First Citizens BancShares Inc (FCNCP) stock
FCNCPNasdaqState Commercial BanksFiscal year ends December 31Also trades as FCNCA, FCNCB, FCNCN, FCNCO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/303% above fair value
$17.86+0.01 (+0.06%)
Close on Oct 30, 2026Market cap $26.57BP/E 12.6Yield 0.34%
First Citizens BancShares profit margin
Profit margin (net margin) is net income as a percentage of revenue.
First Citizens BancShares's profit margin for the twelve months ending Jun 30, 2026 was 24.5%. For fiscal 2025 it was 23.1%, against 28.5% the year before. The highest annual figure on record is 61.0% in fiscal 2023.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 23.1% | −5.3 |
| FY2024 | Dec 31, 2024 | 28.5% | −32.6 |
| FY2023 | Dec 31, 2023 | 61.0% | +39.4 |
| FY2022 | Dec 31, 2022 | 21.6% | −7.2 |
| FY2021 | Dec 31, 2021 | 28.8% | +2.4 |
| FY2020 | Dec 31, 2020 | 26.4% | −0.1 |
| FY2019 | Dec 31, 2019 | 26.5% | +1.6 |
| FY2018 | Dec 31, 2018 | 24.9% | +4.4 |
| FY2017 | Dec 31, 2017 | 20.5% | +3.4 |
| FY2016 | Dec 31, 2016 | 17.1% | +1.9 |
| FY2015 | Dec 31, 2015 | 15.1% | +2.0 |
| FY2014 | Dec 31, 2014 | 13.2% | −3.4 |
| FY2013 | Dec 31, 2013 | 16.6% | +4.6 |
| FY2012 | Dec 31, 2012 | 12.0% | −2.6 |
| FY2011 | Dec 31, 2011 | 14.6% | −1.7 |
| FY2010 | Dec 31, 2010 | 16.4% | +3.6 |
| FY2009 | Dec 31, 2009 | 12.7% | +1.4 |
| FY2008 | Dec 31, 2008 | 11.3% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | 27.6% | +3.4 |
| Q1 FY2026 | Mar 31, 2026 | 23.1% | +2.1 |
| Q4 FY2025 | Dec 31, 2025 | 23.8% | −5.3 |
| Q3 FY2025 | Sep 30, 2025 | 23.3% | −2.8 |
| Q2 FY2025 | Jun 30, 2025 | 24.2% | −4.5 |
| Q1 FY2025 | Mar 31, 2025 | 21.0% | −8.9 |
| Q4 FY2024 | Dec 31, 2024 | 29.1% | +8.1 |
| Q3 FY2024 | Sep 30, 2024 | 26.1% | −2.7 |
| Q2 FY2024 | Jun 30, 2024 | 28.7% | +2.7 |
| Q1 FY2024 | Mar 31, 2024 | 29.9% | −55.8 |
| Q4 FY2023 | Dec 31, 2023 | 20.9% | +0.1 |
| Q3 FY2023 | Sep 30, 2023 | 28.9% | +3.2 |
| Q2 FY2023 | Jun 30, 2023 | 26.0% | +3.4 |
| Q1 FY2023 | Mar 31, 2023 | 85.7% | +67.6 |
| Q4 FY2022 | Dec 31, 2022 | 20.9% | −5.2 |
| Q3 FY2022 | Sep 30, 2022 | 25.7% | −0.7 |
| Q2 FY2022 | Jun 30, 2022 | 22.7% | −9.3 |
| Q1 FY2022 | Mar 31, 2022 | 18.1% | −12.7 |
| Q4 FY2021 | Dec 31, 2021 | 26.1% | −2.4 |
| Q3 FY2021 | Sep 30, 2021 | 26.3% | −3.8 |
| Q2 FY2021 | Jun 30, 2021 | 31.9% | +1.4 |
| Q1 FY2021 | Mar 31, 2021 | 30.8% | +16.6 |
| Q4 FY2020 | Dec 31, 2020 | 28.5% | +4.9 |
| Q3 FY2020 | Sep 30, 2020 | 30.1% | +1.6 |
| Q2 FY2020 | Jun 30, 2020 | 30.6% | +3.1 |
| Q1 FY2020 | Mar 31, 2020 | 14.2% | −12.0 |
| Q4 FY2019 | Dec 31, 2019 | 23.6% | +1.4 |
| Q3 FY2019 | Sep 30, 2019 | 28.5% | −105.6 |
| Q2 FY2019 | Jun 30, 2019 | 27.5% | −75.6 |
| Q1 FY2019 | Mar 31, 2019 | 26.3% | +1.6 |
| Q4 FY2018 | Dec 31, 2018 | 22.2% | +8.0 |
| Q3 FY2018 | Sep 30, 2018 | 134.2% | +57.6 |
| Q2 FY2018 | Jun 30, 2018 | 103.1% | −55.8 |
| Q1 FY2018 | Mar 31, 2018 | 24.6% | +5.3 |
| Q4 FY2017 | Dec 31, 2017 | 14.2% | −6.3 |
| Q3 FY2017 | Sep 30, 2017 | 76.6% | +62.1 |
| Q2 FY2017 | Jun 30, 2017 | 158.9% | – |
| Q1 FY2017 | Mar 31, 2017 | 19.3% | – |
| Q4 FY2016 | Dec 31, 2016 | 20.5% | – |
| Q3 FY2016 | Sep 30, 2016 | 14.5% | – |