GWRENYSEServices-Prepackaged SoftwareFiscal year ends July 31
Guidewire Software, Inc.
Financials through Q4 FY2026, quarter ended Jul 31, 2026Last filing: 10-K on Sep 11, 2026
$171.44+2.58 (+1.53%)
Close on Oct 19, 2026
- Market cap
- $14.36B
- P/E (TTM)
- 105.2
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2012 to 2026
Gross margin
64.2%+11.8 pts over 5 years
Operating margin
10.2%+24.4 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +22.7% | +17.7% | +14.7% | +13.3% | |
| Gross profit | +26.0% | +27.4% | +19.5% | +13.3% | |
| Operating income | +264.9% | – | – | +24.7% | |
| EPS, diluted | +101.2% | – | – | +23.3% | |
| Free cash flow | +28.0% | +126.3% | +32.5% | +15.1% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Current ratio | 4.03 | 4.51 | 1.79 | |
| Interest coverage | 1681.6× | -5.6× | 11.2× | |
| Capex to revenue | 1.2% | 2.6% | 0.8% | |
| Diluted shares | 75M | 84M | 85M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Guidewire Software generated $962.67M from operations and spent $945.06M on capital expenditure, dividends and share buybacks. 4% of that went back into the business.
Generated
$962.67M
Used
$945.06M
Capital expenditure$39.49M4%Dividends$00%Share buybacks$905.57M96%
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
4of 5 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$389.72M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$389.72M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose2.77 → 1.79
- No dilutionShare count did not rise86M → 85M
- Gross margin improvedGross margin up on the prior year62.54% → 64.21%
- More efficientAsset turnover rose0.54 → 0.54