CZFSNasdaqState Commercial BanksFiscal year ends December 31
CITIZENS FINANCIAL SERVICES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$80.03+0.91 (+1.15%)
Close on Oct 16, 2026
- Market cap
- $384.32M
- P/E (TTM)
- 9.4
- Dividend yield
- 2.47%
CITIZENS FINANCIAL SERVICES INC revenue by segment
By business segment
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Brokerage and Insurance [Member] | – | – | – | – | $1.30M | $1.14M | $790.00K | $635.00K | $766.00K | – | – |
| Trust [Member] | – | – | – | – | $803.00K | $750.00K | $705.00K | $755.00K | $693.00K | – | – |
| Service Charges [Member] | – | – | – | – | $4.22M | $4.69M | $4.67M | $4.46M | $4.46M | – | – |
| Other [Member] | – | – | – | – | $339.00K | $348.00K | $350.00K | – | – | – | – |
| ATM Income [Member] | – | – | – | – | $323.00K | $392.00K | $400.00K | – | – | – | – |
| Overdraft Fees [Member] | – | – | – | – | $1.17M | $1.54M | $1.55M | – | – | – | – |
| Other Service Charges [Member] | – | – | – | – | $233.00K | $259.00K | $251.00K | – | – | – | – |
| Interchange Revenue [Member] | – | – | – | – | $2.29M | $2.29M | $2.26M | – | – | – | – |
| Statement Fees [Member] | – | – | – | – | $207.00K | $206.00K | $206.00K | – | – | – | – |
| Service Charges [Member] | – | – | – | – | $4.22M | $4.69M | $4.67M | – | – | – | – |
By region
From the segment and revenue-disaggregation notes of Citizens Financial Services's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.