CFFINasdaqState Commercial BanksFiscal year ends December 31
C & F FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$101.30−0.76 (-0.74%)
Close on Oct 19, 2026
- Market cap
- $329.44M
- P/E (TTM)
- 11.3
- Dividend yield
- 1.82%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
41.6%
1M of 3M shares
Institutional holders
80
5 new, 5 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 15 sales
Net sold $722.32K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Dimensional Fund Advisors LP | 186,401 | 5.50% | 13G (passive) amendment | Dec 29, 2023 |
| BlackRock, Inc. | 162,441 | 5.01% | 13G (passive) | Sep 30, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of CFFI | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 195,737 | 6.02% | $15.66M | +18,812 | 0.00% |
| Dimensional Fund Advisors LP | 183,881 | 5.65% | $14.71M | +274 | 0.00% |
| Vanguard Capital Management LLC | 135,593 | 4.17% | $10.85M | −123 | 0.00% |
| Manufacturers Life Insurance Company, The | 101,134 | 3.11% | $8.09M | −828 | 0.01% |
| Renaissance Technologies LLC | 78,079 | 2.40% | $6.25M | −2,700 | 0.01% |
| Geode Capital Management, LLC | 78,063 | 2.40% | $6.25M | +6,190 | 0.00% |
| Huber Capital Management LLC | 60,415 | 1.86% | $4.83M | – | 0.71% |
| State Street Corp | 43,533 | 1.34% | $3.50M | −512 | 0.00% |
| American Century Companies Inc | 42,621 | 1.31% | $3.41M | −125 | 0.00% |
| Bridgeway Capital Management, LLC | 38,786 | 1.19% | $3.10M | – | 0.05% |
| Lsv Asset Management | 34,867 | 1.07% | $2.79K | – | 0.01% |
| Truist Financial Corp | 29,593 | 0.91% | $2.37M | – | 0.00% |
| Northern Trust Corp | 27,436 | 0.84% | $2.19M | +1,574 | 0.00% |
| Vanguard Fiduciary Trust Co | 20,305 | 0.62% | $1.62M | −684 | 0.00% |
| Vanguard Portfolio Management LLC | 20,155 | 0.62% | $1.61M | +2,593 | 0.00% |
| Wells Fargo & Company/Mn | 19,970 | 0.61% | $1.60M | +1,366 | 0.00% |
| Empowered Funds, LLC | 18,396 | 0.57% | $1.47M | – | 0.01% |
| Raymond James Financial Inc | 16,063 | 0.49% | $1.29M | – | 0.00% |
| First Manhattan Co. LLC. | 15,935 | 0.49% | $1.28M | – | 0.00% |
| Siena Capital Partners GP, LLC | 14,855 | 0.46% | $1.19M | +2,458 | 0.29% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 80 | 1M | 41.6% | 5 / 27 | 19 / 5 | 0M | 0M |
| Q1 2026 | 82 | 1M | 40.6% | 11 / 19 | 26 / 4 | 0M | 0M |
| Q4 2025 | 76 | 1M | 40.8% | 6 / 16 | 29 / 6 | 0M | 0M |
| Q3 2025 | 76 | 1M | 41.0% | 13 / 21 | 19 / 6 | 0M | 0M |
| Q2 2025 | 70 | 1M | 42.0% | 22 / 22 | 10 / 14 | 0M | 0M |
| Q1 2025 | 62 | 1M | 38.4% | 7 / 14 | 24 / 12 | 0M | 0M |
| Q4 2024 | 67 | 1M | 37.7% | 13 / 19 | 16 / 5 | 0M | 0M |
| Q3 2024 | 60 | 1M | 32.5% | 10 / 15 | 18 / 13 | 0M | 0M |
| Q2 2024 | 64 | 1M | 34.4% | 23 / 13 | 21 / 15 | 0M | 0M |
| Q1 2024 | 56 | 1M | 38.9% | 3 / 16 | 20 / 9 | 0M | 0M |
| Q4 2023 | 62 | 1M | 38.9% | 9 / 21 | 17 / 2 | 0M | 0M |
| Q3 2023 | 56 | 1M | 38.8% | 4 / 20 | 14 / 3 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of CFFI | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 96,944 | 2.98% | $7.76M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 76,123 | 2.34% | $6.09M | 0.01% | Jun 30, 2026 |
