ESNTNYSESurety InsuranceFiscal year ends December 31

Essent Group Ltd.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026

$65.06+0.36 (+0.56%)

Close on Oct 19, 2026

Market cap: $5.95B
P/E (TTM): 9.1
Dividend yield: 1.91%

Essent Group Ltd. balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2025 2025-12-31	Q3 2025 2025-09-30	Q2 2025 2025-06-30	Q1 2025 2025-03-31	Q4 2024 2024-12-31	Q3 2024 2024-09-30	Q2 2024 2024-06-30	Q1 2024 2024-03-31	Q4 2023 2023-12-31	Q3 2023 2023-09-30	Q2 2023 2023-06-30	Q1 2023 2023-03-31	Q4 2022 2022-12-31	Q3 2022 2022-09-30	Q2 2022 2022-06-30	Q1 2022 2022-03-31	Q4 2021 2021-12-31	Q3 2021 2021-09-30	Q2 2021 2021-06-30	Q1 2021 2021-03-31	Q4 2020 2020-12-31	Q3 2020 2020-09-30	Q2 2020 2020-06-30	Q1 2020 2020-03-31	Q4 2019 2019-12-31	Q3 2019 2019-09-30	Q2 2019 2019-06-30	Q1 2019 2019-03-31	Q4 2018 2018-12-31	Q3 2018 2018-09-30	Q2 2018 2018-06-30	Q1 2018 2018-03-31	Q4 2017 2017-12-31	Q3 2017 2017-09-30	Q2 2017 2017-06-30	Q1 2017 2017-03-31	Q4 2016 2016-12-31	Q3 2016 2016-09-30
Cash & Equivalents	74	128	123	91	92	208	131	109	197	164	142	97	68	69	81	79	78	204	81	66	142	81	103	119	73	31	71	50	25	40	65	30	25	33	44	58	28	20	28	16
Short-Term Investments	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	315	253	251	211	154	192	327	381	313	297	131	112	132	150
Cash & Short-Term Investments	74	128	123	91	92	208	131	109	197	164	142	97	68	69	81	79	78	204	81	66	142	81	103	119	73	31	387	302	277	251	219	222	352	414	356	354	159	132	160	167
Receivables	–	–	51	–	–	–	56	–	–	–	63	–	–	–	57	–	–	–	46	–	–	–	50	–	–	–	41	40	40	38	37	36	35	46	30	29	27	23	22	20
Property, Plant & Equipment	48	48	49	50	42	43	42	41	43	44	41	41	31	19	20	20	21	20	12	12	13	14	15	15	15	16	17	17	17	18	7.63	7.39	7.30	6.59	6.98	7.83	7.96	8.21	8.12	8.29
Gross Property, Plant & Equipment	–	–	91	–	–	–	84	–	–	–	80	–	–	–	74	–	–	–	70	–	–	–	67	–	–	–	65	–	–	–	61	–	–	–	57	–	–	–	55	–
Accumulated Depreciation	-73	-72	-71	-75	-74	-73	-72	-74	-73	-72	-71	-70	-69	-68	-67	-67	-66	-65	-64	-64	-63	-62	-61	-60	-59	-59	-58	-57	-56	-55	-54	-53	-52	-51	-50	-49	-49	-48	-47	-46
Equity Method Investments	442	394	383	370	360	322	304	295	283	280	277	273	267	255	258	263	218	213	170	161	145	100	89	83	79	75	79	75	70	33	31	25	–	–	0.50	–	–	–	–	–
Operating Lease Right-of-Use Assets	–	–	30	–	–	–	30	–	–	–	32	–	–	–	13	–	–	–	6.40	–	–	–	8.70	8.50	9.00	9.50	10	–	–	–	–	–	–	–	–	–	–	–	–	–
Goodwill	–	–	49	–	–	–	49	–	–	–	50	–	–	–	0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Assets	7,592	7,570	7,441	7,352	7,221	7,205	7,112	7,127	6,693	6,565	6,427	6,094	5,983	5,928	5,724	5,557	5,521	5,586	5,722	5,590	5,522	5,332	5,203	5,107	4,900	4,187	3,873	3,722	3,540	3,353	3,150	2,993	2,849	2,741	2,674	2,486	2,153	1,988	1,883	1,818
