FMBMOTCState Commercial BanksFiscal year ends December 31

F&M BANK CORP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026

$40.85+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $146.43B
P/E (TTM): 10.1
Dividend yield: 2.55%

F&M BANK CORP balance sheet

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Cash & Equivalents	69	57	24	35	88	78	76	11	12	16	8.52	23	6.55	9.00	8.99	21	24	15
Short-Term Investments	–	–	–	–	404	107	4.49	–	–	–	–	–	–	–	–	–	–	–
Cash & Short-Term Investments	69	57	24	35	492	185	80	11	12	16	8.52	23	6.55	9.00	8.99	21	24	15
Receivables	5.12	4.94	5.03	4.00	3.12	2.73	2.04	–	–	–	–	–	–	–	–	–	–	–
Property, Plant & Equipment	22	22	24	20	17	18	19	18	16	10	7.54	6.46	6.53	6.45	6.48	6.79	–	–
Gross Property, Plant & Equipment	37	36	37	34	30	31	31	29	26	19	16	15	14	14	13	–	–	–
Accumulated Depreciation	-15	-14	-13	-14	-13	-13	-12	-11	-9.83	-8.89	-8.93	-8.23	7.63	7.34	6.75	–	–	–
Land	5.06	4.74	4.85	4.12	4.12	4.37	4.51	3.89	3.88	3.09	1.87	1.42	1.42	1.42	1.38	–	–	–
Buildings & Improvements	18	18	18	16	16	16	16	14	12	7.88	7.21	6.79	6.77	6.72	6.52	–	–	–
Long-Term Investments	871	809	785	721	652	8.61	581	–	–	–	–	–	–	–	–	–	–	–
Operating Lease Right-of-Use Assets	–	–	–	–	–	–	0.91	–	–	–	–	–	–	–	–	–	–	–
Goodwill	3.08	3.08	3.08	3.08	3.08	2.88	2.88	2.88	2.88	2.67	2.67	2.67	2.67	2.67	2.67	2.67	–	–
Deferred Tax Assets	6.98	9.47	10	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Assets	1,373	1,302	1,295	1,246	1,219	967	814	780	753	745	665	605	553	597	567	539	–	–
Accrued Expenses	4.40	3.60	3.60	3.40	3.90	3.68	3.71	–	–	–	–	–	–	–	–	–	–	–
Short-Term Debt	–	0	60	70	0	0	10	40	25	40	25	14	3.42	35	19	5.35	–	–
Current Portion of Long-Term Debt	–	–	6.93	6.89	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Current Debt	–	0	67	77	0	0	10	40	25	40	25	14	3.42	35	19	5.35	–	–
Other Current Liabilities	–	–	16	15	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Long-Term Debt	–	6.98	6.93	6.89	22	33	53	40	50	64	48	0.01	12	38	47	49	–	–
Operating Lease Liabilities	0.87	–	–	–	0.00	0.86	0.92	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	1,269	1,216	1,216	1,175	1,119	871	722	688	662	658	582	528	499	548	521	497	–	–
Total Debt	–	6.98	74	84	22	33	63	80	75	104	73	14	15	72	66	54	–	–
Preferred Stock	–	–	–	–	0	4.56	4.59	5.67	7.53	7.61	9.43	9.43	–	–	–	–	–	–
Common Stock	17	17	17	17	17	16	16	16	16	16	16	16	13	12	12	12	–	–
Additional Paid-In Capital	12	11	11	11	10	6.87	7.51	7.99	10	11	11	11	3.10	–	–	–	–	–
Retained Earnings	92	85	81	83	78	71	66	65	61	55	48	43	39	39	36	31	–	–
Comprehensive Income & Other	-17	-27	-31	-40	-5.09	-3.02	-3.21	-3.97	-4.14	-3.17	-2.68	-2.33	-0.92	-2.40	-2.05	-0.32	–	–
Shareholders' Equity	104	86	78	71	100	96	92	91	91	87	83	78	54	49	46	42	39	36
Noncontrolling Interest	–	–	–	–	–	–	473	0.56	0.57	0.69	0.57	0.43	0.42	0.36	0.22	0.19	–	–
Total Equity	104	86	78	71	100	96	92	91	91	87	83	78	54	49	46	42	39	36
Total Liabilities & Equity	1,373	1,302	1,295	1,246	1,219	967	814	780	753	745	665	605	553	597	567	539	–	–
Shares Outstanding(shares)	3.53	3.53	3.49	3.46	3.41	3.20	3.21	3.21	3.26	3.27	3.29	3.29	2.51	2.50	2.49	2.31	–	–
Loans, Net	878	832	814	736	655	651	595	634	611	584	535	509	470	458	445	439	–	–
Allowance for Credit Losses	3.60	–	8.32	7.94	7.75	10	8.39	5.24	6.04	7.54	8.78	8.72	8.18	8.15	6.94	5.79	–	–
Deposits	1,245	1,195	1,133	1,083	1,080	819	642	591	569	537	495	492	464	454	436	425	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.6%
Return on equity, FY2025: 11.8%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.1
Price to sales: 2498.53
Price to book: 1306.12
Dividend yield: 2.55%