FMBMOTCState Commercial BanksFiscal year ends December 31

F&M BANK CORP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026

$40.85+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $146.43B
P/E (TTM): 10.1
Dividend yield: 2.55%

F&M BANK CORP income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	53	45	42	46	43	43	41	40	38	34	31	26	24	25	24	23	19
Advertising Expenses	–	0.61	0.96	0.93	–	–	0.70	0.62	0.51	0.60	0.45	0.32	0.28	0.25	0.19	0.19	–
Interest Expense	26	31	25	7.25	4.30	5.73	6.82	4.83	3.90	3.60	2.88	3.65	4.77	6.29	7.72	9.01	10
Asset Impairment Charges	–	–	–	0	0.17	0.02	0	–	–	–	–	–	–	–	–	–	–
Gain (Loss) on Investments	0.10	0	0.23	3.79	–	–	–	0	-0.04	0	0	–	–	–	0.05	0.28	–
Gain (Loss) on Sale of Assets	0	0.01	0.02	0.01	-0.11	0.01	-0.01	0.01	0	0	–	–	–	–	-0.09	0	0
Pretax Income	13	7.92	2.03	8.80	12	10	4.39	9.87	13	13	11	8.14	5.87	7.14	7.27	5.51	2.37
Income Tax Expense	1.75	0.64	-0.75	0.48	1.32	1.14	-0.25	1.04	4.33	3.10	2.89	2.29	1.05	2.10	2.52	1.68	0.34
Income from Continuing Operations	–	–	–	8.32	11	8.89	4.51	8.83	9.04	9.76	8.58	5.85	4.82	5.05	4.75	3.83	2.03
Net Income incl. Noncontrolling Interests	–	7.29	2.77	8.32	11	–	4.64	8.83	9.04	9.76	8.42	5.80	4.82	5.05	4.75	–	–
Minority Interest in Earnings	–	–	–	–	0	0.11	0.13	0.01	0.03	0.19	0.16	0.05	0.11	0.15	0.06	0.09	0.08
Net Income	11	7.29	2.77	8.32	11	8.89	4.64	8.82	9.01	9.57	8.42	5.85	4.72	4.90	4.69	3.74	1.95
Preferred Dividends	–	–	–	–	0.20	–	-0.32	-0.41	0.42	0.49	0.51	0.13	0	–	–	–	–
Net Income to Common	–	–	–	8.32	11	8.79	4.51	8.41	8.60	9.08	7.91	5.67	4.72	4.90	–	–	–
EPS (Basic)(per share)	–	–	–	2.41	3.25	2.66	1.32	2.60	2.63	2.77	2.40	1.82	1.88	1.96	1.91	1.63	0.85
EPS (Diluted)(per share)	3.16	2.07	0.80	2.41	3.12	2.56	1.30	2.45	2.48	2.57	2.25	1.80	1.88	1.96	1.91	1.63	0.85
Shares Outstanding (Basic, Weighted)(shares)	–	–	3,476	3,449	3.25	3.20	3.19	3.24	3.27	3.28	3.29	3.12	2.50	2.50	2.45	2.30	–
Shares Outstanding (Diluted, Weighted)(shares)	3.55	3.51	3,476	3.45	3.44	3.43	3.46	3.60	3.63	3.72	3.74	3.23	2.50	2.50	2.45	2.30	–
Dividend per Share(per share)	1.04	1.04	1.04	1.04	1.04	1.04	1.02	1.20	0.94	0.80	0.73	0.68	0.68	0.64	0.60	0.60	0.84
Total Interest Income	68	64	56	42	36	37	38	36	34	32	29	27	26	27	28	28	28
Net Interest Income	42	34	32	35	31	31	31	32	30	29	27	23	21	21	20	19	17
Non-Interest Income	11	11	10	11	11	12	9.92	8.00	7.89	5.58	4.79	2.92	3.18	3.77	4.20	3.69	1.43
Provision for Credit Losses	2.70	2.34	1.03	0.87	-2.82	3.30	7.41	2.93	0	0	0.30	2.25	3.78	4.20	4.00	4.30	4.21
Non-Interest Expense	37	34	39	37	33	30	30	27	25	21	20	16	15	13	13	13	12

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.6%
Return on equity, FY2025: 11.8%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.1
Price to sales: 2498.53
Price to book: 1306.12
Dividend yield: 2.55%