Franklin Financial Services Corp (FRAF) stock
FRAFNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 15/3021% above fair value
$69.78−0.10 (-0.14%)
Close on Nov 12, 2026Market cap $313.98MP/E 11.3Yield 1.88%
Franklin Financial Services profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Franklin Financial Services's profit margin for the twelve months ending Sep 30, 2026 was 26.0%. For fiscal 2025 it was 23.9%, against 15.6% the year before. The highest annual figure on record is 30.6% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 23.9% | +8.3 |
| FY2024 | Dec 31, 2024 | 15.6% | −4.3 |
| FY2023 | Dec 31, 2023 | 19.9% | −2.5 |
| FY2022 | Dec 31, 2022 | 22.4% | −8.2 |
| FY2021 | Dec 31, 2021 | 30.6% | +8.1 |
| FY2020 | Dec 31, 2020 | 22.4% | −5.6 |
| FY2019 | Dec 31, 2019 | 28.0% | +16.5 |
| FY2018 | Dec 31, 2018 | 11.5% | +7.1 |
| FY2017 | Dec 31, 2017 | 4.4% | −13.1 |
| FY2016 | Dec 31, 2016 | 17.5% | −5.3 |
| FY2015 | Dec 31, 2015 | 22.7% | +3.1 |
| FY2014 | Dec 31, 2014 | 19.7% | +4.7 |
| FY2013 | Dec 31, 2013 | 14.9% | +2.1 |
| FY2012 | Dec 31, 2012 | 12.9% | −2.5 |
| FY2011 | Dec 31, 2011 | 15.3% | −3.6 |
| FY2010 | Dec 31, 2010 | 18.9% | +1.6 |
| FY2009 | Dec 31, 2009 | 17.3% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 24.2% | +8.7 |
| Q2 FY2026 | Jun 30, 2026 | 27.0% | +0.5 |
| Q1 FY2026 | Mar 31, 2026 | 27.8% | +8.3 |
| Q4 FY2025 | Dec 31, 2025 | 25.9% | +22.8 |
| Q3 FY2025 | Sep 30, 2025 | 15.5% | −6.1 |
| Q2 FY2025 | Jun 30, 2025 | 26.4% | +10.1 |
| Q1 FY2025 | Mar 31, 2025 | 19.4% | +0.5 |
| Q4 FY2024 | Dec 31, 2024 | 3.2% | −16.1 |
| Q3 FY2024 | Sep 30, 2024 | 21.6% | −0.2 |
| Q2 FY2024 | Jun 30, 2024 | 16.3% | −1.5 |
| Q1 FY2024 | Mar 31, 2024 | 18.9% | −1.6 |
| Q4 FY2023 | Dec 31, 2023 | 19.3% | −1.1 |
| Q3 FY2023 | Sep 30, 2023 | 21.8% | −4.3 |
| Q2 FY2023 | Jun 30, 2023 | 17.8% | −4.3 |
| Q1 FY2023 | Mar 31, 2023 | 20.5% | −0.0 |
| Q4 FY2022 | Dec 31, 2022 | 20.4% | −2.4 |
| Q3 FY2022 | Sep 30, 2022 | 26.1% | −6.9 |
| Q2 FY2022 | Jun 30, 2022 | 22.1% | −12.3 |
| Q1 FY2022 | Mar 31, 2022 | 20.5% | −11.5 |
| Q4 FY2021 | Dec 31, 2021 | 22.8% | −7.2 |
| Q3 FY2021 | Sep 30, 2021 | 33.0% | +8.2 |
| Q2 FY2021 | Jun 30, 2021 | 34.4% | +12.1 |
| Q1 FY2021 | Mar 31, 2021 | 32.0% | +19.9 |
| Q4 FY2020 | Dec 31, 2020 | 30.0% | +1.6 |
| Q3 FY2020 | Sep 30, 2020 | 24.8% | −6.7 |
| Q2 FY2020 | Jun 30, 2020 | 22.3% | −5.6 |
| Q1 FY2020 | Mar 31, 2020 | 12.2% | −11.8 |
| Q4 FY2019 | Dec 31, 2019 | 28.4% | +0.5 |
| Q3 FY2019 | Sep 30, 2019 | 31.4% | +1.7 |
| Q2 FY2019 | Jun 30, 2019 | 27.9% | +66.8 |
| Q1 FY2019 | Mar 31, 2019 | 24.0% | −3.3 |
| Q4 FY2018 | Dec 31, 2018 | 27.9% | +84.7 |
| Q3 FY2018 | Sep 30, 2018 | 29.7% | +4.9 |
| Q2 FY2018 | Jun 30, 2018 | -38.9% | −65.6 |
| Q1 FY2018 | Mar 31, 2018 | 27.3% | +1.9 |
| Q4 FY2017 | Dec 31, 2017 | -56.8% | −71.2 |
| Q3 FY2017 | Sep 30, 2017 | 24.8% | – |
| Q2 FY2017 | Jun 30, 2017 | 26.7% | – |
| Q1 FY2017 | Mar 31, 2017 | 25.4% | – |
| Q4 FY2016 | Dec 31, 2016 | 14.4% | – |
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