ENB Financial Corp
Close on Oct 19, 2026
- Market cap
- $167.47M
- P/E (TTM)
- 7.9
- Dividend yield
- 2.45%
About ENB Financial
National Commercial Banks, SIC 6021
The company operates as a financial institution offering banking and credit services. Its primary lending products include commercial real estate loans, residential mortgages, home equity financing, agricultural credit, business loans, and consumer lending solutions. In addition to loan origination, the institution provides financial instruments such as letters of credit, lines of credit, and deposit overdraft protections. Its customer base consists of individual consumers, agricultural producers, residential property owners, and commercial enterprises.
The organization's operational assets include an investment portfolio composed of United States Treasury securities, municipal obligations, corporate bonds, and mortgage-backed securities. Funding sources incorporate credit lines and advance facilities from the Federal Home Loan Bank alongside discount window access. Corporate activity includes an acquisition involving Cecil Bancorp, Inc. The provided text does not state the number of operating facilities, geographic markets, or headquarters location.
Summary of the business section of ENB Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- ENB Financial Corp
- Headquarters
- Ephrata, PA
- Address
- 31 E Main Street, Po Box 457 17522-0457
- Phone
- (717) 733-4181
- Employees
- 315, Dec 31, 2025
- Industry
- National Commercial Banks
- Incorporated in
- Pennsylvania
- Fiscal year ends
- December 31
- Auditor
- S.R. Snodgrass, P.C., Conshohocken, Pennsylvania
Stock & identifiers
- Ticker
- ENBP
- Exchange
- OTC
- IPO date
- Jul 19, 1994
- Shares outstanding
- 6M, Aug 1, 2026
- Public float
- $52.98M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 2-for-1, Aug 14, 2019; 2-for-1, Jul 1, 2019; 5-for-1, Apr 20, 1995
- SEC CIK
- 1437479
- CUSIP
- 26874L101
- ISIN
- US26874L1017
- EIN
- 51-0661129
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Jeffrey Stauffer | Chairman, President, and CEO, Director | 20,100 |
| Joselyn D. Strohm | Chief Operating Officer | 1,650 |
| Adrienne Lea Miller | General Counsel | 5,820 |
| Nicholas D. Klein | Chief Risk Officer | 7,571 |
| Jennifer Halligan | Controller | 1,019 |
| Rachel G. Bitner | Chief Financial Officer | 10,588 |
| Cindy L. Cake | Chief Human Resources Officer | 61 |
| Douglas P. Barton | CFO/Treasurer | 1,000 |
| William J. Kitsch IV | Chief Revenue Officer | 6,457 |
| Roger L. Zimmerman | Director | 5,064 |
| Jay S. Martin | Director | 3,888 |
| Brian K. Reed | Director | 11,638 |
| Judith A. Weaver | Director | 9,400 |
| J. Daniel Stoltzfus | Director | 2,920 |
| Mark C. Wagner | Director | 16,704 |
| Susan Y. Nicholas | Director | 16,820 |
| Jose R. Lopez | Director | 315 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Jeffrey S. Stauffer | $599.34K | $604.32K | $332.06K | $141 | – |
| FY2024 Change In Fair Value From Prior Year End To Current Year End Of Awards Granted Prior To Year That Were Outstanding And Unvested As Of Year End | – | $2.11K | $542.19K | $121 | – |
| FY2024 Change In Fair Value From Prior Year End To Vesting Date Of Awards Granted Prior To Year That Vested During Year | – | $2.27K | $542.19K | $121 | – |
| FY2024 Compensation Actually Paid | – | $452.15K | $542.19K | $121 | – |
| FY2024 Jeffrey S. Stauffer | $584.11K | $588.49K | $542.19K | $121 | – |
| FY2024 Summary Compensation Table Total | – | $447.77K | $542.19K | $121 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, the Corporation employed 315 persons, consisting of 305 full-time, 7 part-time and 3 seasonable employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Apr 16, 2024 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |