Chemung Financial Corp (CHMG) stock
CHMGNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 17/3014% above fair value
$85.11−0.58 (-0.68%)
Close on Nov 13, 2026Market cap $410.36MP/E 10.7Yield 1.55%
Chemung Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Chemung Financial's profit margin for the twelve months ending Sep 30, 2026 was 31.1%. For fiscal 2025 it was 15.9%, against 24.3% the year before. The highest annual figure on record is 30.1% in fiscal 2022.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 15.9% | −8.4 |
| FY2024 | Dec 31, 2024 | 24.3% | −0.9 |
| FY2023 | Dec 31, 2023 | 25.3% | −4.9 |
| FY2022 | Dec 31, 2022 | 30.1% | +0.6 |
| FY2021 | Dec 31, 2021 | 29.5% | +6.6 |
| FY2020 | Dec 31, 2020 | 22.9% | +3.6 |
| FY2019 | Dec 31, 2019 | 19.3% | −4.1 |
| FY2018 | Dec 31, 2018 | 23.5% | +13.9 |
| FY2017 | Dec 31, 2017 | 9.6% | −4.1 |
| FY2016 | Dec 31, 2016 | 13.6% | +0.4 |
| FY2015 | Dec 31, 2015 | 13.3% | +2.6 |
| FY2014 | Dec 31, 2014 | 10.7% | −2.8 |
| FY2013 | Dec 31, 2013 | 13.5% | −3.7 |
| FY2012 | Dec 31, 2012 | 17.2% | +0.0 |
| FY2011 | Dec 31, 2011 | 17.2% | −1.5 |
| FY2010 | Dec 31, 2010 | 18.6% | +7.9 |
| FY2009 | Dec 31, 2009 | 10.7% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 39.7% | +12.7 |
| Q2 FY2026 | Jun 30, 2026 | 28.3% | +92.1 |
| Q1 FY2026 | Mar 31, 2026 | 30.8% | +7.3 |
| Q4 FY2025 | Dec 31, 2025 | 25.4% | +2.5 |
| Q3 FY2025 | Sep 30, 2025 | 27.1% | +3.5 |
| Q2 FY2025 | Jun 30, 2025 | -63.9% | −85.2 |
| Q1 FY2025 | Mar 31, 2025 | 23.4% | −6.3 |
| Q4 FY2024 | Dec 31, 2024 | 22.9% | +6.9 |
| Q3 FY2024 | Sep 30, 2024 | 23.5% | −6.1 |
| Q2 FY2024 | Jun 30, 2024 | 21.3% | −4.8 |
| Q1 FY2024 | Mar 31, 2024 | 29.7% | +1.0 |
| Q4 FY2023 | Dec 31, 2023 | 16.0% | −12.3 |
| Q3 FY2023 | Sep 30, 2023 | 29.6% | +2.8 |
| Q2 FY2023 | Jun 30, 2023 | 26.1% | −8.8 |
| Q1 FY2023 | Mar 31, 2023 | 28.7% | −2.1 |
| Q4 FY2022 | Dec 31, 2022 | 28.3% | −0.2 |
| Q3 FY2022 | Sep 30, 2022 | 26.9% | −2.3 |
| Q2 FY2022 | Jun 30, 2022 | 34.9% | +4.8 |
| Q1 FY2022 | Mar 31, 2022 | 30.7% | +0.2 |
| Q4 FY2021 | Dec 31, 2021 | 28.5% | +5.1 |
| Q3 FY2021 | Sep 30, 2021 | 29.1% | +2.2 |
| Q2 FY2021 | Jun 30, 2021 | 30.1% | +1.9 |
| Q1 FY2021 | Mar 31, 2021 | 30.5% | +17.9 |
| Q4 FY2020 | Dec 31, 2020 | 23.4% | +2.7 |
| Q3 FY2020 | Sep 30, 2020 | 26.9% | +17.2 |
| Q2 FY2020 | Jun 30, 2020 | 28.2% | +3.5 |
| Q1 FY2020 | Mar 31, 2020 | 12.6% | −9.7 |
| Q4 FY2019 | Dec 31, 2019 | 20.7% | −7.4 |
| Q3 FY2019 | Sep 30, 2019 | 9.7% | −21.1 |
| Q2 FY2019 | Jun 30, 2019 | 24.7% | +12.3 |
| Q1 FY2019 | Mar 31, 2019 | 22.2% | +0.5 |
| Q4 FY2018 | Dec 31, 2018 | 28.1% | +38.8 |
| Q3 FY2018 | Sep 30, 2018 | 30.9% | +12.5 |
| Q2 FY2018 | Jun 30, 2018 | 12.4% | −3.2 |
| Q1 FY2018 | Mar 31, 2018 | 21.8% | +5.5 |
| Q4 FY2017 | Dec 31, 2017 | -10.7% | −26.9 |
| Q3 FY2017 | Sep 30, 2017 | 18.3% | – |
| Q2 FY2017 | Jun 30, 2017 | 15.6% | – |
| Q1 FY2017 | Mar 31, 2017 | 16.2% | – |
| Q4 FY2016 | Dec 31, 2016 | 16.2% | – |
See a number that looks wrong?