CIZNOTCState Commercial BanksFiscal year ends December 31

CITIZENS HOLDING CO /MS/

Financials through Q4 FY2023, quarter ended Dec 31, 2023Last filing: 10-K on Mar 29, 2024

$8.75+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $49.03M
P/E (TTM): 26.5
Dividend yield: 8.23%

CITIZENS HOLDING CO /MS/ income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	39	46	46	44	35	35	35	35	36	37	36	36	38	37	38
Advertising Expenses	0.57	0.61	0.57	0.64	0.55	0.64	0.65	0.78	0.79	0.77	0.62	0.64	0.73	0.67	–
Interest Expense	19	4.79	5.02	7.43	9.72	4.46	3.34	3.10	3.08	3.02	4.08	5.71	6.64	8.73	11
Income from Equity Investments	–	–	–	–	–	–	–	–	–	–	–	–	–	0.01	0.07
Asset Impairment Charges	0	0.21	0	0	–	–	–	–	–	–	–	–	–	–	–
Gain (Loss) on Investments	–	–	–	–	–	–	–	–	–	–	–	–	0.72	0.66	0.57
Gain (Loss) on Sale of Assets	0.28	0.32	-0.01	0.07	–	–	–	–	–	–	–	–	–	–	–
Pretax Income	1.78	12	8.93	8.68	7.26	7.50	7.78	8.35	10	9.28	8.92	8.43	8.53	9.24	8.77
Income Tax Expense	-0.07	1.88	1.43	1.75	1.35	0.83	4.07	1.61	2.48	1.83	1.77	1.65	1.32	2.08	1.63
Net Income	1.85	9.62	7.49	6.93	5.90	6.67	3.70	6.74	7.59	7.45	7.15	6.78	7.22	7.16	7.14
EPS (Basic)(per share)	0.33	1.72	1.34	1.24	1.17	1.36	0.76	1.38	1.56	1.53	1.47	1.40	1.49	1.48	1.47
EPS (Diluted)(per share)	0.33	1.72	1.34	1.24	1.17	1.36	0.76	1.38	1.56	1.53	1.47	1.39	1.49	1.48	1.45
Shares Outstanding (Basic, Weighted)(shares)	5.60	5.59	5.58	5.58	5.06	4.89	4.88	4.87	4.87	4.87	4.87	4.86	4.84	4.84	4.85
Shares Outstanding (Diluted, Weighted)(shares)	5.60	5.59	5.58	5.58	5.07	4.90	4.90	4.88	4.87	4.87	4.87	4.87	4.85	4.85	4.91
Dividend per Share(per share)	0.72	0.96	0.96	0.96	0.96	0.96	0.96	0.93	0.93	0.89	0.88	0.88	0.88	0.85	0.81
Total Interest Income	49	40	39	41	35	31	31	30	31	31	32	34	37	38	41
Net Interest Income	30	35	33	33	26	27	27	27	28	28	28	29	30	29	30
Non-Interest Income	8.75	11	12	10	9.75	8.60	8.30	7.69	8.33	8.16	7.82	7.40	7.44	7.41	8.06
Provision for Credit Losses	0.67	0.12	1.41	1.49	0.57	0.33	-0.54	-0.07	0.56	0.92	2.20	1.55	3.00	2.46	3.01
Non-Interest Expense	36	34	35	33	28	28	28	26	26	26	25	26	26	25	26

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2023

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 4.8%
Return on equity, FY2023: 4.5%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 26.5
Price to sales: 1.27
Price to book: 1.15
Dividend yield: 8.23%