Essent Group Ltd.

Essent Group Ltd. offers private mortgage insurance, reinsurance, and title insurance alongside settlement services to support the housing finance industry. Through its primary Mortgage Insurance segment, the company provides mortgage credit protection on U.S. residential first-lien loans, primarily through primary insurance policies covering lenders, borrowers, and investors. It also delivers credit risk management solutions such as contract underwriting. Through its Reinsurance segment, the company reinsures mortgage credit risk and provides underwriting consulting to third-party reinsurers, while expanding to reinsure select property and casualty risks. Its title insurance segment provides title policies directly and via agents.

The company operates across the United States, with its mortgage insurance entity licensed across all 50 states and the District of Columbia, and its title underwriter licensed across 45 states and the District of Columbia. Essent Re operates as a Bermuda-based insurer and participates in the Lloyd's of London market. Essent Group maintains its registered office in Hamilton, Bermuda.

Summary of the business section of Essent's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we had a total of 514 employees, including 507 employees based in our Radnor, PA, Winston-Salem, NC, New York, NY, Reston, VA, Pittsburgh, PA, Columbia, MO and Charlotte, NC locations, or remotely throughout the United States, and 7 employees located in Hamilton, Bermuda.”