FNRNNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
FIRST NORTHERN COMMUNITY BANCORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$16.36−0.39 (-2.33%)
Close on Oct 19, 2026
- Market cap
- $270.08M
- P/E (TTM)
- 12.1
- Dividend yield
- –
First Northern Community Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Market Cap | $268.23M | $679.86M |
| Enterprise Value | $154.79M | $408.94M |
| PE Ratio | 12.12 | 11.99 |
| PS Ratio | 3.56 | 3.59 |
| PB Ratio | 1.24 | 1.18 |
| P/TBV Ratio | 1.26 | 1.41 |
| P/FCF Ratio | 42.38 | 10.89 |
| P/OCF Ratio | 30.98 | 10.01 |
Enterprise value
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.05 | 2.76 |
| EV / FCF | 24.46 | 8.23 |
Income (trailing twelve months)
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Revenue | $75.40M | $170.85M |
| Pretax Income | $28.68M | $70.12M |
| Net Income | $22.63M | $54.33M |
| EPS (Diluted) | $1.35 | $2.91 |
Margins
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 38.0% | 36.5% |
| Profit Margin | 30.0% | 29.1% |
| FCF Margin | 8.39% | 33.2% |
Returns
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.0% | 10.6% |
| Return on Assets (ROA) | 1.19% | 1.12% |
Growth
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 4.81% | 11.8% |
| Net Income Growth (YoY) | 10.5% | 23.2% |
| EPS Growth (YoY) | 12.5% | 23.1% |
| FCF Growth (YoY) | -67.8% | 28.5% |
| Revenue Growth (3Y CAGR) | 6.08% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.92% | 6.17% |
| EPS Growth (3Y CAGR) | 6.89% | 1.31% |
| EPS Growth (5Y CAGR) | 8.36% | 8.24% |
Balance sheet
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $113.44M | $205.54M |
| Net Cash (Debt) | $113.44M | $164.40M |
| Net Cash Per Share | $6.92 | $8.13 |
| Equity (Book Value) | $217.15M | $563.88M |
| Book Value Per Share | $13.24 | $28.47 |
| Tangible Book Value | $213.32M | $475.36M |
Cash flow (trailing twelve months)
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $8.66M | $61.52M |
| Capital Expenditures | -$2.33M | -$4.08M |
| Free Cash Flow | $6.33M | $52.15M |
| FCF Per Share | $0.39 | $3.05 |
Efficiency
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $375.10K | $353.78K |
| Profits Per Employee | $112.56K | $107.28K |
| Employee Count | 201 | 489 |
Dividends and yields
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 8.44% | 8.13% |
| FCF Yield | 2.36% | 8.91% |
| Buyback Yield | 1.49% | 1.55% |
| Shareholder Yield | 1.49% | 3.13% |
Shares
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 16,395,300 | 18,839,100 |
| Shares Change (YoY) | -1.23% | 0.40% |
| Shares Change (QoQ) | -0.09% | 0.00% |
| Float | 14,824,300 | 17,061,900 |
| Shares Held by Insiders | 9.58% | 5.89% |
| Shares Held by Institutions | 32.0% | 61.9% |
Taxes
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Income Tax | $6.05M | $14.50M |
| Effective Tax Rate | 21.1% | 21.1% |
Scores
| Measure | First Northern Community Bancorp | Industry median |
|---|---|---|
| Graham Number | $20.06 | $45.31 |
| Graham Upside | 22.6% | 21.9% |
| Altman Z-Score | 0.21 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from First Northern Community Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.