CZFSNasdaqState Commercial BanksFiscal year ends December 31
CITIZENS FINANCIAL SERVICES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$80.03+0.91 (+1.15%)
Close on Oct 16, 2026
- Market cap
- $384.32M
- P/E (TTM)
- 9.4
- Dividend yield
- 2.47%
CITIZENS FINANCIAL SERVICES INC revenue by segment
By business segment
By product or service
| Revenue | TTM Q2 26 | TTM Q1 26 | TTM Q4 25 | TTM Q3 25 | TTM Q2 25 | TTM Q1 25 | TTM Q4 24 | TTM Q1 21 | TTM Q4 20 | TTM Q3 20 | TTM Q2 20 | TTM Q1 20 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Brokerage and Insurance [Member] | – | – | – | – | – | – | – | $1.33M | $1.30M | $1.24M | $1.18M | $1.19M | – | – |
| Trust [Member] | – | – | – | – | – | – | – | $912.00K | $803.00K | $703.00K | $652.00K | $716.00K | – | – |
| Service Charges [Member] | – | – | – | – | – | – | – | $4.25M | $4.22M | $4.30M | $4.41M | $4.67M | – | – |
| Other [Member] | – | – | – | – | – | – | – | $420.00K | $339.00K | $421.00K | $406.00K | $344.00K | – | – |
| ATM Income [Member] | – | – | – | – | – | – | – | $338.00K | $323.00K | $333.00K | $342.00K | $384.00K | – | – |
| Overdraft Fees [Member] | – | – | – | – | – | – | – | $1.07M | $1.17M | $1.25M | $1.37M | $1.54M | – | – |
| Other Service Charges [Member] | – | – | – | – | – | – | – | $227.00K | $233.00K | $240.00K | $246.00K | $261.00K | – | – |
| Interchange Revenue [Member] | – | – | – | – | – | – | – | $2.40M | $2.29M | $2.26M | $2.24M | $2.28M | – | – |
| Statement Fees [Member] | – | – | – | – | – | – | – | $207.00K | $207.00K | $209.00K | $211.00K | $211.00K | – | – |
| Service Charges [Member] | – | – | – | – | – | – | – | $4.25M | $4.22M | $4.30M | $4.41M | $4.67M | – | – |
By region
From the segment and revenue-disaggregation notes of Citizens Financial Services's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.