ESQNasdaqCommercial Banks, NECFiscal year ends December 31
Esquire Financial Holdings, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$116.73−2.16 (-1.82%)
Close on Oct 19, 2026
- Market cap
- $1.02B
- P/E (TTM)
- 19.3
- Dividend yield
- 0.60%
Esquire Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Commercial Banks, NEC companies for comparison
Valuation
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Market Cap | $1.41B | $679.86M |
| Enterprise Value | $1.17B | $408.94M |
| PE Ratio | 19.26 | 12.00 |
| PS Ratio | 8.86 | 3.61 |
| PB Ratio | 4.50 | 1.18 |
| P/TBV Ratio | 4.50 | 1.41 |
| P/FCF Ratio | 21.29 | 10.93 |
| P/OCF Ratio | 20.91 | 10.04 |
Enterprise value
| Measure | Esquire Financial | Industry median |
|---|---|---|
| EV / Sales | 7.34 | 2.78 |
| EV / FCF | 17.64 | 8.25 |
Income (trailing twelve months)
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Revenue | $159.56M | $170.85M |
| Pretax Income | $70.12M | $70.12M |
| Net Income | $52.71M | $54.33M |
| EPS (Diluted) | $6.06 | $2.90 |
Margins
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Pretax Margin | 43.9% | 36.4% |
| Profit Margin | 33.0% | 29.1% |
| FCF Margin | 41.6% | 33.0% |
Returns
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 18.3% | 10.5% |
| Return on Assets (ROA) | 2.31% | 1.12% |
Growth
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 18.6% | 11.8% |
| Net Income Growth (YoY) | 13.6% | 23.1% |
| EPS Growth (YoY) | 12.0% | 22.7% |
| FCF Growth (YoY) | 44.1% | 27.1% |
| Revenue Growth (3Y CAGR) | 20.3% | 5.82% |
| Revenue Growth (5Y CAGR) | 23.0% | 6.17% |
| EPS Growth (3Y CAGR) | 19.2% | 1.26% |
| EPS Growth (5Y CAGR) | 28.9% | 8.24% |
Balance sheet
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $242.18M | $205.54M |
| Net Cash (Debt) | $242.18M | $164.40M |
| Net Cash Per Share | $20.01 | $8.13 |
| Equity (Book Value) | $313.85M | $560.44M |
| Book Value Per Share | $25.93 | $28.47 |
| Tangible Book Value | $313.85M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $67.57M | $61.20M |
| Capital Expenditures | -$1.19M | -$4.02M |
| Free Cash Flow | $66.38M | $52.43M |
| FCF Per Share | $5.48 | $3.07 |
Efficiency
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.07 | 0.04 |
| Revenue Per Employee | $1.06M | $353.78K |
| Profits Per Employee | $349.10K | $107.28K |
| Employee Count | 151 | 489 |
Dividends and yields
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Earnings Yield | 3.73% | 8.07% |
| FCF Yield | 4.70% | 8.89% |
| Dividend Yield | 0.60% | 2.48% |
| Shareholder Yield | 0.60% | 3.13% |
| Dividend Per Share | $0.70 | $0.93 |
| Dividend Growth (YoY) | 16.7% | 4.26% |
| Years of Dividend Growth | 3 | 2 |
| Payout Ratio | 12.1% | 29.4% |
| FCF Payout Ratio | 9.62% | 26.0% |
Shares
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Shares Outstanding | 12,104,600 | 18,839,100 |
| Shares Change (YoY) | 1.32% | 0.39% |
| Shares Change (QoQ) | 0.14% | 0.00% |
| Float | 10,663,600 | 17,061,900 |
| Shares Held by Insiders | 11.9% | 5.89% |
| Shares Held by Institutions | 52.7% | 61.9% |
Taxes
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Income Tax | $17.41M | $14.50M |
| Effective Tax Rate | 24.8% | 21.1% |
Scores
| Measure | Esquire Financial | Industry median |
|---|---|---|
| Graham Number | $59.46 | $45.31 |
| Graham Upside | -49.1% | 21.6% |
| Altman Z-Score | 0.57 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Esquire Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.