| Regional Bank Fund | 55,908 | 1.72% | $4.62M | 0.48% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 42,674 | 1.31% | $3.52M | 0.02% | Jul 31, 2026 |
| Huber Small Cap Value Fund | 39,394 | 1.21% | $3.25M | 3.17% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 35,651 | 1.10% | $2.85M | 0.00% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 34,255 | 1.05% | $2.53M | 0.01% | May 31, 2026 |
| Fidelity Small Cap Index Fund | 32,951 | 1.01% | $2.72M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 29,843 | 0.92% | $2.39M | 0.02% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 22,203 | 0.68% | $1.83M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 20,930 | 0.64% | $1.73M | 0.01% | Jul 31, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 18,396 | 0.57% | $1.47M | 0.06% | Jun 30, 2026 |
| Vanguard Russell 2000 Index Fund | 15,635 | 0.48% | $1.15M | 0.01% | May 31, 2026 |
| Fidelity Extended Market Index Fund | 14,657 | 0.45% | $1.08M | 0.00% | May 31, 2026 |
| U.S. Small Cap Portfolio | 14,393 | 0.44% | $1.19M | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Larry G. Dillon | EXECUTIVE CHAIRMAN, Director | 33,058 | 1.02% | Sep 8, 2026 |
| Thomas F. Cherry | PRESIDENT & CEO, Director | 38,869 | 1.20% | Aug 7, 2026 |
| S. Dustin Crone | PRESIDENT & CEO C&F FINANCE | 8,378 | 0.26% | Sep 9, 2026 |
| John A. Seaman III | EVP, CHIEF CREDIT OFFICER | 4,632 | 0.14% | Aug 4, 2026 |
| Jason E. Long | EVP, CHIEF FINANCIAL OFFICER | 10,083 | 0.31% | Jun 9, 2026 |
| Mark A. Fox | PRESIDENT & CEO C&F MORTGAGE | 11,527 | 0.35% | Mar 2, 2026 |
| Bryan Edwin McKernon | PRESIDENT & CEO C&F MORTGAGE | 13,245 | 0.41% | Dec 3, 2024 |
| D. Anthony Peay | Director | 1,850 | 0.06% | Aug 7, 2026 |
| Elizabeth R. Kelley | Director | 4,239 | 0.13% | Jul 7, 2026 |
| David Hendrick Downs | Director | 1,300 | 0.04% | Apr 22, 2026 |
| Paul C. Robinson | Director | 20,692 | 0.64% | Apr 22, 2026 |
| J. P. Causey Jr | Director | 30,016 | 0.92% | Apr 22, 2026 |
| Charles Elis Olsson | Director | 11,209 | 0.34% | Apr 22, 2026 |
| Audrey Dale Holmes | Director | 17,723 | 0.55% | Apr 22, 2026 |
| James T. Napier | Director | 6,510 | 0.20% | Apr 22, 2026 |
| Julie R. Agnew | Director | 5,047 | 0.16% | Apr 22, 2026 |
| George R. Sisson III | Director | 7,248 | 0.22% | Apr 22, 2026 |
| Jeffery O. Smith | Director | 3,120 | 0.10% | Apr 22, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| S. Dustin Crone PRESIDENT & CEO C&F FINANCE | Sep 4, 2026 | Sale | −900 | $94.41 | $84.97K | 8,378 |
| Larry G. Dillon EXECUTIVE CHAIRMAN, Director | Sep 4, 2026 | Sale | −1,000 | $95.07 | $95.07K | 33,058 |
| Larry G. Dillon EXECUTIVE CHAIRMAN, Director | Aug 20, 2026 | Sale | −1,000 | $86.00 | $86.00K | 34,058 |
| D. Anthony Peay Director | Aug 5, 2026 | Sale | −425 | $85.92 | $36.52K | 1,850 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Aug 5, 2026 | Sale | −500 | $87.13 | $43.57K | 38,869 |
| John A. Seaman III EVP, CHIEF CREDIT OFFICER | Aug 3, 2026 | Sale | −650 | $84.61 | $55.00K | 4,632 |
