Citizens Financial Group Inc (CFG.PH) stock
CFG.PHNYSEState Commercial BanksFiscal year ends December 31Also trades as CFG, CFG.PE, CFG.PI
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 28, 2026Score 13/308% above fair value
$24.20−0.29 (-1.18%)
Close on Oct 30, 2026Market cap $26.88BP/E 13.8Yield 2.70%
Citizens Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Citizens Financial's profit margin for the twelve months ending Jun 30, 2026 was 24.4%. For fiscal 2025 it was 22.2%, against 19.3% the year before. The highest annual figure on record is 34.9% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 22.2% | +2.9 |
| FY2024 | Dec 31, 2024 | 19.3% | −0.2 |
| FY2023 | Dec 31, 2023 | 19.6% | −6.3 |
| FY2022 | Dec 31, 2022 | 25.8% | −9.0 |
| FY2021 | Dec 31, 2021 | 34.9% | +19.6 |
| FY2020 | Dec 31, 2020 | 15.3% | −12.3 |
| FY2019 | Dec 31, 2019 | 27.6% | −0.5 |
| FY2018 | Dec 31, 2018 | 28.1% | −0.9 |
| FY2017 | Dec 31, 2017 | 28.9% | +9.1 |
| FY2016 | Dec 31, 2016 | 19.9% | +2.5 |
| FY2015 | Dec 31, 2015 | 17.4% | +0.0 |
| FY2014 | Dec 31, 2014 | 17.4% | +90.4 |
| FY2013 | Dec 31, 2013 | -73.0% | −86.2 |
| FY2012 | Dec 31, 2012 | 13.1% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | 25.7% | +4.3 |
| Q1 FY2026 | Mar 31, 2026 | 23.8% | +4.6 |
| Q4 FY2025 | Dec 31, 2025 | 24.5% | +4.3 |
| Q3 FY2025 | Sep 30, 2025 | 23.3% | +3.2 |
| Q2 FY2025 | Jun 30, 2025 | 21.4% | +1.4 |
| Q1 FY2025 | Mar 31, 2025 | 19.3% | +2.2 |
| Q4 FY2024 | Dec 31, 2024 | 20.2% | +10.7 |
| Q3 FY2024 | Sep 30, 2024 | 20.1% | −1.3 |
| Q2 FY2024 | Jun 30, 2024 | 20.0% | −2.9 |
| Q1 FY2024 | Mar 31, 2024 | 17.0% | −7.0 |
| Q4 FY2023 | Dec 31, 2023 | 9.5% | −20.2 |
| Q3 FY2023 | Sep 30, 2023 | 21.4% | −7.9 |
| Q2 FY2023 | Jun 30, 2023 | 22.8% | +4.6 |
| Q1 FY2023 | Mar 31, 2023 | 24.0% | −1.5 |
| Q4 FY2022 | Dec 31, 2022 | 29.7% | −1.1 |
| Q3 FY2022 | Sep 30, 2022 | 29.2% | −2.7 |
| Q2 FY2022 | Jun 30, 2022 | 18.2% | −22.1 |
| Q1 FY2022 | Mar 31, 2022 | 25.5% | −11.3 |
| Q4 FY2021 | Dec 31, 2021 | 30.8% | +4.1 |
| Q3 FY2021 | Sep 30, 2021 | 31.9% | +14.4 |
| Q2 FY2021 | Jun 30, 2021 | 40.3% | +25.8 |
| Q1 FY2021 | Mar 31, 2021 | 36.8% | +34.8 |
| Q4 FY2020 | Dec 31, 2020 | 26.7% | −0.8 |
| Q3 FY2020 | Sep 30, 2020 | 17.5% | −9.9 |
| Q2 FY2020 | Jun 30, 2020 | 14.5% | −13.4 |
| Q1 FY2020 | Mar 31, 2020 | 2.1% | −25.6 |
| Q4 FY2019 | Dec 31, 2019 | 27.5% | −1.7 |
| Q3 FY2019 | Sep 30, 2019 | 27.4% | −0.9 |
| Q2 FY2019 | Jun 30, 2019 | 27.8% | −0.3 |
| Q1 FY2019 | Mar 31, 2019 | 27.6% | +1.1 |
| Q4 FY2018 | Dec 31, 2018 | 29.2% | −15.7 |
| Q3 FY2018 | Sep 30, 2018 | 28.3% | +4.2 |
| Q2 FY2018 | Jun 30, 2018 | 28.2% | +5.4 |
| Q1 FY2018 | Mar 31, 2018 | 26.5% | +3.4 |
| Q4 FY2017 | Dec 31, 2017 | 44.9% | +24.2 |
| Q3 FY2017 | Sep 30, 2017 | 24.1% | +2.6 |
| Q2 FY2017 | Jun 30, 2017 | 22.8% | – |
| Q1 FY2017 | Mar 31, 2017 | 23.1% | – |
| Q4 FY2016 | Dec 31, 2016 | 20.7% | – |
| Q3 FY2016 | Sep 30, 2016 | 21.5% | – |