| EBITDA Margin | 12.1% | 0.49% |
| FCF Margin | 25.6% | 10.0% |
Returns
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Return on Invested Capital (ROIC) | 34.0% | -0.51% |
| Return on Capital Employed (ROCE) | 7.84% | -0.46% |
Growth
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 22.7% | 9.79% |
| FCF Growth (YoY) | 28.0% | 17.8% |
| Revenue Growth (3Y CAGR) | 17.7% | 7.56% |
| Revenue Growth (5Y CAGR) | 14.7% | 12.3% |
Balance sheet
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $753.06M | $43.10M |
| Net Cash (Debt) | $753.06M | $1.87M |
| Net Cash Per Share | $9.18 | $0.14 |
| Equity (Book Value) | $1.19B | $52.02M |
| Book Value Per Share | $14.56 | $1.91 |
| Tangible Book Value | $754.01M | $3.03M |
| Working Capital | $522.48M | $14.05M |
Financial position
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Current Ratio | 1.79 | 1.39 |
| Quick Ratio | 1.42 | 0.93 |
| Interest Coverage | 11.25 | -0.66 |
Cash flow (trailing twelve months)
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Operating Cash Flow | $389.72M | $8.52M |
| Capital Expenditures | -$12.06M | -$5.59M |
| Free Cash Flow | $377.66M | $47.39M |
| FCF Per Share | $4.61 | $0.69 |
Efficiency
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Asset Turnover | 0.56 | 0.63 |
| Revenue Per Employee | $353.47K | $393.50K |
| Employee Count | 4,174 | 530 |
Dividends and yields
| Measure | Guidewire Software | Industry median |
|---|---|---|
| FCF Yield | 2.69% | 4.01% |
| Buyback Yield | 4.31% | 3.24% |
| Shareholder Yield | 4.31% | 3.43% |
Shares
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Shares Outstanding | 81,992,700 | 59,289,300 |
| Shares Change (YoY) | -0.59% | 2.27% |
| Float | 81,307,300 | 52,876,900 |
| Shares Held by Insiders | 0.84% | 13.2% |
| Shares Held by Institutions | 103.4% | 66.9% |
Taxes
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Income Tax | $24.83M | $1.64M |
| Effective Tax Rate | 15.1% | 22.0% |
Scores
| Measure | Guidewire Software | Industry median |
|---|---|---|
| Altman Z-Score | 6.55 | 1.50 |
| Beneish M-Score | -2.63 | -2.81 |
Calculated by StockData from Guidewire Software's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.