| Elizabeth R. Kelley Director | Jul 3, 2026 | Inheritance | +217 | – | – | 4,239 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Jun 12, 2026 | Sale | −141 | $77.50 | $10.93K | 39,369 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Jun 11, 2026 | Sale | −30 | $78.50 | $2.36K | 39,510 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Jun 10, 2026 | Sale | −329 | $78.50 | $25.83K | 39,540 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Jun 9, 2026 | Sale | −678 | $75.56 | $51.23K | 39,869 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Jun 8, 2026 | Sale | −200 | $75.00 | $15.00K | 40,169 |
| Jason E. Long EVP, CHIEF FINANCIAL OFFICER | Jun 5, 2026 | Sale | −1,360 | $75.50 | $102.68K | 10,083 |
| Thomas F. Cherry PRESIDENT & CEO, Director | May 27, 2026 | Sale | −500 | $75.00 | $37.50K | 40,369 |
| Elizabeth R. Kelley Director | May 13, 2026 | Sale | −1,025 | $73.00 | $74.83K | 4,022 |
| Elizabeth R. Kelley Director | Apr 21, 2026 | Award | +450 | – | – | 5,047 |
| David Hendrick Downs Director | Apr 21, 2026 | Award | +450 | – | – | 1,300 |
| Paul C. Robinson Director | Apr 21, 2026 | Award | +450 | – | – | 19,692 |
| Audrey Dale Holmes Director | Apr 21, 2026 | Award | +450 | – | – | 14,235 |
| Julie R. Agnew Director | Apr 21, 2026 | Award | +450 | – | – | 5,047 |
| James T. Napier Director | Apr 21, 2026 | Award | +450 | – | – | 6,510 |
| Jeffery O. Smith Director | Apr 21, 2026 | Award | +450 | – | – | 3,120 |
| George R. Sisson III Director | Apr 21, 2026 | Award | +450 | – | – | 6,510 |
| J. P. Causey Jr Director | Apr 21, 2026 | Award | +450 | – | – | 28,816 |
| Charles Elis Olsson Director | Apr 21, 2026 | Award | +450 | – | – | 10,250 |
| D. Anthony Peay Director | Apr 21, 2026 | Award | +450 | – | – | 2,275 |
| Mark A. Fox PRESIDENT & CEO C&F MORTGAGE | Mar 1, 2026 | Tax withholding | −278 | $72.82 | $20.24K | 11,527 |
| Jason E. Long EVP, CHIEF FINANCIAL OFFICER | Mar 1, 2026 | Tax withholding | −865 | $72.82 | $62.99K | 11,443 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Mar 1, 2026 | Tax withholding | −1,872 | $72.82 | $136.32K | 40,869 |
| S. Dustin Crone PRESIDENT & CEO C&F FINANCE | Mar 1, 2026 | Tax withholding | −536 | $72.82 | $39.03K | 9,278 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Feb 26, 2026 | Sale | −11 | $78.25 | $861 | 42,741 |
| Larry G. Dillon EXECUTIVE CHAIRMAN, Director | Feb 24, 2026 | Award | +675 | – | – | 35,058 |
| John A. Seaman III EVP, CHIEF CREDIT OFFICER | Feb 24, 2026 | Award | +800 | – | – | 5,282 |
| S. Dustin Crone PRESIDENT & CEO C&F FINANCE | Feb 24, 2026 | Award | +1,000 | – | – | 9,814 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Feb 24, 2026 | Award | +4,350 | – | – | 42,752 |
| Mark A. Fox PRESIDENT & CEO C&F MORTGAGE | Feb 24, 2026 | Award | +800 | – | – | 11,805 |
| Jason E. Long EVP, CHIEF FINANCIAL OFFICER | Feb 24, 2026 | Award | +1,900 | – | – | 12,308 |
| Larry G. Dillon EXECUTIVE CHAIRMAN, Director | Feb 18, 2026 | Tax withholding | −282 | $77.00 | $21.71K | 34,383 |
| John A. Seaman III EVP, CHIEF CREDIT OFFICER | Feb 18, 2026 | Tax withholding | −266 | $77.00 | $20.48K | 4,482 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Aug 22, 2025 | Sale | −1,205 | $71.00 | $85.56K | 38,402 |
