ESNTNYSESurety InsuranceFiscal year ends December 31

Essent Group Ltd.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026

$65.06+0.36 (+0.56%)

Close on Oct 19, 2026

Market cap: $5.95B
P/E (TTM): 9.1
Dividend yield: 1.91%

Essent Group Ltd. income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2025 2025-12-31	Q3 2025 2025-09-30	Q2 2025 2025-06-30	Q1 2025 2025-03-31	Q4 2024 2024-12-31	Q3 2024 2024-09-30	Q2 2024 2024-06-30	Q1 2024 2024-03-31	Q4 2023 2023-12-31	Q3 2023 2023-09-30	Q2 2023 2023-06-30	Q1 2023 2023-03-31	Q4 2022 2022-12-31	Q3 2022 2022-09-30	Q2 2022 2022-06-30	Q1 2022 2022-03-31	Q4 2021 2021-12-31	Q3 2021 2021-09-30	Q2 2021 2021-06-30	Q1 2021 2021-03-31	Q4 2020 2020-12-31	Q3 2020 2020-09-30	Q2 2020 2020-06-30	Q1 2020 2020-03-31	Q4 2019 2019-12-31	Q3 2019 2019-09-30	Q2 2019 2019-06-30	Q1 2019 2019-03-31	Q4 2018 2018-12-31	Q3 2018 2018-09-30	Q2 2018 2018-06-30	Q1 2018 2018-03-31	Q4 2017 2017-12-31	Q3 2017 2017-09-30	Q2 2017 2017-06-30	Q1 2017 2017-03-31	Q4 2016 2016-12-31	Q3 2016 2016-09-30
Revenue	363	336	312	312	319	318	315	317	313	298	297	296	260	256	230	262	244	265	257	284	243	245	247	243	236	229	229	226	212	201	193	185	174	167	161	150	138	128	126	121
Total Costs & Expenses	132	129	128	113	88	111	120	109	74	85	94	87	51	55	–	–	-31	-64	40	37	53	77	101	95	217	52	54	54	49	51	41	45	41	46	56	43	39	41	39	38
Operating Income	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	64	–	–	–	-77	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Interest Expense	8.15	8.15	8.15	8.25	8.15	8.15	8.15	11	7.85	7.86	7.95	7.85	7.39	6.94	6.05	4.45	2.89	2.23	2.10	2.06	2.07	2.05	2.15	2.23	2.57	2.13	2.22	2.58	2.68	2.67	2.61	2.50	2.62	2.45	1.82	1.46	1.19	0.72	0.37	0.06
Income from Equity Investments	19	10	3.94	1.77	4.47	7.41	6.89	2.82	-0.42	-1.92	-0.42	-3.14	-4.85	-2.70	-7.60	9.62	1.95	25	15	41	0.12	0.53	0.00	-0.45	0.32	-0.10	0.04	0.05	-0.13	-0.16	0.11	0	0	0	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	–	0.00	–	–	–	0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Pretax Income	230	207	185	199	231	207	195	208	239	214	203	209	209	201	173	211	276	328	217	247	190	168	146	148	19	177	174	172	163	150	152	140	133	122	105	107	99	87	87	83
Income Tax Expense	41	35	30	35	36	32	27	31	36	32	28	31	37	30	26	33	44	54	36	41	31	33	23	24	3.44	27	27	28	26	22	24	24	21	11	-57	29	27	20	25	24
Net Income	190	172	155	164	195	175	168	176	204	182	175	178	172	171	147	178	232	274	181	205	160	136	124	125	15	150	147	145	136	128	129	116	112	111	163	78	72	67	63	60
Net Income to Common	–	–	–	–	–	–	–	176	204	182	175	178	172	171	147	178	232	274	181	205	160	136	124	125	15	150	147	145	136	128	129	116	112	111	163	78	72	67	63	60
EPS (Basic)(per share)	2.09	1.83	1.62	1.69	1.95	1.71	1.60	1.67	1.93	1.72	1.66	1.68	1.62	1.60	1.38	1.67	2.17	2.53	1.65	1.85	1.43	1.21	1.10	1.11	0.15	1.53	1.50	1.48	1.39	1.31	1.32	1.19	1.15	1.14	1.69	0.83	0.79	0.73	0.69	0.66
EPS (Diluted)(per share)	2.08	1.82	1.60	1.67	1.93	1.69	1.58	1.65	1.91	1.70	1.64	1.66	1.61	1.59	1.37	1.66	2.16	2.52	1.65	1.84	1.42	1.21	1.10	1.11	0.15	1.52	1.49	1.47	1.39	1.30	1.31	1.18	1.14	1.13	1.65	0.82	0.77	0.72	0.68	0.65
Shares Outstanding (Basic, Weighted)(shares)	91	94	96	97	100	103	105	105	106	106	106	106	106	107	107	107	107	108	110	111	112	112	112	112	103	98	98	98	98	98	97	97	97	97	96	94	91	91	91	91
Shares Outstanding (Diluted, Weighted)(shares)	91	95	97	99	101	104	106	107	107	107	107	107	107	108	107	107	107	109	110	111	112	112	112	112	103	98	98	98	98	98	98	98	98	98	98	96	93	93	93	92
Dividend per Share(per share)	0.35	0.35	0.31	0.31	0.31	0.31	0.28	0.28	0.28	0.28	0.25	0.25	0.25	0.25	0.23	0.22	0.21	0.20	0.19	0.18	0.17	0.16	0.16	0.16	0.16	0.16	0.15	0.15	0.00	0.00	–	–	–	–	–	–	–	–	–	–
EBITDA	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	65	–	–	–	-76	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Premiums Earned	277	260	243	246	249	246	244	249	252	246	246	247	213	211	207	208	212	215	217	219	217	219	222	222	211	206	208	203	188	178	173	167	157	153	148	138	127	118	117	111
Net Investment Income	62	59	59	60	59	58	57	57	56	52	51	47	45	43	38	33	29	25	24	22	22	22	21	19	20	21	22	21	21	20	19	17	15	14	12	11	9.40	8.44	8.23	6.78
Policyholder Benefits & Claims	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	17	4.31	1.77	3.69	3.87	4.97

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 51.5%
Return on equity, FY2025: 12.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.1
Price to sales: 4.49
Price to book: 1.05
Dividend yield: 1.91%