Operating Lease Liabilities	–	–	37	–	–	–	36	–	–	–	38	–	–	–	15	–	–	–	8.00	–	–	–	11	11	11	12	13	12	12	13	–	–	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	450	453	465	438	427	415	392	411	381	369	363	330	328	383	357	341	348	360	374	357	343	319	305	282	273	260	250	237	217	196	173	–	–	–	128	–	–	–	–	–
Total Liabilities	1,928	1,873	1,684	1,613	1,548	1,545	1,508	1,486	1,313	1,339	1,324	1,286	1,250	1,279	1,261	1,263	1,249	1,371	1,486	1,422	1,437	1,411	1,340	1,361	1,277	1,080	889	867	836	825	784	778	746	746	734	705	655	575	539	508
Common Stock	1.35	1.40	1.43	1.46	1.49	1.54	1.58	1.59	1.60	1.60	1.60	1.60	1.61	1.62	1.62	1.62	1.62	1.62	1.64	1.66	1.69	1.69	1.69	1.69	1.69	1.48	1.48	1.48	1.48	1.48	1.47	1.47	1.47	1.47	1.48	1.48	1.40	1.40	1.40	1.40
Additional Paid-In Capital	299	487	650	771	888	1,055	1,215	1,277	1,279	1,293	1,300	1,310	1,310	1,335	1,350	1,346	1,341	1,359	1,429	1,493	1,558	1,571	1,571	1,566	1,562	1,117	1,119	1,115	1,111	1,107	1,111	1,107	1,103	1,100	1,127	1,123	920	916	918	913
Retained Earnings	5,554	5,396	5,257	5,132	4,999	4,835	4,691	4,553	4,407	4,233	4,082	3,933	3,782	3,637	3,493	3,371	3,216	3,007	2,755	2,595	2,410	2,269	2,152	2,046	1,940	1,942	1,809	1,676	1,547	1,410	1,282	1,154	1,038	926	815	653	575	503	436	374
Comprehensive Income & Other	-191	-188	-152	-165	-216	-232	-304	-190	-308	-302	-280	-436	-360	-324	-383	-424	-287	-152	51	79	115	79	138	132	120	46	56	63	45	9.37	-29	-47	-39	-32	-3.25	3.04	1.07	-7.41	-12	22
Shareholders' Equity	5,663	5,697	5,757	5,739	5,673	5,659	5,604	5,641	5,380	5,226	5,103	4,808	4,733	4,649	4,462	4,294	4,272	4,215	4,236	4,168	4,085	3,921	3,863	3,747	3,623	3,107	2,985	2,855	2,704	2,528	2,366	2,215	2,104	1,995	1,940	1,781	1,498	1,413	1,344	1,310
Total Equity	5,663	5,697	5,757	5,739	5,673	5,659	5,604	5,641	5,380	5,226	5,103	4,808	4,733	4,649	4,462	4,294	4,272	4,215	4,236	4,168	4,085	3,921	3,863	3,747	3,623	3,107	2,985	2,855	2,704	2,528	2,366	2,215	2,104	1,995	1,940	1,781	1,498	1,413	1,344	1,310
Total Liabilities & Equity	7,592	7,570	7,441	7,352	7,221	7,205	7,112	7,127	6,693	6,565	6,427	6,094	5,983	5,928	5,724	5,557	5,521	5,586	5,722	5,590	5,522	5,332	5,203	5,107	4,900	4,187	3,873	3,722	3,540	3,353	3,150	2,993	2,849	2,741	2,674	2,486	2,153	1,988	1,883	1,818
Shares Outstanding(shares)	90	93	95	97	100	102	105	106	106	107	107	107	107	108	108	108	108	108	109	111	112	113	112	112	112	99	98	98	98	98	98	98	98	98	98	98	93	93	93	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 51.5%
Return on equity, FY2025: 12.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.1
Price to sales: 4.49
Price to book: 1.05
Dividend yield: 1.91%