FMFGOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31

Farmers & Merchants Bancshares, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 11, 2026

$18.60+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $60.25M
P/E (TTM): 8.5
Dividend yield: –

Farmers & Merchants Bancshares, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31
Revenue	26	23	23	26	25	19	17	17	16	15
Advertising Expenses	0.25	0.23	0.27	0.26	0.23	0.24	0.29	0.24	0.24	–
Interest Expense	–	–	9.91	2.15	2.81	3.46	3.68	2.51	1.71	1.35
Gain (Loss) on Sale of Assets	0	-0.01	0.01	0	0.04	0	–	–	–	–
Pretax Income	7.37	5.51	8.44	11	11	3.17	5.60	5.82	5.79	5.94
Income Tax Expense	1.61	1.23	2.02	2.49	2.43	0.49	1.04	1.11	2.00	2.03
Net Income	5.77	4.28	6.42	8.09	8.15	2.68	4.56	4.71	3.79	3.91
EPS (Basic)(per share)	1.81	1.37	2.08	2.66	2.70	0.90	1.54	1.61	1.30	1.35
EPS (Diluted)(per share)	1.81	1.37	2.08	2.66	2.70	0.90	1.54	1.61	1.30	1.35
Shares Outstanding (Basic, Weighted)(shares)	3.19	3.13	3.08	3.05	3.02	2.98	2.95	2.93	2.90	2.89
Shares Outstanding (Diluted, Weighted)(shares)	3.19	3.13	3.09	3.05	3.02	2.98	2.95	2.93	2.90	2.89
Dividend per Share(per share)	–	0.67	0.66	0.63	0.57	0.52	0.51	0.47	0.43	0.40
Total Interest Income	42	38	31	26	26	21	19	18	17	15
Net Interest Income	24	21	21	24	23	17	15	15	15	14
Non-Interest Income	1.98	1.75	1.59	2.29	2.17	2.07	1.49	1.37	1.34	1.47
Provision for Credit Losses	0.70	0.15	0.70	0.48	0.33	0.63	0.04	0.48	0.41	0
Non-Interest Expense	18	17	15	15	14	16	11	10	10	9.53
Policyholder Benefits & Claims	–	–	–	–	–	0.20	0.18	0.05	0.03	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 25.1%
Return on equity, FY2025: 9.5%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 8.5
Price to sales: 2.12
Price to book: 0.89
Dividend yield: –