ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31

ENCORE CAPITAL GROUP INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$100.62−1.06 (-1.04%)

Close on Oct 19, 2026

Market cap: $2.29B
P/E (TTM): 7.6
Dividend yield: –

ENCORE CAPITAL GROUP INC cash flow statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Depreciation & Amortization	29	32	42	46	50	43	41	41	40	35	33	27	14	5.84	4.66	3.20	2.59
Stock-Based Compensation	18	14	14	15	18	17	13	13	10	13	22	17	13	8.79	7.71	6.01	4.38
Deferred Income Taxes	30	-22	-56	46	35	8.55	21	17	29	-53	-17	-48	-28	-7.47	-1.92	0.44	1.87
Other Non-Cash Items	-14	-16	-17	-16	-18	-24	-30	-39	7.85	-31	-35	-28	-18	–	–	–	–
Change in Accounts Payable	-3.65	56	-10	-31	-36	-18	-62	16	1.66	2.44	43	9.83	11	4.19	3.29	3.30	3.32
Operating Cash Flow	153	156	153	211	303	313	245	187	124	130	116	112	75	99	85	75	77
Capital Expenditures	-26	-29	-25	-37	-33	-35	-40	-67	-28	-32	-29	-23	-13	-6.27	-5.56	-2.72	-4.63
Acquisitions	–	–	–	–	–	–	0	0	-96	-0.68	-277	-446	-449	-187	–	–	–
Divestitures	–	–	–	–	–	–	–	-1.88	0	106	0	0	–	–	–	–	–
Other Investing Activities	-1.89	8.92	-0.79	0	-3.15	26	6.82	-8.63	8.79	1.99	-1.23	-5.10	-5.21	0	–	–	–
Investing Cash Flow	-243	-440	-402	-130	340	83	-202	-398	-452	-169	-473	-755	-217	-344	-88	-143	-79
Share Repurchases	-90	0	0	-87	-391	0	0	–	0	0	-33	-17	-0.73	-49	–	–	–
Taxes Paid on Share-Based Awards	–	–	–	–	–	–	–	–	–	-4.83	-6.29	-20	-9.59	-2.97	-3.89	-2.02	-0.40
Other Financing Activities	-4.14	27	5.68	-22	-12	-41	-25	-28	0.87	-0.57	-8.45	7.15	-0.55	-4.40	–	–	–
Financing Cash Flow	45	318	268	-107	-656	-403	-20	166	378	43	400	626	246	255	0.65	70	0.70
Foreign Exchange Rate Adjustments	1.45	7.99	-4.90	-19	13	4.36	12	-10	12	-8.62	-14	15	5.19	0	–	–	–
Net Change in Cash	–	–	–	–	–	–	–	–	–	–	–	–	104	9.46	-2.86	2.52	-1.95
Free Cash Flow	127	127	128	173	270	278	205	119	96	99	88	88	61	92	79	73	72
Income Taxes Paid	55	67	69	71	42	89	44	5.73	42	60	84	70	67	46	32	30	8.24
Interest Paid	260	211	164	131	132	170	179	199	163	148	152	95	50	25	19	16	13

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: 37.7%
Net margin: 15.9%
Return on equity, FY2025: –

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 7.6
Price to sales: 1.21
Price to book: –
Dividend yield: –