| D. Anthony Peay Director | May 29, 2025 | Sale | −136 | $66.94 | $9.10K | 1,825 |
| D. Anthony Peay Director | May 20, 2025 | Sale | −103 | $66.86 | $6.89K | 1,961 |
| D. Anthony Peay Director | May 19, 2025 | Sale | −254 | $68.04 | $17.28K | 2,064 |
| D. Anthony Peay Director | May 15, 2025 | Sale | −31 | $67.96 | $2.11K | 2,318 |
| D. Anthony Peay Director | May 14, 2025 | Sale | −476 | $68.41 | $32.56K | 2,349 |
| D. Anthony Peay Director | Apr 15, 2025 | Award | +425 | – | – | 2,825 |
| Paul C. Robinson Director | Apr 15, 2025 | Award | +425 | – | – | 19,033 |
| James T. Napier Director | Apr 15, 2025 | Award | +425 | – | – | 6,060 |
| Audrey Dale Holmes Director | Apr 15, 2025 | Award | +425 | – | – | 13,785 |
| J. P. Causey Jr Director | Apr 15, 2025 | Award | +425 | – | – | 28,366 |
| Elizabeth R. Kelley Director | Apr 15, 2025 | Award | +425 | – | – | 4,597 |
| Jeffery O. Smith Director | Apr 15, 2025 | Award | +425 | – | – | 2,670 |
| George R. Sisson III Director | Apr 15, 2025 | Award | +425 | – | – | 6,060 |
| Charles Elis Olsson Director | Apr 15, 2025 | Award | +425 | – | – | 9,800 |
| Julie R. Agnew Director | Apr 15, 2025 | Award | +425 | – | – | 4,597 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Mar 5, 2025 | Sale | −121 | $74.00 | $8.95K | 39,607 |
| Thomas F. Cherry PRESIDENT & CEO, Director | Mar 4, 2025 | Sale | −179 | $78.00 | $13.96K | 39,728 |
| Mark A. Fox PRESIDENT & CEO C&F MORTGAGE | Mar 3, 2025 | Sale | −1,032 | $81.00 | $83.59K | 11,005 |
| Jason E. Long EVP, CHIEF FINANCIAL OFFICER | Mar 1, 2025 | Tax withholding | −817 | $79.70 | $65.11K | 10,408 |
| S. Dustin Crone PRESIDENT & CEO C&F FINANCE | Mar 1, 2025 | Tax withholding | −598 | $79.70 | $47.66K | 8,814 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| S. Dustin Crone Director | Sep 4, 2026 | 2,500 | $235.83K | Sep 4, 2026 | Restricted Stock Award |
| G. Dillon Larry Officer, Director | Sep 4, 2026 | 1,000 | $94.63K | Sep 4, 2026 | Vested RSAs |
| G. Dillon Larry Officer, Director | Aug 19, 2026 | 1,000 | $87.62K | Aug 19, 2026 | Vested RSAs |
| A. III Seaman John Officer | Aug 3, 2026 | 650 | $53.68K | Aug 3, 2026 | Vested RSAs |
| E. Long Jason Officer | Jun 1, 2026 | 1,417 | $104.50K | Jun 1, 2026 | Vested RSAs |
| F. Cherry Thomas Officer, Director | May 28, 2026 | 1,878 | $139.16K | May 28, 2026 | Vested RSAs |
| R. Kelley Elizabeth Director | May 13, 2026 | 1,025 | $74.01K | May 13, 2026 | Vested RSAs |
| F. Cherry Thomas Officer, Director | Feb 26, 2026 | 2,000 | $154.70K | Feb 26, 2026 | Vested RSAs |
| F. Cherry Thomas Officer, Director | Aug 19, 2025 | 1,205 | $81.29K | Aug 19, 2025 | Vested RSAs |
| Anthony Peay D Director | May 14, 2025 | 1,000 | $69.20K | May 14, 2025 | Vested RSAs |
| F. Cherry Thomas Officer, Director | Mar 5, 2025 | 1,000 | $75.10K | Mar 5, 2025 | Vested RSAs |
| A. Fox Mark Officer | Feb 20, 2025 | 1,000 | $84.70K | Feb 20, 2025 | Vested RSAs |
| S. Dustin Crone Officer | Nov 27, 2024 | 2,206 | $174.12K | Nov 27, 2024 | Vested RSAs |