FIRST CAPITAL INC

First Capital, Inc. operates as a financial holding company through its subsidiary, First Harrison Bank. The institution provides commercial and retail banking services to consumers, commercial businesses, and local property builders. Its primary offerings include one-to-four-family residential mortgages, multifamily residential loans, and residential and commercial construction financing. In addition, the bank provides commercial real estate loans, commercial business credit lines, and various consumer loans such as home equity financing, second mortgages, and automobile loans.

All of the bank's offices are located across five counties, consisting of Harrison, Floyd, Clark, and Washington counties in Indiana, as well as Bullitt County in Kentucky. Most of its lending and deposit operations take place within these five counties. The organization maintains its headquarters and main bank office in Corydon, Indiana, situated approximately thirty-five miles west of Louisville, Kentucky.

Summary of the business section of First Capital's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, the Bank had 176 full-time employees and 40 part-time employees.”